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link Chase Ink Business Preferred® Credit Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.6)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Chase Ink Business Preferred® Credit Card

Annual fee:
$95
Min credit score:
Good (670-739) *

Bonus Offer

Get 100,000 Ultimate Rewards points as a bonus when you spend $8,000 in your first 3 months.

The Chase Ink Business Preferred® is the cornerstone Chase business card, allowing you to transfer points to Chase Ultimate Rewards airline and hotel transfer partners and earning 3X points per dollar in combined purchases on popular categories like travel and select online advertising purchases (up to $150,000 per year).

Bonus points for spend in the following categories:

3x Airfare

3X bonus points per dollar in combined purchases in the following select business categories: Travel (includes airfare, hotels, and car rentals but excludes local transit), internet, cable, and phone services, search engine/social media and shipping purchases, up to a combined maximum of $150,000 per account anniversary year.

3x Transit

3X bonus points per dollar in combined purchases in the following select business categories: Travel (includes airfare, hotels, and car rentals but excludes local transit), internet, cable, and phone services, search engine/social media and shipping purchases, up to a combined maximum of $150,000 per account anniversary year.

3x Car Rentals

3X bonus points per dollar in combined purchases in the following select business categories: Travel (includes airfare, hotels, and car rentals but excludes local transit), internet, cable, and phone services, search engine/social media and shipping purchases, up to a combined maximum of $150,000 per account anniversary year.

3x Cellular Phone Service

3X bonus points per dollar in combined purchases in the following select business categories: Travel (includes airfare, hotels, and car rentals but excludes local transit), internet, cable, and phone services, search engine/social media and shipping purchases, up to a combined maximum of $150,000 per account anniversary year.

3x Hotels

3X bonus points per dollar in combined purchases in the following select business categories: Travel (includes airfare, hotels, and car rentals but excludes local transit), internet, cable, and phone services, search engine/social media and shipping purchases, up to a combined maximum of $150,000 per account anniversary year.

+5 more
Card Details Learn How to Apply
link Capital One Venture X Business image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Capital One Venture X Business

Annual fee:
$395
Min credit score:
Excellent (800-850) *

Bonus Offer

150,000 Miles once you spend $30,000 in the first 3 months from account opening

A "no preset spending limit" powerhouse business card from Capital One. Earn 2X miles on everything.

Bonus points for spend in the following categories:

10x Car Rentals

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

10x Hotels

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

5x Airfare

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

2x Everything Else
Card Details Learn How to Apply
link Blue Cash Preferred® Card from American Express image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.1)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Blue Cash Preferred® Card from American Express

American Express is an Advertising Partner
Annual fee:
$0 Introductory Annual Fee for the first year, then $95 (Rates and fees)
Min credit score:
Good (670-739) *

Bonus Offer

Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms apply.

Boasting up to 6% cash back on popular everyday purchases, the Amex Blue Cash Preferred quickly racks up reward dollars that can be redeemed as cash back to lower your statement credit.

Bonus points for spend in the following categories:

6x Groceries

At U.S. Supermarkets. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

6x Streaming Services

On select U.S. Streaming Services

3x Transit
3x Gas Stations

At U.S. Gas Stations

1x Everything Else
Card Details Learn How to Apply
link American Express® Gold Card / Rose Gold Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.5)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

American Express® Gold Card / Rose Gold Card

American Express is an Advertising Partner
Annual fee:
$250 (Rates and fees)
Min credit score:
Good (670-739) *

Bonus Offer

Earn 60,000 bonus Membership Rewards points when you spend $6,000 in 6 months. Terms apply.
The perfect credit card for dining and supermarket spending, with a huge 4X points on both.

Bonus points for spend in the following categories:

4x Groceries

4X Membership Rewards points per dollar spent on U.S. Supermarkets* (up to $25,000 a year; 1X thereafter)

4x Dining Out / Food Delivery

At restaurants worldwide and on takeout delivery within the U,S.

3x Airfare

Booked directly with the airline or via AmexTravel.com

1x Everything Else
Card Details Learn How to Apply
link Capital One Venture Rewards Credit Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.3)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Capital One Venture Rewards Credit Card

Annual fee:
$95
Min credit score:
Good (670-739) *

Bonus Offer

75,000 bonus Miles when you spend $4,000 within your first 3 months
One of the best all-around travel rewards credit cards earning at least 2X Miles on everything.

Bonus points for spend in the following categories:

5x Hotels

When booked through Capital One Travel; else earn 2X

5x Car Rentals

When booked through Capital One Travel; else earn 2X

2x Everything Else
Card Details Learn How to Apply
link Capital One Spark Cash Select Review image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Capital One Spark Cash Select Review

Annual fee:
$0
Min credit score:
Excellent (800-850) *

Bonus Offer

$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
This business credit card offers 1.5% on all purchases with no annual fee.

Bonus points for spend in the following categories:

5x Car Rentals

5% cash back on hotels and rental cars booked through Capital One Travel; 1X miles per dollar otherwise.

5x Hotels

5% cash back on hotels and rental cars booked through Capital One Travel; 1X miles per dollar otherwise.

1.5x Everything Else
Card Details Learn How to Apply
link Chase Ink Business Cash® Credit Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.8)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Chase Ink Business Cash® Credit Card

Annual fee:
$0
Min credit score:
Good (670-739) *

Bonus Offer

Get $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.
Want a no annual fee card that earns a ton on office supply stores and on internet, cable and phone services? This is your card.

Bonus points for spend in the following categories:

5x Cable / Internet / VOIP Phone
5x Cellular Phone Service
5x Office Supplies
2x Gas Stations
2x Dining Out / Food Delivery
+1 more
Card Details Learn How to Apply
link Chase Ink Business Unlimited® Credit Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Chase Ink Business Unlimited® Credit Card

Annual fee:
$0
Min credit score:
Good (670-739) *

Bonus Offer

Get $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.
Completing the Chase Ink Trifecta is the Chase Ink Business Unlimited®, offering 1.5% cash back on all eligible purchases.

Bonus points for spend in the following categories:

1.5x Everything Else
Card Details Learn How to Apply
link Chase Freedom Unlimited® image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.3)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Chase Freedom Unlimited®

Annual fee:
$0
Min credit score:
Good (670-739) *

Bonus Offer

SPECIAL OFFER: Unlimited Matched Cash Back. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn. That’s a total of 3% - 10% cash back - because bonus category spend is also doubled!!
The Chase Freedom Unlimited is a simple credit card earning at least 1.5% cash back on everything, but pair it with a Sapphire Reserve or Sapphire Preferred and you've got a powerful combo with the cash back from this card usable as valuable and transferable Chase Ultimate Rewards points.

Bonus points for spend in the following categories:

5x Airfare

Earn this multiplier when you purchase via the Chase Ultimate Rewards travel portal. If you purchase any other way, you will earn 1.5X points.

5x Car Rentals

Earn this multiplier when you purchase via the Chase Ultimate Rewards travel portal. If you purchase any other way, you will earn 1.5X points.

5x Hotels

Earn this multiplier when you purchase via the Chase Ultimate Rewards travel portal. If you purchase any other way, you will earn 1.5X points.

3x Dining Out / Food Delivery
3x Drugstores
+1 more
Card Details Learn How to Apply
link Chase Ink Business Cash® Credit Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.8)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Chase Ink Business Cash® Credit Card

Annual fee:
$0
Min credit score:
Good (670-739) *

Bonus Offer

Get $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.
Want a no annual fee card that earns a ton on office supply stores and on internet, cable and phone services? This is your card.

Bonus points for spend in the following categories:

5x Cable / Internet / VOIP Phone
5x Cellular Phone Service
5x Office Supplies
2x Gas Stations
2x Dining Out / Food Delivery
+1 more
Card Details Learn How to Apply
link Chase Ink Business Unlimited® Credit Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Chase Ink Business Unlimited® Credit Card

Annual fee:
$0
Min credit score:
Good (670-739) *

Bonus Offer

Get $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.
Completing the Chase Ink Trifecta is the Chase Ink Business Unlimited®, offering 1.5% cash back on all eligible purchases.

Bonus points for spend in the following categories:

1.5x Everything Else
Card Details Learn How to Apply
link Chase Sapphire Preferred® Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.1)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Chase Sapphire Preferred® Card

Annual fee:
$95
Min credit score:
Good (670-739) *

Bonus Offer

60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months. This is worth at least $750 towards travel!

The best starter rewards credit card with powerful card benefits, a solid signup bonus, and a great introduction into Chase Ultimate Rewards points.

Bonus points for spend in the following categories:

5x Airfare

Earn this multiplier when you purchase via the Chase Ultimate Rewards travel portal. If you purchase any other way, you will earn 2X points.

5x Car Rentals

Earn this multiplier when you purchase via the Chase Ultimate Rewards travel portal. If you purchase any other way, you will earn 2X points.

5x Hotels

Earn this multiplier when you purchase via the Chase Ultimate Rewards travel portal. If you purchase any other way, you will earn 2X points.

3x Dining Out / Food Delivery
3x Streaming Services
+3 more
Card Details Learn How to Apply
link American Express® Gold Card / Rose Gold Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.5)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

American Express® Gold Card / Rose Gold Card

American Express is an Advertising Partner
Annual fee:
$250 (Rates and fees)
Min credit score:
Good (670-739) *

Bonus Offer

Earn 60,000 bonus Membership Rewards points when you spend $6,000 in 6 months. Terms apply.
The perfect credit card for dining and supermarket spending, with a huge 4X points on both.

Bonus points for spend in the following categories:

4x Groceries

4X Membership Rewards points per dollar spent on U.S. Supermarkets* (up to $25,000 a year; 1X thereafter)

4x Dining Out / Food Delivery

At restaurants worldwide and on takeout delivery within the U,S.

3x Airfare

Booked directly with the airline or via AmexTravel.com

1x Everything Else
Card Details Learn How to Apply
link Capital One Venture X Credit Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Capital One Venture X Credit Card

Annual fee:
$395
Min credit score:
Excellent (800-850) *

Bonus Offer

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
A true all-in-one travel card, including airport lounge access and much, much more.

Bonus points for spend in the following categories:

10x Car Rentals

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

10x Hotels

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

5x Airfare

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

2x Everything Else
Card Details Learn How to Apply
link Capital One Venture X Business image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Capital One Venture X Business

Annual fee:
$395
Min credit score:
Excellent (800-850) *

Bonus Offer

150,000 Miles once you spend $30,000 in the first 3 months from account opening

A "no preset spending limit" powerhouse business card from Capital One. Earn 2X miles on everything.

Bonus points for spend in the following categories:

10x Car Rentals

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

10x Hotels

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

5x Airfare

Only applies to bookings made via the Capital One Portal; Earn 2X otherwise.

2x Everything Else
Card Details Learn How to Apply
link Capital One Spark Miles for Business image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.1)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Capital One Spark Miles for Business

Annual fee:
$0 Introductory Annual Fee for the first year, then $95
Min credit score:
Good (670-739) *

Bonus Offer

Get 50,000 Capital One miles when you spend $4,500 in your first 3 months
A solid business credit card for earning 2X Capital One miles on all of your business spend.

Bonus points for spend in the following categories:

5x Car Rentals

Earn 5X miles on hotels and rental cars booked through Capital One Travel. Otherwise, your travel purchase will earn 2X miles.

5x Hotels

Earn 5X miles on hotels and rental cars booked through Capital One Travel. Otherwise, your travel purchase will earn 2X miles.

2x Everything Else
Card Details Learn How to Apply
Best Cards by Spend Category

What do you spend the most on?

We know bonus categories! And we'll tell you which cards will earn you the most on the spending category you choose.

Dining Out / Food Delivery

Groceries

Gas Stations

Drugstores

Airfare

Hotels

Car Rentals

Transit

Cruises

Office Supplies

Shipping

Rent

Cable / Internet / VOIP Phone

Cellular Phone Service

Streaming Services

Online Retail Shopping

Single Charges over $5,000

Advertising on Search Engines and Social Media

Gym Memberships

Lyft

Entertainment (Concerts / Shows / Movies)

Costco

Advertising (Online / TV / Radio)

U.S. Electronic Goods Retailers / Software / Cloud System Providers

Best cards for frequent travelers

When you travel a lot, there are certain features you want in a credit card, like no foreign transaction fees and primary car rental collision/damage waiver coverage. Some premium card even include airport lounge access.

Here are three cards to consider:

The Sapphire Preferred® has a low annual fee no forex fees, and primary CDW.

The Capital One Venture X Credit Card has both of those + airport lounge access.

And The Platinum Card from American Express is packed with travel benefits (although it's car rental coverage is secondary)

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.1)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.3)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Featured insights

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November 23, 2023

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November 10, 2023

Chase Ultimate Rewards [Guide]

Featured Credit Cards

Personalized rewards

Get your personalized selection of credit cards based on what you spend the most on. Use the sliders to estimate your MONTHLY spend in each category.

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by Dave Grossman

MilesTalk: Live your wildest travel dreams using Miles and Points

You will learn:

  • The difference between miles and points and how to leverage both
  • Ways to exponentially increase the number of miles and points you earn
  • How to find those elusive first and business class award seats
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Meet Dave

Dave’s spent the last 15+ years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.

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