Bilt’s May 1st Rent Day? Up to 100% Avios Transfer Bonus

Up to 100% Avios Transfer Bonus

This month is Avios, and you can get up to 75% (Platinum members) which means up to 100% if you are Platinum and add $150 Bilt Cash to up your bonus to 100% (i.e. 1 Bilt Point = 2 Avios).

You can choose to transfer to British Airways, Aer Lingus, or Iberia (keep in mind you can easily transfer between these and other Avios currencies like Finnair and Qatar). I tend to always send to BA and to other Avios partners from there as it’s (to me) the most versatile. 

Bilt Palladium Card

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Rates and Fees

Bilt Palladium Card

(4.25) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Annual Fee:

$495 (Rates and fees)

🎁 Bonus offer

Earn 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 3 months + $300 of Bilt Cash. Subject to approval.

• Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
• 2X points on everyday spend
• $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
• $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
• Priority Pass ($469/year value).
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
• Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.

• Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
• 2X points on everyday spend
• $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
• $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
• Priority Pass ($469/year value).
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
• Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.

Pros

• Earn points on housing with no transaction fee
• Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
• 2X points on everyday spend

Cons

• Earning points on rent requires spending Bilt Cash
• No bonus categories higher than 2X, although 2X points plus 4% Bilt Cash on everything makes it an easy choice for everyday spend
• Annual fee

Annual Fee: $495 (Rates and fees)

Foreign Transaction Fee: 0%

Min Credit Score: Good (670-739) *

The currency of the only credit card that earns points for paying your rent, it also has stellar transfer partners providing great value. Examples are World of Hyatt, Alaska Airlines, United Airlines, and Turkish Airlines.

They also award double points on Rent Day (up to 10,000 per Rent Day) on the first of each month and have one special “deal” on that day as well, different each month.

The high valuation compared to peers is owed to both the range of valuable partners and the tiered transfer bonuses of up to 100% based on Bilt status level and other factors.

Point Value:

$0.018

Balance transfer fees: Greater of 5% or $5

• 0x-1x

  Rent / Mortgage

  
  Earning points on rent and mortgage payments requires spending Bilt Cash.
• 2x

  Everyday Spend

Avios Transfer Bonus Details

• Blue: 40% bonus
• Silver: 50% bonus
• Gold: 60% bonus
• Platinum: 75% bonus
• Platinum + upgrade: 100% bonus
• Bilt Cash Upgrade: You can use Bilt Cash to temporarily upgrade your status for $150 in Bilt Cash and access a higher tier promotion.
  • Note: You can only access one tier up (i.e., Blue → Silver). Platinum can top off to even higher than top tier which would be 100% in this transfer bonus.

IMPORTANT: Maximum transfer eligible for the bonus: 100,000 base Bilt Points total during Rent Day. (That’s a 100,000 point max bonus at the highest transfer tier and the first time I can recall a cap on points transferred during a Rent Day bonus. That means your $150 Bilt Cash is getting you a MAXIMUM of 25,000 additional Avios (10,000 at lower tiers, 25,000 at Platinum + Upgrade). I would only do this if you are Platinum maxing out the full bonus.

For my thoughts on these programs in general, I’d check out past Your Best Credit Cards transfer bonus alerts:

• Past transfer bonuses to British Airways Avios
• Past transfer bonuses to Iberia Avios
• Past transfer bonuses to Aer Lingus Avios 

Possible 500 Bonus Bilt Points for Linking to Rakuten

You should do this anyway as the next statement cycle (around May 15th) from Rakuten is the last one that will get you full 1:1 points even if you don’t have Bilt status. 500 bonus Bilt points on Rent Day (IF you are targeted) is gravy…

Here’s the link for that.

Links to Apply

We have all three cards on Your Best Credit Cards:

• Bilt Palladium (Rates and Fees)
• Bilt Obsidian (Rates and Fees) 
• Bilt Blue (Rates and Fees)

Dave Grossman

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