Capital One’s SavorOne Card Becomes the Savor Card (After the Original Savor Card Was Discontinued)

If you’re confused, you’re not the only one. But it will all make sense soon.

The original Capital One Savor Card had a $95 annual fee and earned 1% more per dollar spent on dining, entertainment and certain popular streaming services (including Hulu, Disney+ and Netflix) – 4% vs. 3% on the SavorOne.

The rest of the two cards were essentially the same.

Earlier this year, Capital One stopped accepting applications for the original $95 annual fee Savor cards, though if you had one, you could keep it (at least for now!).

Then, on October 22nd, 2024, Capital One refreshed the look and name of the SavorOne card – renaming it the Capital One Savor Cash Rewards Credit Card.

Capital One Savor Cash Rewards Credit Card

How to apply Card Details

🔔 Notify me of bonus offer changes

Capital One Savor Cash Rewards Credit Card

(4.13) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Annual Fee:

$0

⚠️Offer Ending Soon

Earn $250 Cash Back after you spend $500 on purchases within 3 months from account opening

• No annual fee
• Earn 3% cash rewards on popular categories
• No foreign transaction fee

• No annual fee
• Earn 3% cash rewards on popular categories
• No foreign transaction fee

Pros

• No annual fee
• Earns 3% back on dining and at grocery stores
• Excellent Intro 0% APR offers

Cons

• Only earns 1% cash back on non-bonus categories
• Does not come with any fancy benefits like airport lounge access
• Must book via Capital One Travel to get 5% cash back on hotels, vacation rentals, and rental cars

Annual Fee: $0

Foreign Transaction Fee: 0%

Min Credit Score: Good (670-739) *

When a card earns cash back, it has a value in our calculator of $0.01, just as you’d expect! 😉

Point Value:

$0.01

APR on Purchases: 0 % Intro APR (on purchases for 12 months, 18.49%-28.49% thereafter)

APR on Balance Transfers: 0% Intro APR (on balance transfers for 12 months, 18.49%-28.49% thereafter)

Balance transfer fees: Balance transfer fee applies

• 3x

  Dining Out / Food Delivery

  
• 3x

  Streaming Services

  
• 3x

  Entertainment (Concerts / Shows / Movies)

  
• 3x

  Supermarkets

  
• 1x-5x

  Car Rentals

  
  Only earns 5% when booked via Capital One Travel; else earn 1%
• 1x-5x

  Hotels

  
  Only earns 5% when booked via Capital One Travel; else earn 1%
• 1x

  Everything Else

Short term, this is confusing because there are two cards with the same name – the legacy Savor card that earns the 4% cash back on dining, entertainment and certain popular streaming services (including Hulu, Disney+ and Netflix) and the Savor Cards issues on or after October 22, 2024.

The new Savor card, called the Capital One Savor Cash Rewards Credit Card aside from the new look of the card, is exactly the same as the SavorOne. If you had a SavorOne card, you now have a Capital One Savor Cash Rewards Credit Card.

Incidentally, the student version of the card, formerly known as the Savor One Student, is now the Capital One Savor Student Cash Rewards Credit Card.

Designed as a bit of a food lover’s card, the bonus categories for the Savor Cash Rewards card are:

• 8% cash back rewards on Capital One Entertainment purchases
• 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel. Terms apply.
• 3% cash back on dining purchases
• 3% cash back on entertainment
• 3% cash back at grocery stores (excluding superstores like Walmart(R) and Target®)
• 3% cash back rewards on popular streaming services
• 1% everywhere else

And again, there is now no annual fee for the Savor card.

You can learn how to apply or check out the elevated bonus offer here.

Note: If you don’t qualify for the Capital One Savor Cash Rewards Credit Card, you may be offered the Capital One Savor Cash Rewards Credit Card for Good Credit instead. If this happens, you’ll still get the same card and bonus categories, but you won’t be eligible for new cardmember bonus cash or 0% intro APR offer.

Dave Grossman

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