Amazon Business Prime American Express Card vs Costco Anywhere Visa Card by Citi

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

Unique Card Benefits

Secondary Car Rental CDW Waiver

No Foreign Transaction Fees

Roadside Assistance

Travel and Emergency Assistance Services

Amazon Business Prime American Express Card

Annual Fee

$0 (Rates and fees)

Avg. Min. Credit Score

Good-Excellent

Ongoing APR

18.74%-26.74% (Variable)

Balance transfers fees

Best Multiplier

5x Amazon / Whole Foods

2x Gas Stations

2x Cellular Phone Service

2x Dining Out / Food Delivery

1x All Other Eligible Purchases

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

Receive a $125 Amazon Gift Card when approved for this card with an eligible Amazon Prime membership.

Rating

(3.88) Our Review

Review

An obvious powerhouse for those with a lot of spend at Amazon and Whole Foods with 5% cash back if you hold an Amazon Prime membership.

Many spend tens of thousands a month with AWS web services and 5% cash back on that can be huge, especially when you consider that cash back earned on a credit card is considered a rebate on spend and is not taxable as income.

While we are generally partial to cards that earn transferrable bank points, heavy Amazon spenders will do well with the 5% offered here.

Rates and Fees for the Amazon Business Prime American Express Card. Terms Apply.

Unique Card Benefits

Secondary Car Rental CDW Waiver

No Foreign Transaction Fees

Roadside Assistance

Travel and Emergency Assistance Services

Costco Anywhere Visa Card by Citi

Annual Fee

Avg. Min. Credit Score

800-850

Ongoing APR

19.74%-27.74% (Variable)

Balance transfers fees

Balance transfer fee applies with this offer; 5% of each balance transfer; $5 minimum.

Best Multiplier

4x Gas Stations

3x Airfare

3x Transit

3x Car Rentals

3x Dining Out / Food Delivery

3x Hotels

2x Costco

1x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

None at this time

Rating

(3.25) Our Review

Review

This Costco-branded card earns 2% cash back at Costco. It also earns an incredible 4% cash back at gas stations including EV charging stations, both at Costco and otherwise, for the first $7,000 per year.

Additionally, it earns 3% cash back at restaurants and on travel.

** You must have a Costco membership to be eligible for this card. *

Unique Card Benefits

yes

Secondary Car Rental CDW Waiver

yes

No Foreign Transaction Fees

yes

Roadside Assistance

yes

Travel and Emergency Assistance Services

yes