Compare the Features and Benefits of American Airlines AAdvantage® MileUp® and
Delta SkyMiles® Gold American Express Card

For occasional travelers that fly American Airlines and are looking to earn miles with the airline, then the AAdvantage® MileUp card could be a solid option.

And while you might not think about this card if you are already an American Airlines elite traveler, you may find the bonus categories more beneficial than the $99 fee Citi® / AAdvantage® Platinum Select® World Elite MasterCard since you already have the additional benefits like free checked bags and priority boarding via your status.

This beginner-friendly card, with no annual fee, is ideal for those who don’t travel often enough to justify a more expensive, premium card.

The AAdvantage® MileUp also has a competitive 2X bonus category rate at grocery stores (including grocery delivery services) and eligible American Airlines purchases.

And remember, all base miles earned via spend on this card count as Loyalty Points towards AAdvantage® status.

In addition, you’ll get 25% off inflight food and beverage purchases and there’s no mileage cap on the card. American Airlines miles can be used on over 1,000 worldwide destinations, as you can use them for American Airlines, American Eagle and any Oneworld alliance or non-alliance partner airlines.

However, there are some significant downsides to consider as well. While this is an airline-specific card, the MileUp card doesn’t include many airline perks, such as a free checked bag perk or preferred boarding. In addition, there’s a relatively modest welcome bonus and the card charges a foreign transaction fee (so you won’t want to use this card abroad).

And if you do fly American Airlines (and Oneworld partner airlines or JetBlue) more than a couple of times per year, but are not elite already, there are some better options out there, including those from American Airlines. That includes the mid-tier Citi® / AAdvantage® Platinum Select® World Elite Mastercard, offering the first checked bag free, and the premium Citi® / AAdvantage® Executive World Elite Mastercard, offering Admirals Club lounge access.

The Delta SkyMiles Gold American Express Card charges a $0 introductory annual fee (then $150) and presents many ways for Delta Air Lines flyers to save money — whether they’re booking their flight with SkyMiles or are already in the air.

You’ll earn credit card rewards accordingly: 2x Delta miles on restaurants, at U.S. supermarkets and on eligible Delta purchases, plus 1x miles on other eligible purchases. Finally, if you manage to spend $10,000 or more on the card in a calendar year, a $100 Delta flight credit will be awarded to your account every year.

When it comes time to redeem SkyMiles, Delta Gold cardholders can save 15% off the sticker price for award flights. This benefit is automatically applied when you’re logged into your SkyMiles account on the Delta website or Fly Delta app and the flight is wholly operated by Delta.

Delta offers an impressive route network whether you want to fly within the U.S. or abroad, so you should find plenty of ways to redeem SkyMiles. Some of our favorite deals include Delta’s flash sales, where you can find domestic one-way tickets for as low as 3,500 SkyMiles.

Once you’re at the airport, you can enjoy a free checked bag and Zone 5priority boarding when flying Delta. Then, in the air, you can save 20% on inflight purchases, applied as a statement credit to your account.

If you’re not a frequent Delta flyer and are looking for even more options with your credit card rewards, consider opening a card that earns transferable rewards instead like Amex Membership Rewards points that transfer instantly to Delta SkyMiles. Not to be confused with the Delta SkyMiles Gold Amex Card, the Amex Gold Card earns Membership Rewards points but does not include benefits like the free checked bag.

Rates and Fees for the Delta SkyMiles® Gold American Express Card