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Compare the Features and Benefits of Blue Cash Everyday® Card from American Express and
Delta SkyMiles® Gold American Express Card

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
APR on purchases
APR on balance transfers
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Annual Statement Credits
Purchase Protection
Secondary Car Rental CDW Waiver
Amex Offers
0% Intro APR on Purchases
0% Intro APR on Balance Transfers
Free Checked Bags
Priority Boarding
Extended Warranty
Trip Protections
Travel and Emergency Assistance Services
No Fees for Authorized Users
No Foreign Transaction Fees
Annual Fee
$0 (Rates and fees)
Avg. Min. Credit Score
Good-Excellent
APR on purchases
0% Intro APR (on purchases for 15 months, 19.49%-28.49% thereafter)
APR on balance transfers
0% Intro APR (on balance transfers for 15 months, 19.49%-28.49% thereafter)
Ongoing APR
19.49%-28.49% (Variable)
Balance transfers fees
Either $5 or 3% of the amount of each transfer, whichever is greater.
Best Multiplier
3x Gas Stations

U.S. Gas Stations, up to $6,000 per calendar year in purchases (then 1% thereafter)

3x Supermarkets

Up to $6,000 per calendar year in purchases in each category (then 1% thereafter). At U.S. Supermarkets. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

3x Online Retail Shopping

U.S. Online Retail Shopping, up to $6,000 per calendar year in purchases (then 1% thereafter)

1x All Other Eligible Purchases
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
🎁 Bonus offer
As High As $200 Cash Back. Find Out Your Offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.38) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Blue Cash Everyday® Card from American Express is a well-rounded card offering no annual fee and cash back on three key spending categories, including on online purchases. If your focus is on maximizing your earnings towards pure cash back (as opposed to travel rewards), the Everyday Card is a solid option worth considering.

If your spending aligns with purchases at U.S. supermarkets, U.S. gas stations, or U.S. online retail (who doesn’t shop at online retailers?) — and cash back is your main objective from a credit card — then this becomes an even easier decision. That’s because the Everyday Card earns 3% cash back on these three categories, up to $6,000 per calendar year in purchases in each (then 1%). In addition, the Everyday Card offers a statement credit with several merchants including select streaming services and Home Chef, a rarity for a card with no annual fee (enrollment required).

online-retail-blue-cash-everyday-card-from-american-express-review

Of course, it pays to consider other options, including this card’s sister product, the Blue Cash Preferred® Card from American Express and the no-annual-fee Capital One Savor Cash Rewards Credit Card. Both of these cards may offer slightly more cash back depending on your monthly expenses.

Rates and fees for the Blue Cash Everyday® Card from American Express

Read more
Unique Card Benefits
yes
Annual Statement Credits
yes
Purchase Protection
yes
Secondary Car Rental CDW Waiver
yes
Amex Offers
yes
0% Intro APR on Purchases
yes
0% Intro APR on Balance Transfers
yes
Free Checked Bags
no
Priority Boarding
no
Extended Warranty
no
Trip Protections
no
Travel and Emergency Assistance Services
no
No Fees for Authorized Users
no
No Foreign Transaction Fees
no
Annual Fee
$0 Introductory Annual Fee for the first year, then $150 (Rates and fees)
Avg. Min. Credit Score
Good-Excellent
APR on purchases
-
APR on balance transfers
-
Ongoing APR
19.49%-28.49% (Variable)
Balance transfers fees
-
Best Multiplier
2x Dining Out / Food Delivery
2x Supermarkets

At U.S. Supermarkets. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

1x Airfare

2X multiplier only applies to flights booked on Delta, otherwise earn 1X

1x All Other Eligible Purchases
Avg. Point Value
(Learn More)
$0.012
Bonus Offer
⌛ Limited Time Offer
Earn 70,000 Bonus Miles after you spend $3,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 07/15/2026. Terms apply.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.88) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Delta SkyMiles Gold American Express Card charges a $0 introductory annual fee (then $150) and presents many ways for Delta Air Lines flyers to save money — whether they’re booking their flight with SkyMiles or are already in the air.

miles-delta-skymiles-gold-american-express-card

You’ll earn credit card rewards accordingly: 2x Delta miles on restaurants, at U.S. supermarkets and on eligible Delta purchases, plus 1x miles on other eligible purchases. Finally, if you manage to spend $10,000 or more on the card in a calendar year, a $100 Delta flight credit will be awarded to your account every year.

When it comes time to redeem SkyMiles, Delta Gold cardholders can save 15% off the sticker price for award flights. This benefit is automatically applied when you’re logged into your SkyMiles account on the Delta website or Fly Delta app and the flight is wholly operated by Delta.

Delta offers an impressive route network whether you want to fly within the U.S. or abroad, so you should find plenty of ways to redeem SkyMiles. Some of our favorite deals include Delta’s flash sales, where you can find domestic one-way tickets for as low as 3,500 SkyMiles.

Once you’re at the airport, you can enjoy a free checked bag and Zone 5priority boarding when flying Delta. Then, in the air, you can save 20% on inflight purchases, applied as a statement credit to your account.

If you’re not a frequent Delta flyer and are looking for even more options with your credit card rewards, consider opening a card that earns transferable rewards instead like Amex Membership Rewards points that transfer instantly to Delta SkyMiles. Not to be confused with the Delta SkyMiles Gold Amex Card, the Amex Gold Card earns Membership Rewards points but does not include benefits like the free checked bag.

Rates and Fees for the Delta SkyMiles® Gold American Express Card

Read more
Unique Card Benefits
yes
Annual Statement Credits
yes
Purchase Protection
yes
Secondary Car Rental CDW Waiver
yes
Amex Offers
yes
0% Intro APR on Purchases
no
0% Intro APR on Balance Transfers
no
Free Checked Bags
yes
Priority Boarding
yes
Extended Warranty
yes
Trip Protections
yes
Travel and Emergency Assistance Services
yes
No Fees for Authorized Users
yes
No Foreign Transaction Fees
yes

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