accordion-minus accordion-plus account-aside-cards-ico account-aside-consultations-ico account-aside-logout-ico account-aside-profile-ico account-aside-reading-ico account-aside-settings-ico account-aside-wishlist-ico account-categories-edit account-categories-save account-mobile-nav-arr account-sidebar-active bonus-ico btn-find-ico btn-gradient-fb-ico btn-ico-edit business-ico calc-ico cash-ico check-green close-ico compare-card-equal-ico compare-card-plus-ico compare-plus-ico compare-tooltip-arr compare-tooltip-close compare-tooltip-ico correct-ico correct-large-ico credit-card-bullet err-info-ico facebook facetwp-selections-arr filter-arr heart-ico-filled heart-ico hero-section-bg-animated-mask hero-section-bg-mask-2 hero-section-bg-mask home-slider-arr-icon incorrect-ico insta is-best-ico listing-mob-filter listing-mob-sort loader-ico lock-ico-filled-white lock-ico-filled lock-ico login-facebook login-google login-linkedin my-cards-toggle notification-close-ico notification-success-ico notify-like-clicked notify-like notify-me-ico-clicked notify-me-ico num-counter-item-ico personal-ico points-ico price-edit-blue profile-ico remove-card search-ico select-arr share-facebook-ico share-linkedin-ico share-mail-ico share-twitter-ico sign-in-google-ico slider-ico-1 slider-ico-2 slider-ico-3 slider-ico-4 slider-ico-5 slider-ico-6 stars-5-empty stars-5-filled-edit stars-5-filled tooltip-filter-ico-green tooltip-filter-ico-light tooltip-filter-ico-white tooltip-filter-ico tooltip-ico twitter-widget-ico twitter ybcc-comparison-arr ybcc-comparison-card ybcc-socials-fb ybcc-socials-inst ybcc-socials-tw ybcc-socials-yt youtube
Explore Credit Cards Add Your Spending Profile
💳 Get up to a $3,000 Early Spend Bonus on Spark Cash Plus 💵
< Compare other cards
Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on Your Best Credit Cards are from advertisers and may impact how and where card products appear on the site. Your Best Credit Cards does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our Card Explorer results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.
VS

Compare the Features and Benefits of Blue Cash Preferred® Card from American Express and
Alaska Airlines Visa® Credit Card

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
APR on purchases
APR on balance transfers
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Secondary Car Rental CDW Waiver
Extended Warranty
Purchase Protection
No Fees for Authorized Users
0% Intro APR on Purchases
0% Intro APR on Balance Transfers
Annual Statement Credits
Return Protection
Travel and Emergency Assistance Services
Amex Offers
Free Checked Bags
Priority Boarding
No Foreign Transaction Fees
Annual Fee
$0 Introductory Annual Fee for the first year, then $95 (Rates and fees)
Avg. Min. Credit Score
670-850 *
APR on purchases
0% Intro APR (on purchases for 12 months, 19.24%-29.99% thereafter)
APR on balance transfers
0% Intro APR (on balance transfers for 12 months, 19.24%-29.99% thereafter)
Ongoing APR
19.24%-29.99% (Variable)
Balance transfers fees
Either $5 or 3% of the amount of each transfer, whichever is greater.
Best Multiplier
6x Groceries

At U.S. Supermarkets on the first $6,000 of yearly spend; 1X thereafter. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

6x Streaming Services

On select U.S. Streaming Services

3x Transit
3x Gas Stations

At U.S. Gas Stations

1x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer

Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms apply.

Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.08) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Blue Cash Preferred® Card from American Express is a rewarding cash-back card thanks to its range of useful bonus categories. Perhaps the most valuable bonus category is the ability to earn 6% cash back at U.S. supermarkets, on the first $6,000 spent annually. Households who spend $500 or so can maximize this threshold to earn a tremendous $350 in reward dollars every year, and that’s before you consider the other bonus cash-back opportunities like 3% cash back at U.S. gas stations. Still, you will want to subtract the $95 annual fee from that bounty.

The 6% cash back rate applies to select U.S. streaming subscriptions, which covers virtually every participating provider out there. From Apple Music to YouTube TV to Netflix to Prime Video, it’s likely that you subscribe to one (or more) of these popular live TV, movie or music streaming services.

apple-music-blue-cash-preferred-card-from-american-express

Not to mention, you can enroll your card within your American Express account to receive a $7 monthly statement credit when you spend $9.99 (or more) each month on a subscription to The Disney Bundle, which includes Disney+, Hulu, or ESPN+. If you already subscribe to one of these eligible services, that’s an instant savings of $84 every year.

You can also earn bonus cash back when you’re on the road. The Blue Cash Preferred provides 3% at U.S. gas stations and for local transit expenses, which includes anything such as taxis, rideshare services like Lyft and Uber, parking expenses, tolls, and train and bus fares.

Simply put, the cash back earnings add up swiftly with the Blue Cash Preferred, especially if you have a large household. You’ll earn cash back in the form of reward dollars, which can then be redeemed for any amount on your monthly statement credit through American Express. One reward dollar equals $1.

Other benefits on the card, such as purchase protection, return protection and access to Global Assist Hotline may be used less frequently, but will still come in handy when it’s least expected.

Best of all, there’s no annual fee for the first year of card membership, giving you time to test drive the card’s earning rates and benefits before you commit to paying the ongoing $95 annual fee. It is possible to downgrade after one year to the Blue Cash Everyday® Card if you find it more suitable.

Rates and Fees for the Blue Cash Preferred® Card from American Express

Read more
Unique Card Benefits
yes
Secondary Car Rental CDW Waiver
yes
Extended Warranty
yes
Purchase Protection
yes
No Fees for Authorized Users
yes
0% Intro APR on Purchases
yes
0% Intro APR on Balance Transfers
yes
Annual Statement Credits
yes
Return Protection
yes
Travel and Emergency Assistance Services
yes
Amex Offers
yes
Free Checked Bags
no
Priority Boarding
no
No Foreign Transaction Fees
no
Annual Fee
$95
Avg. Min. Credit Score
670-850 *
APR on purchases
-
APR on balance transfers
-
Ongoing APR
20.24%-28.24% (Variable)
Balance transfers fees
3% of the amount of each transaction
Best Multiplier
3x Airfare

Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases; otherwise earn 1X

2x Gas Stations

Including EV charging stations

2x Streaming Services
2x Cable / Internet / VOIP Phone
2x Transit

Including ride share, trains, even tolls and ferries

1x Everything Else
Avg. Point Value
(Learn More)
$0.017
Bonus Offer
LIMITED TIME ONLINE OFFER - Get 70,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.13) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

With an affordable $95 annual fee and a best-ever 70,000-mile introductory bonus to boot, there are many ways to justify keeping the Alaska Airlines card in your wallet. In fact, there are two types of travelers who would benefit from this airline credit card: one who’s loyal to the West Coast-based carrier and wants extra perks when flying, and the other who wants an easier way to earn Alaska Airlines miles for bucket-list, premium cabin redemptions.

Let’s talk about the first type of traveler: Alaska Airlines frequent flyers. To start, you get a free checked bag on every Alaska flight and get to board the plane soon after elite status holders. While potentially less utilized, the 20% discount for onboard purchases and a $100 statement credit toward a Lounge+ membership can still prove to be beneficial if you frequently fly on Alaska Airlines network.

Now, let’s discuss the second traveler: the travel optimizer. That’s because Alaska’s Mileage Plan loyalty program allow you to redeem miles at a reasonable rate for a broad range of global airline partners beyond just Alaska. From Oneworld alliance partners to highly-rated carriers like Singapore Airlines, Alaska miles are easily some of the most valuable airline miles out there. We’re talking 70,000 miles for a one-way first class ticket on Cathay Pacific to Asia or 55,000 miles for a one-way business class ticket on Qantas to Australia. (Note: Alaska may update their award charts now that they are part of the oneworld alliance, so these rates are subject to change.)

While those rates are phenomenal, Alaska miles can be quite difficult to earn compared to other airline miles — unless you open the Alaska Visa to earn both the bonus offer and miles on eligible card purchases. Fortunately, the Alaska Airlines Visa Credit Card comes with a solid earning rate on Alaska flights and purchases (3x miles); everyday purchases including eligible gas, EV charging, cable, streaming services, and local transit (2x miles); and a standard 1x miles pr dollar spent on all other purchases.

alaska-airlines-visa-credit-card

No matter what your travel goals are with this credit card, the final component to discuss is Alaska’s famous companion fare, which you’ll earn as part of the welcome bonus — assuming you meet minimum spend from account opening. Essentially, you’re able to score a round-trip companion ticket for just $99 (plus taxes and fees of around $23), which can provide excellent value on many itineraries to West Coast destinations. Best of all, cardholders get the opportunity to earn another companion ticket every single year by spending at least $6,000 on card purchases in the prior anniversary year.

Read more
Unique Card Benefits
yes
Secondary Car Rental CDW Waiver
yes
Extended Warranty
yes
Purchase Protection
yes
No Fees for Authorized Users
yes
0% Intro APR on Purchases
no
0% Intro APR on Balance Transfers
no
Annual Statement Credits
no
Return Protection
no
Travel and Emergency Assistance Services
no
Amex Offers
no
Free Checked Bags
yes
Priority Boarding
yes
No Foreign Transaction Fees
yes

Learn more about these cards today

Your account has been successfully created!