Earn 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus flights booked directly; 1X on other airlines
Must be booked directly with the hotel
Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
On top of a generous sign up bonus, the British Airways credit card by Chase earns 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus and 2x Avios on hotel accommodations booked directly with the hotel. Avios can be shared between any Avios program, which also includes Qatar Airways (home of the QSuite) and you can redeem British Airways Avios for award tickets on oneworld airlines like American Airlines, Alaska Airlines, Cathay Pacific, and more.
Award tickets on short-haul American Airlines are actually a major sweet spot of the British Airways Avios program with flights like New York to Miami in coach going for just 9,000 Avios and $5,60 in tax.
More importantly, you’ll receive 10% off all British Airways flights that originate in the United States. (Must book through a special website provided with your new card.)
And then, after your first year, you can earn a Travel Together Ticket (a.k.a. Companion Ticket), good for bringing a companion for just the taxes and fees when you redeem a reward flight for yourself, when you spend $30,000 in a calendar year. Don’t have a companion to bring? You can use it for half off the points of an Avios award flight instead.
Finally, you’ll also receive up to a $600 statement credit on bookings for Reward Flights as described above in Unique Card benefits.
If you fly British Airways frequently, this airline credit card is truly compelling.
Keep in mind, from a pure points earning perspective, that the Chase Sapphire Reserve also earns 3x Chase Ultimate Rewards credit card points on these airlines and on all airlines, hotels and other travel and can even be transferred to Avios if needed – as well as a range of other travel partners, like World of Hyatt which offers excellent and outsized value.
So if you are getting the card for the points alone, you may want to rethink it. If you are getting it for the benefits, your head is in the right place.
Keep in mind that British Airways Avios expire after 36 months of inactivity, though that won’t be a problem if you are spending on this credit card!
If you don’t primarily fly BA, you might want to look at other airline credit cards or bank cards with transferable points.
Note: Per Chase’s 5/24 Rule, you will only be approved for a Chase card like the British Airways Visa card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One Spark Cash Select and Spark Miles plus Discover, but are subject to the policy).
If you are looking for a review of the JP Morgan Reserve card, you’re in the right spot.
However, it may be more elusive than you think….
Formerly known as the JP Morgan Palladium card, this unbelievably heavy metal credit card is now known as the JP Morgan Reserve card.
In the travel rewards credit card space, this is the equivalent of the famous American Express Black (Centurion) Card.
In nearly every way but the design and rarity, this card is the same as the Chase Sapphire Reserve.
The JP Morgan Reserve card includes an annual United Club membership.
The annual fee is the same as the Sapphire Reserve as well.
This card is available to Chase Private Bank clients, only. That means you will need over 10 Million dollars in assets with Chase.
Now, you may know someone with one of these cards that doesn’t have $10 million with Chase. That would be because when it was the Palladium card, mere Chase Private Client customers could apply. But no longer…
If you are reading this, the odds are that you can’t get a JP Morgan Reserve card. If you do have the $10 million in assets with Chase, just give your Private Banker a call!
Otherwise, you may need to look at applying for the Chase Sapphire Reserve instead… for now.