Compare the Features and Benefits of Business Green Rewards Card from American Express and
Chase Aeroplan® Credit Card

The Business Green Rewards Card from American Express is clearly the “starter” card in the Amex ecosystem for small businesses looking for No Preset Spending Limit (which means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history) without the heftier annual fees of the American Express® Business Gold Card or The Business Platinum Card® from American Express.

However, with this card earning just 1 point per eligible dollar spent (2 points per dollar only for Flights & Prepaid Hotels booked on AmexTravel.com) and lacking any annual statement credits or rich benefits, we struggle to see the value in paying a $95 annual fee.

Although it doesn’t have No Preset Spending Limit, if you truly can’t make the annual fee work on the American Express® Business Gold Card or The Business Platinum Card® from American Express cards, then we would recommend The Blue Business® Plus Credit Card from American Express which earns 2x bonus points on all eligible purchases up to a $50,000 annual limit (1x on all eligible purchases thereafter) and has no annual fee.

If you need a much higher credit limit, then we’d advise considering the American Express® Business Gold Card or The Business Platinum Card® from American Express.

Rates and Fees for the Business Green Rewards Card from American Express

Air Canada debuted a one-of-a-kind airline credit card, available for applicants for its most loyal U.S. flyers. By opening an Aeroplan credit card account, you can get access to extensive benefits when you fly Air Canada, travel and purchase protections and more. Additionally, the Air Canada card is one of the only cards that reimburse your application fee for NEXUS (or you have the flexibility to choose Global Entry ot TSA PreCheck instead).

The rewards rate on the Aeroplan credit card is pretty stellar: earn 3x points per dollar spent on restaurants, groceries and Air Canada directly and 1x point on other eligible purchases. You can redeem points for Air Canada operated flights and its partner airlines, which demonstrates the flexibility of this valuable rewards currency. For instance, you can book domestic economy flights on United starting at 6,500 points one-way, or a business class ticket to Asia for 60,000 points one-way on award-winning carriers like ANA or Singapore Airlines.

The Aeroplan card continues to show off its versatility beyond Air Canada-exclusive perks, as you can redeem your points to cover any travel purchase through Chase’s Pay Yourself Back program for 1.25 cents apiece. That means 100,000 Aeroplan points redeemed is worth $1,250 in travel value.

And if you do fly with Air Canada, you can get your first checked bag free, which can be a huge money-saving benefit. Finally, reap the rewards of automatic 25K elite status for up to two years of card membership, getting you two Air Canada lounge passes, annual upgrade credits to enjoy an elevated inflight experience and more.