Compare the Features and Benefits of Business Green Rewards Card from American Express and
Southwest Rapid Rewards® Premier Credit Card

The Business Green Rewards Card from American Express is clearly the “starter” card in the Amex ecosystem for small businesses looking for No Preset Spending Limit (which means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history) without the heftier annual fees of the American Express® Business Gold Card or The Business Platinum Card® from American Express.

However, with this card earning just 1 point per eligible dollar spent (2 points per dollar only for Flights & Prepaid Hotels booked on AmexTravel.com) and lacking any annual statement credits or rich benefits, we struggle to see the value in paying a $95 annual fee.

Although it doesn’t have No Preset Spending Limit, if you truly can’t make the annual fee work on the American Express® Business Gold Card or The Business Platinum Card® from American Express cards, then we would recommend The Blue Business® Plus Credit Card from American Express which earns 2x bonus points on all eligible purchases up to a $50,000 annual limit (1x on all eligible purchases thereafter) and has no annual fee.

If you need a much higher credit limit, then we’d advise considering the American Express® Business Gold Card or The Business Platinum Card® from American Express.

Rates and Fees for the Business Green Rewards Card from American Express

The Southwest Premier credit card is Southwest’s mid-tier personal card. It balances offering some perks while still charging less than a $150 annual fee.

Cardholders get access to (starting in 2026) boarding with group 5 and access to select both Standard and Preferred seats for themselves and up to 8 travel companions on the same reservation 48 hours before the flight, when available.

Points earned count toward earning the Southwest Companion Pass. Plus, primary cardholders earn 1,500 Tier Qualifying Points toward A-List Preferred Status for every $5,000 spent on the card each year.

The Southwest Premier Card doesn’t charge foreign transaction fees. Add in the higher earning rate on Southwest purchases, higher anniversary bonus, and ability to earn Tier Qualifying Points toward A-List Preferred Status (which the Plus doesn’t offer), and the Premier Card easily justifies its slightly higher annual fee, although, in our opinion, the Southwest Rapid Rewards^® Priority Credit Card has the best value of the three cards.

Lastly, this card is great for getting a good piece of the way to a Southwest Companion Pass with the bonus offer, since the signup bonus points count. Read our guide on earning a Southwest Companion Pass for up to two years via new account bonuses.