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VS

Compare the Features and Benefits of Capital One Quicksilver Cash Rewards Credit Card and
Chase Freedom Rise®

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
APR on purchases
APR on balance transfers
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Extended Warranty
Trip Protections
Free Access to Credit Score
0% Intro APR on Purchases
0% Intro APR on Balance Transfers
No Foreign Transaction Fees
Secondary Car Rental CDW Waiver
Purchase Protection
Annual Fee
$0
Avg. Min. Credit Score
670-850
APR on purchases
0% Intro APR (on purchases for 15 months, 19.99%-29.99% thereafter)
APR on balance transfers
0% Intro APR (on balance transfers for 15 months, 19.99%-29.99% thereafter)
Ongoing APR
19.99%-29.99% (Variable)
Balance transfers fees
Balance transfer fee applies
Best Multiplier
5x Car Rentals

Only when booked via the Capital One Travel Portal; otherwise earn 1.5X miles per dollar.

5x Hotels

Only when booked via the Capital One Travel Portal; otherwise earn 1.5X miles per dollar.

1.5x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
Get a $200 cash bonus when you spend $500 in your first 3 months.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.8) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Capital One Quicksilver Cash Rewards Credit Card is perfect for someone that wants a simple cash back card (no need to remember which card to use for which bonus category and does a lot of international travel. While the Citi Double Cash card earns 2% cash back on everything, the Double Cash carries a foreign transaction fee of 3% of your purchase.

With Quicksilver, you will never pay any foreign transaction fees or annual fees, and you’ll earn a simple 1.5% cash back on everything. If you book travel via the Capital One Travel portal, you’ll earn 5% on hotels and rental cars (1.5% if booked outside of Capital One Travel).

Capital One Quicksilver

Plus, you’ll get a small cash bonus when you meet the terms of the Early Spend Bonus with your new Quicksilver card.

PRO TIP:

If you have another credit card which earns Capital One Miles, like the Capital One Venture X, Capital One Venture, Capital One VentureOne, or Capital One Spark Miles for Business, you can transfer your cash from your Quicksilver to those cards, turning them into Capital One Miles – transferable to airline and hotel partners. $10 = 1,000 Miles.

Here’s a list of Capital One Miles airline and hotel transfer partners

Capital One Miles
Transfer RatioExpected Transfer Time
Air Canada (Aeroplan)1:1Instant
Air France / KLM Flying Blue1:1Instant
Avianca Lifemiles1:1Instant
Aeromexico1:1Instant
British Airways Avios1:1TBD
Cathay Pacific Asia Miles1:1Nearly instant
Choice Hotels1:11 day
Emirates Skywards1:1Instant
Etihad Guest1:11-2 days
Finnair1:1Instant
Qantas1:11-2 days
Singapore Airlines KrisFlyer1:11-2 days
TAP Air Portugal1:1TBD
Turkish Airlines Miles&Smiles1:1TBD
Wyndham Rewards Hotel Program1:1Instant
EVA2:1.51-2 days
Accor Live Limitless (ALL) Hotel Program2:11-2 days
Virgin Red1:1TBD
Read more
Unique Card Benefits
yes
Extended Warranty
yes
Trip Protections
yes
Free Access to Credit Score
yes
0% Intro APR on Purchases
yes
0% Intro APR on Balance Transfers
yes
No Foreign Transaction Fees
yes
Secondary Car Rental CDW Waiver
yes
Purchase Protection
no
Annual Fee
$0
Avg. Min. Credit Score
670-850
APR on purchases
-
APR on balance transfers
-
Ongoing APR
26.99% (Variable)
Balance transfers fees
$5 or 5% of the amount of each transfer, whichever is greater
Best Multiplier
5x Lyft

Through March 2025

1.5x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer

Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.

Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.5) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Chase Freedom Rise® is specifically aimed at those people who haven’t yet established credit, whether they are young or new to the country.

What’s great about this card is that unlike most “starter” credit cards, this credit card actually earns cash back and a handsome 1.5% cash back at that – all with no annual fee and it’s not a secured credit card, meaning you are being given credit the same as anyone else and you’ll be able to build your credit score by using the card and making on time payments. The cash back is awarded as Chase Ultimate Rewards points, but they are not transferable points – only cash back.

There are no intro 0% APR offers on this card so it’s best for someone that will be able to pay their bills on time and, ideally, in full.

Read more
Unique Card Benefits
yes
Extended Warranty
yes
Trip Protections
yes
Free Access to Credit Score
yes
0% Intro APR on Purchases
no
0% Intro APR on Balance Transfers
no
No Foreign Transaction Fees
no
Secondary Car Rental CDW Waiver
no
Purchase Protection
yes

Learn more about these cards today

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