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Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Card Details
VS
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

Card Details

Compare the Features and Benefits of Capital One Quicksilver Cash Rewards Credit Card and
The Hilton Honors American Express Business Card

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
APR on purchases
APR on balance transfers
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Extended Warranty
No Foreign Transaction Fees
Grants Car Rental Status
Secondary Car Rental CDW Waiver
Trip Protections
Unique Card Benefits
0% Intro APR on Purchases
0% Intro APR on Balance Transfers
Free Access to Credit Score
Annual Statement Credits
Grants Hotel Status
Purchase Protection
Does Not Report Credit Line to Personal Credit Profile
No Fees for Authorized Users
Metal Card
Amex Offers
Capital One Quicksilver Cash Rewards Credit Card
Annual Fee
$0
Avg. Min. Credit Score
670-850
APR on purchases
0% Intro APR (on purchases for 15 months, 18.49%-28.49% thereafter)
APR on balance transfers
0% Intro APR (on balance transfers for 15 months, 18.49%-28.49% thereafter)
Ongoing APR
18.49%-28.49% (Variable)
Balance transfers fees
Balance transfer fee applies
Best Multiplier
1.5x Car Rentals

Earn 5X only when booked via the Capital One Travel Portal; otherwise earn 1.5% cash back

1.5x Hotels

Includes vacation rentals; Earn 5X only when booked via the Capital One Travel Portal; otherwise earn 1.5% cash back

1.5x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
🎁 Bonus offer
Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.8) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Capital One Quicksilver Cash Rewards Credit Card is perfect for someone that wants a simple cash back card (no need to remember which card to use for which bonus category and does a lot of international travel. While the Citi Double Cash card earns 2% cash back on everything, the Double Cash carries a foreign transaction fee of 3% of your purchase.

With Quicksilver, you will never pay any foreign transaction fees or annual fees, and you’ll earn a simple 1.5% cash back on everything. If you book travel via the Capital One Travel portal, you’ll earn 5% on hotels, vacation rentals, and rental cars (1.5% if booked outside of Capital One Travel).

Capital One Quicksilver

Plus, you’ll get a small cash bonus when you meet the terms of the Early Spend Bonus with your new Quicksilver card.

PRO TIP:

If you have another credit card which earns Capital One Miles, like the Capital One Venture X, Capital One Venture, Capital One VentureOne, or Capital One Spark Miles for Business, you can transfer your cash from your Quicksilver to those cards, turning them into Capital One Miles – transferable to airline and hotel partners. $10 = 1,000 Miles.

Here’s a list of Capital One Miles airline and hotel transfer partners

Capital One Miles
Transfer Ratio Expected Transfer Time
Air Canada (Aeroplan) 1:1 Instant
Air France / KLM Flying Blue 1:1 Instant
Avianca Lifemiles 1:1 Instant
Aeromexico 1:1 Instant
British Airways Avios 1:1 TBD
Cathay Pacific Asia Miles 1:1 Nearly instant
Choice Hotels 1:1 1 day
Emirates Skywards 1:1 Instant
Etihad Guest 1:1 1-2 days
EVA 2:1.5 1-2 days
Finnair 1:1 Instant
JAL (Japan Airlines) Mileage Bank 2:1.5 (Account must be open for 7 days before transfer) TBD
JetBlue 5:3 TBD
Qantas 1:1 1-2 days
Qatar Avios 1:1 TBD
Singapore Airlines KrisFlyer 1:1 1-2 days
TAP Air Portugal 1:1 TBD
Turkish Airlines Miles&Smiles 1:1 TBD
Wyndham Rewards Hotel Program 1:1 Instant
Virgin Red 1:1 TBD
Accor Live Limitless (ALL) Hotel Program 2:1 1-2 days
I Prefer Hotel Rewards: 1:2 TBD

Read more
Extended Warranty
yes
No Foreign Transaction Fees
yes
Grants Car Rental Status
yes
Secondary Car Rental CDW Waiver
yes
Trip Protections
yes
Unique Card Benefits
yes
0% Intro APR on Purchases
yes
0% Intro APR on Balance Transfers
yes
Free Access to Credit Score
yes
Annual Statement Credits
no
Grants Hotel Status
no
Purchase Protection
no
Does Not Report Credit Line to Personal Credit Profile
no
No Fees for Authorized Users
no
Metal Card
no
Amex Offers
no
The Hilton Honors American Express Business Card
Annual Fee
$0 Introductory Annual Fee for the first year, then $195 (Rates and fees)
Avg. Min. Credit Score
Good-Excellent
APR on purchases
-
APR on balance transfers
-
Ongoing APR
19.49%-28.49% (Variable)
Balance transfers fees
-
Best Multiplier
5x Dining Out / Food Delivery
5x Supermarkets
5x Airfare
5x Hotels

Applies only at Hilton Honors hotels booked directly with Hilton; else earn 3X points per dollar.

5x Car Rentals
5x EV Charging
5x Gas Stations
5x Cruises
5x Transit
5x Drugstores
5x Cable / Internet / Phone
5x Cellular Phone Service
5x Office Supplies
5x Rent / Mortgage
5x Streaming Services
5x Advertising (Online / TV / Radio)
5x Gym Memberships
5x U.S. Electronic Goods Retailers / Software / Cloud System Providers
5x Construction Materials / Hardware Supplies
5x Online Retail Shopping
5x Amazon / Whole Foods
5x Entertainment (Concerts / Shows / Movies)
5x Costco
5x Shipping
5x Advertising on Search Engines and Social Media
5x Lyft
5x Single Charges over $5,000
Avg. Point Value
(Learn More)
$0.005
Bonus Offer
⌛ Limited Time Offer
Limited Time Offer: Enjoy a $0 intro annual fee for the first year, then $195 + earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26. Terms apply.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.83) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Hilton Honors American Express Business Card comes with some valuable benefits, including Gold Elite status, which gets you free breakfast (or a daily food and beverage credit) on all stays at full-service Hilton hotels and resorts and is the only business credit card that earns Hilton Honors points.

You can redeem Hilton Honors points and Free Night Rewards for a room like this with room with a private plunge pool in Mexico

With Hilton Honors points having an approximate value of 0.5 cents per point, you are earning roughly 6% back on Hilton stays (earning 12X)  and 2.5% back on your first $100,000 of eligible spend (earning 5X).

However, after $100,000 in a calendar year, all eligible spend outside of a Hilton property will earn 3X which we would value at about 1.5% cash value.

Also, you’ll get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card. If you use all 4 credits in full, you’d more than cover the Card’s annual fee.

hilton business card amex

Hilton Honors Business Credit Card

The Hilton portfolio also has some breathtaking hotels and resorts at which you can spend your Hilton Honors points.

View from an infinity pool at the Waldorf Astoria Pedregal in Los Cabos, Mexico - Bookable with Hilton Honors points and Free Night Rewards.

While we don’t recommend the Hilton Honors Business card as your only business credit card, it certainly is worth more than its annual fee if you frequently stay at Hilton portfolio hotels and resorts.

Rates and fees for the The Hilton Honors American Express Business Card

Read more
Extended Warranty
yes
No Foreign Transaction Fees
yes
Grants Car Rental Status
yes
Secondary Car Rental CDW Waiver
yes
Trip Protections
yes
Unique Card Benefits
no
0% Intro APR on Purchases
no
0% Intro APR on Balance Transfers
no
Free Access to Credit Score
no
Annual Statement Credits
yes
Grants Hotel Status
yes
Purchase Protection
yes
Does Not Report Credit Line to Personal Credit Profile
yes
No Fees for Authorized Users
yes
Metal Card
yes
Amex Offers
yes

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Capital One Quicksilver Cash Rewards Credit Card

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The Hilton Honors American Express Business Card

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