Compare the Features and Benefits of Capital One QuicksilverOne Cash Rewards Credit Card and
Chase Aeroplan® Credit Card

The Capital One QuicksilverOne Cash Rewards Credit Card is similar to the Capital One Quicksilver Cash Rewards Credit Card with a few main exceptions.

• The Capital One QuicksilverOne Cash Rewards credit card requires a credit score of only around 600, while the The Capital One Quicksilver Cash is looking for a FICO around 700.
• The Capital One QuicksilverOne does not offer any car rental CDW / LDW coverage.
• The Capital One QuicksilverOne charges a $39 annual fee whereas the Quicksilver has no annual fee.
• The Capital One QuicksilverOne Cash Rewards credit card does not have any introductory 0% APR offers or 0% intro balance transfers while the Quicksilver offers both.
• The Quicksilver offers a higher credit line.
• You can expect to be automatically considered for a credit limit increase for your Capital One QuicksilverOne Cash Rewards credit card after 6 months if you are making on-time payments.

With QuicksilverOne, you will never pay any foreign transaction fees, and you’ll earn 1.5% cash back on all eligible purchases. If you book travel via the Capital One Travel portal, you’ll earn 5% on hotels, vacation rentals, and rental cars (1.5% if booked outside of Capital One Travel).

PRO TIP:

If you have another credit card which earns Capital One Miles, like the Venture X, Venture, VentureOne, or Spark Miles for Business, you can transfer your cash from your QuicksilverOne Cash Rewards credit card to those cards, where they become Capital One Miles – transferable to airline and hotel partners. $10 = 1,000 Miles.

Here’s a list of Capital One Miles airline and hotel transfer partners

Air Canada debuted a one-of-a-kind airline credit card, available for applicants for its most loyal U.S. flyers. By opening an Aeroplan credit card account, you can get access to extensive benefits when you fly Air Canada, travel and purchase protections and more. Additionally, the Air Canada card is one of the only cards that reimburse your application fee for NEXUS (or you have the flexibility to choose Global Entry ot TSA PreCheck instead).

The rewards rate on the Aeroplan credit card is pretty stellar: earn 3x points per dollar spent on restaurants, groceries and Air Canada directly and 1x point on other eligible purchases. You can redeem points for Air Canada operated flights and its partner airlines, which demonstrates the flexibility of this valuable rewards currency. For instance, you can book domestic economy flights on United starting at 6,500 points one-way, or a business class ticket to Asia for 60,000 points one-way on award-winning carriers like ANA or Singapore Airlines.

The Aeroplan card continues to show off its versatility beyond Air Canada-exclusive perks, as you can redeem your points to cover any travel purchase through Chase’s Pay Yourself Back program for 1.25 cents apiece. That means 100,000 Aeroplan points redeemed is worth $1,250 in travel value.

And if you do fly with Air Canada, you can get your first checked bag free, which can be a huge money-saving benefit. Finally, reap the rewards of automatic 25K elite status for up to two years of card membership, getting you two Air Canada lounge passes, annual upgrade credits to enjoy an elevated inflight experience and more.