Capital One QuicksilverOne Cash Rewards Credit Card vs Journey Student Rewards from Capital One

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

Unique Card Benefits

Extended Warranty

No Foreign Transaction Fees

Trip Protections

Free Access to Credit Score

Capital One QuicksilverOne Cash Rewards Credit Card

Annual Fee

$39

Avg. Min. Credit Score

580-850

Ongoing APR

29.99% (Variable)

Balance transfers fees

Balance Transfer Fee applies to balances transferred at a promotional rate

Best Multiplier

5x Car Rentals

5x Hotels

1.5x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

None at this time

Rating

(2.38) Our Review

Review

The Capital One QuicksilverOne Cash Rewards Credit Card is similar to the Capital One Quicksilver Cash Rewards Credit Card with a few main exceptions.

The Capital One QuicksilverOne Cash Rewards credit card requires a credit score of only around 600, while the The Capital One Quicksilver Cash is looking for a FICO around 700.
The Capital One QuicksilverOne does not offer any car rental CDW / LDW coverage.
The Capital One QuicksilverOne charges a $39 annual fee whereas the Quicksilver has no annual fee.
The Capital One QuicksilverOne Cash Rewards credit card does not have any introductory 0% APR offers or 0% intro balance transfers while the Quicksilver offers both.
The Quicksilver offers a higher credit line.
You can expect to be automatically considered for a credit limit increase for your Capital One QuicksilverOne Cash Rewards credit card after 6 months if you are making on-time payments.

With QuicksilverOne, you will never pay any foreign transaction fees, and you’ll earn 1.5% cash back on all eligible purchases. If you book travel via the Capital One Travel portal, you’ll earn 5% on hotels and rental cars (1.5% if booked outside of Capital One Travel).

PRO TIP:

If you have another credit card which earns Capital One Miles, like the Venture X, Venture, VentureOne, or Spark Miles for Business, you can transfer your cash from your QuicksilverOne Cash Rewards credit card to those cards, where they become Capital One Miles – transferable to airline and hotel partners. $10 = 1,000 Miles.

Here’s a list of Capital One Miles airline and hotel transfer partners

Capital One Miles
	Transfer Ratio	Expected Transfer Time
Air Canada (Aeroplan)	1:1	Instant
Air France / KLM Flying Blue	1:1	Instant
Avianca Lifemiles	1:1	Instant
Aeromexico	1:1	Instant
British Airways Avios	1:1	TBD
Cathay Pacific Asia Miles	1:1	Nearly instant
Choice Hotels	1:1	1 day
Emirates Skywards	1:1	Instant
Etihad Guest	1:1	1-2 days
Finnair	1:1	Instant
Qantas	1:1	1-2 days
Singapore Airlines KrisFlyer	1:1	1-2 days
TAP Air Portugal	1:1	TBD
Turkish Airlines Miles&Smiles	1:1	TBD
Wyndham Rewards Hotel Program	1:1	Instant
EVA	2:1.5	1-2 days
Accor Live Limitless (ALL) Hotel Program	2:1	1-2 days
Virgin Red	1:1	TBD

Unique Card Benefits

yes

Extended Warranty

yes

No Foreign Transaction Fees

yes

Trip Protections

yes

Free Access to Credit Score

yes

Journey Student Rewards from Capital One

Annual Fee

Avg. Min. Credit Score

Ongoing APR

29.99% (Variable)

Balance transfers fees

Best Multiplier

1.25x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

None at this time

Rating

(0) Our Review

Review

This card is no longer available. Please see our other Student Credit Cards.

Unique Card Benefits

Extended Warranty

No Foreign Transaction Fees

Trip Protections

Free Access to Credit Score