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Capital One Spark Cash Plus

Capital One Spark Cash Plus

Card Details
VS
Capital One Savor Rewards for Students

Capital One Savor Rewards for Students

Card Details

Compare the Features and Benefits of Capital One Spark Cash Plus and
Capital One Savor Rewards for Students

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Extended Warranty
No Foreign Transaction Fees
Has No Preset Spending Limit
Does Not Report Credit Line to Personal Credit Profile
Roadside Assistance
No Fees for Authorized Users
Trip Protections
Capital One Spark Cash Plus
Annual Fee
$150
Avg. Min. Credit Score
800-850
Ongoing APR
-
Balance transfers fees
Balance transfers are not available on Spark Cash Plus
Best Multiplier
5x Car Rentals

Only when booked via Capital One Travel; Otherwise earn 1X.

5x Hotels

Only when booked via Capital One Travel; Otherwise earn 1X.

2x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
🎁 Bonus offer Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. Earn an additional $2,000 bonus for every $500,000 spent in the first year.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Capital One Spark Cash Plus replaced the older Spark Cash business card, with the primary difference being that the Spark Cash Plus is a charge card. The charge card features means that the Capital One Spark Cash Plus can be more easily used for bigger purchases and by companies with very high monthly spend, without bumping up against a credit limit for your business expenses. The card is issued as a Visa.

You earn 2% cash back on all eligible purchases, plus 5% when you book hotels and rental cars through the Capital One Travel Portal.

rental-cars-capital-one-spark-cash-plus

If you have a separate credit card that earns Capital One Miles, like the Venture X, Venture, VentureOne, or Spark Miles, you can transfer your cash from the Capital One Spark Cash Plus to those cards, making them Capital One Miles – transferable to airline and hotel partners. $10 = 1,000 Miles.



This card is also featured in Which Capital One Business Cards Report to Personal Credit (Count Towards 5/24)? and in the article Business Credit Cards That Don’t Report to Personal Credit Bureaus.

Read more
Unique Card Benefits
yes
Extended Warranty
yes
No Foreign Transaction Fees
yes
Has No Preset Spending Limit
yes
Does Not Report Credit Line to Personal Credit Profile
yes
Roadside Assistance
yes
No Fees for Authorized Users
yes
Trip Protections
no
Capital One Savor Rewards for Students
Annual Fee
$0
Avg. Min. Credit Score
580-850
Ongoing APR
19.24%-29.24% (Variable)
Balance transfers fees
Balance Transfer Fee applies to balances transferred at a promotional rate
Best Multiplier
5x Car Rentals
5x Hotels
3x Dining Out / Food Delivery
1x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
🎁 Bonus offer You’ll earn $50 after you spend $100 in your first three months.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.13) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

As far as student credit cards go, the Capital One Savor Student Cash Rewards Credit Card is a winner.

It’s got the most bonus categories of any student cash back rewards credit card, with 8% cash back for Entertainment booked through Capital One Entertainment, 5% cash back on travel booked via Capital One Travel, 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target) and 1% cash back on all other eligible purchases.

grocery-stores-capital-one-savorone-student-cash-rewards-credit-card

You’ll also get a small cash bonus when you meet the terms of the Early Spend Bonus with your new card.

Most importantly, you’ll be building credit while also earning valuable rewards with no annual fee.

If you don’t spend a lot on dining, entertainment, streaming services and at grocery stores, you might prefer the Capital One Quicksilver Student Cash Rewards Credit Card, which lacks bonus categories but earns 1.5% cash back on all eligible purchases – 0.5% more than the Savor One Student credit card on non-bonused spend.

In short, it’s one of the best student credit cards around.

Read more
Unique Card Benefits
yes
Extended Warranty
yes
No Foreign Transaction Fees
yes
Has No Preset Spending Limit
no
Does Not Report Credit Line to Personal Credit Profile
no
Roadside Assistance
no
No Fees for Authorized Users
no
Trip Protections
yes

Learn more about these cards today

Capital One Spark Cash Plus

Card Details

Capital One Savor Rewards for Students

Card Details

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