Chase Ink Business Premier℠ Credit Card vs Chase Slate Edge Credit Card

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

APR on purchases

APR on balance transfers

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

Unique Card Benefits

Extended Warranty

Purchase Protection

Roadside Assistance

Primary Car Rental CDW Waiver

No Foreign Transaction Fees

Trip Protections

Cell Phone Protection

Does Not Report Credit Line to Personal Credit Profile

No Fees for Authorized Users

Travel and Emergency Assistance Services

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Secondary Car Rental CDW Waiver

Free Access to Credit Score

Chase Ink Business Premier℠ Credit Card

Annual Fee

$195

Avg. Min. Credit Score

670-850

APR on purchases

APR on balance transfers

Ongoing APR

18.49%-26.49% (Variable)

Balance transfers fees

Best Multiplier

5x Airfare

5x Cruises

5x Car Rentals

5x Hotels

2.5x Single Charges over $5,000

2x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

🎁 Bonus offer Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.

Rating

(3.75) Our Review

Review

The Ink Business Premier credit card from Chase fits a specific target audience.

The businesses best suited for this card spend a very high amount monthly and want to simplify their spending. Especially if you have frequent charges over $5,000, that annual fee is paid for many times over by the extra 1/2 percent earned in cash back.

While it’s easy to get caught up in miles and points, if you are spending and earning more points than you can realistically spend, it’s not at all a bad idea.

However, if you want to earn transferable points, you would be better served by a Capital One Spark Cash Select. Alone, the Spark Cash is also just straight cash, but if you have a Venture, Venture X, or Spark Miles for Business card, you can convert the cash to miles.

If that’s not a concern, then the Chase Ink Business Premier is easily the very best business charge card out there. No other credit card or charge card will get you more cash back on purchases.

Many small business owners spend a ton on inventory monthly and could be earning huge amounts of cashback, but don’t have time to learn about miles and points. This business card is perfect for those small business owners. If purchases tend to be large purchases over $5,000 (which earn 2.5%) it becomes even better.

Unique Card Benefits

yes

Extended Warranty

yes

Purchase Protection

yes

Roadside Assistance

yes

Primary Car Rental CDW Waiver

yes

No Foreign Transaction Fees

yes

Trip Protections

yes

Cell Phone Protection

yes

Does Not Report Credit Line to Personal Credit Profile

yes

No Fees for Authorized Users

yes

Travel and Emergency Assistance Services

yes

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Secondary Car Rental CDW Waiver

Free Access to Credit Score

Chase Slate Edge Credit Card

Annual Fee

Avg. Min. Credit Score

670-850

APR on purchases

0% Intro APR (on purchases for 18 months, 20.49%-29.24% thereafter)

APR on balance transfers

0% Intro APR (on balance transfers for 18 months, 20.49%-29.24% thereafter)

Ongoing APR

20.49%-29.24% (Variable)

Balance transfers fees

Either $5 or 5% of the amount of each transfer, whichever is greater.

Best Multiplier

0x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

🎁 Bonus offer

0% Intro APR for 18 months from account opening on purchases and balance transfers. The regular APR of reg_apr,reg_apr_type on balance transfers and purchases applies after the introductory period ends.

Rating

(2.75) Our Review

Review

The Chase Slate Edge is specifically aimed at those people who have at least “good” credit but need some help with either existing credit card balances with high APRs or to finance new purchases using the 0% Introductory APR offer (detailed above in Key Facts).

Because it doesn’t earn rewards, it’s not our first choice of card if you are opening a new card for any other purpose. For instance, also with no annual fee, you could earn 1.5% cash back on the Chase Freedom Unlimited® card. Or, for just a $95 annual fee, you could reap the many benefits of the Chase Sapphire Preferred® Card.

But if your reason for a new card is to lower existing debt or finance new debt, the Chase Slate Edge could be right for you.

Unique Card Benefits

yes

Extended Warranty

yes

Purchase Protection

yes

Roadside Assistance

yes

Primary Car Rental CDW Waiver

No Foreign Transaction Fees

Trip Protections

Cell Phone Protection

Does Not Report Credit Line to Personal Credit Profile

No Fees for Authorized Users

Travel and Emergency Assistance Services

0% Intro APR on Purchases

yes

0% Intro APR on Balance Transfers

yes

Secondary Car Rental CDW Waiver

yes

Free Access to Credit Score

yes