Chase Slate Edge Credit Card vs Capital One Quicksilver Student Cash Rewards Credit Card

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

APR on purchases

APR on balance transfers

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

Unique Card Benefits

Extended Warranty

Free Access to Credit Score

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Secondary Car Rental CDW Waiver

Purchase Protection

Roadside Assistance

No Foreign Transaction Fees

Trip Protections

Chase Slate Edge Credit Card

Annual Fee

Avg. Min. Credit Score

670-850

APR on purchases

0% Intro APR (on purchases for 18 months, 20.49%-29.24% thereafter)

APR on balance transfers

0% Intro APR (on balance transfers for 18 months, 20.49%-29.24% thereafter)

Ongoing APR

20.49%-29.24% (Variable)

Balance transfers fees

Either $5 or 5% of the amount of each transfer, whichever is greater.

Best Multiplier

0x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

0% Intro APR for 18 months from account opening on purchases and balance transfers. The regular APR of reg_apr,reg_apr_type on balance transfers and purchases applies after the introductory period ends.

Rating

(2.75) Our Review

Review

The Chase Slate Edge is specifically aimed at those people who have at least “good” credit but need some help with either existing credit card balances with high APRs or to finance new purchases using the 0% Introductory APR offer (detailed above in Key Facts).

Because it doesn’t earn rewards, it’s not our first choice of card if you are opening a new card for any other purpose. For instance, also with no annual fee, you could earn 1.5% cash back on the Chase Freedom Unlimited® card. Or, for just a $95 annual fee, you could reap the many benefits of the Chase Sapphire Preferred® Card.

But if your reason for a new card is to lower existing debt or finance new debt, the Chase Slate Edge could be right for you.

Unique Card Benefits

yes

Extended Warranty

yes

Free Access to Credit Score

yes

0% Intro APR on Purchases

yes

0% Intro APR on Balance Transfers

yes

Secondary Car Rental CDW Waiver

yes

Purchase Protection

yes

Roadside Assistance

yes

No Foreign Transaction Fees

Trip Protections

Capital One Quicksilver Student Cash Rewards Credit Card

Annual Fee

Avg. Min. Credit Score

580-850

APR on purchases

APR on balance transfers

Ongoing APR

19.99%-29.99% (Variable)

Balance transfers fees

Balance Transfer Fee applies to balances transferred at a promotional rate

Best Multiplier

5x Car Rentals

5x Hotels

1.5x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

You’ll earn $50 after you spend $100 in your first three months.

Rating

(4) Our Review

Review

As far as student credit cards go, the Capital One Quicksilver Student Cash Rewards Credit Card is an easy choice since no student card offers a flat cash back rate that is higher.

With 1.5% cash back on everything, you’re both building your credit (so you can step up to credit cards with richer rewards after you graduate, and earning a nice return on your credit card spend.

Plus, you’ll get a small cash bonus when you meet the terms of the Early Spend Bonus with your new Quicksilver Student card.

Importantly, there’s no annual fee and this is not a secured credit card.

And you do have the opportunity to earn 5% cash back on hotels and rental card booked via Capital One Travel.

All around, it’s a pretty solid student credit card!

Unique Card Benefits

yes

Extended Warranty

yes

Free Access to Credit Score

yes

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Secondary Car Rental CDW Waiver

Purchase Protection

Roadside Assistance

No Foreign Transaction Fees

yes

Trip Protections

yes