Chase Slate Edge Credit Card vs Citi® Diamond Preferred® Credit Card

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

APR on purchases

APR on balance transfers

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Free Access to Credit Score

Unique Card Benefits

Secondary Car Rental CDW Waiver

Purchase Protection

Extended Warranty

Roadside Assistance

Chase Slate Edge Credit Card

Annual Fee

Avg. Min. Credit Score

670-850

APR on purchases

0% Intro APR (on purchases for 18 months, 20.49%-29.24% thereafter)

APR on balance transfers

0% Intro APR (on balance transfers for 18 months, 20.49%-29.24% thereafter)

Ongoing APR

20.49%-29.24% (Variable)

Balance transfers fees

Either $5 or 5% of the amount of each transfer, whichever is greater.

Best Multiplier

0x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

0% Intro APR for 18 months from account opening on purchases and balance transfers. The regular APR of reg_apr,reg_apr_type on balance transfers and purchases applies after the introductory period ends.

Rating

(2.75) Our Review

Review

The Chase Slate Edge is specifically aimed at those people who have at least “good” credit but need some help with either existing credit card balances with high APRs or to finance new purchases using the 0% Introductory APR offer (detailed above in Key Facts).

Because it doesn’t earn rewards, it’s not our first choice of card if you are opening a new card for any other purpose. For instance, also with no annual fee, you could earn 1.5% cash back on the Chase Freedom Unlimited® card. Or, for just a $95 annual fee, you could reap the many benefits of the Chase Sapphire Preferred® Card.

But if your reason for a new card is to lower existing debt or finance new debt, the Chase Slate Edge could be right for you.

0% Intro APR on Purchases

yes

0% Intro APR on Balance Transfers

yes

Free Access to Credit Score

yes

Unique Card Benefits

yes

Secondary Car Rental CDW Waiver

yes

Purchase Protection

yes

Extended Warranty

yes

Roadside Assistance

yes

Citi® Diamond Preferred® Credit Card

Annual Fee

Avg. Min. Credit Score

670-850

APR on purchases

0% Intro APR (on purchases for 12 months, 17.74%-28.49% thereafter)

APR on balance transfers

0% Intro APR (on balance transfers for 21 months, 17.74%-28.49% thereafter)

Ongoing APR

17.74%-28.49% (Variable)

Balance transfers fees

Balance transfer fee applies with this offer; 5% of each balance transfer; $5 minimum.

Best Multiplier

0x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

None at this time

Rating

(2.75) Our Review

Review

This card does not have a rewards program or offer cash back, so you won’t earn rewards for spend. Rewards credit cards tend to carry high APRs and are suitable for those that do not carry a balance.

The Diamond Preferred card is all about the Introductory Purchase and Balance Transfer offers and ideal for those that already have credit card debt.

You can use this offer to help get your debt under control and think about rewards and cash back cards later – once you are debt free and won’t need to carry a balance. Be sure to read all rates, fees, and disclosures before you apply.

It also offers Citi “My Deals” both on the Citi Mobile App and Citi Online. My Deals provides easy access to national and local coupons across categories such as dining, shopping, and entertainment. Offers depend on your geographic location.

You’ll also have access to discounted gift cards select brands and a daily gift card deal.

0% Intro APR on Purchases

yes

0% Intro APR on Balance Transfers

yes

Free Access to Credit Score

yes

Unique Card Benefits

Secondary Car Rental CDW Waiver

Purchase Protection

Extended Warranty

Roadside Assistance