0% Intro APR for 18 months from account opening on purchases and balance transfers. The regular APR of reg_apr,reg_apr_type on balance transfers and purchases applies after the introductory period ends.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
The Chase Slate Edge is specifically aimed at those people who have at least “good” credit but need some help with either existing credit card balances with high APRs or to finance new purchases using the 0% Introductory APR offer (detailed above in Key Facts).
Because it doesn’t earn rewards, it’s not our first choice of card if you are opening a new card for any other purpose. For instance, also with no annual fee, you could earn 1.5% cash back on the Chase Freedom Unlimited® card. Or, for just a $95 annual fee, you could reap the many benefits of the Chase Sapphire Preferred® Card.
But if your reason for a new card is to lower existing debt or finance new debt, the Chase Slate Edge could be right for you.
Applies to bookings at Hilton Honors properties booked directly with Hilton. Otherwise, earn 3X
At U.S. Gas Stations
At U.S. Restaurants. Take out and delivery included.
At U.S. Supermarkets. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
The Hilton Honors American Express Card is the entry level Hilton card in a family of three Hilton credit cards for individuals including this one, the Hilton Honors Surpass® Credit Card ($150 annual fee), and the Hilton Aspire® credit card ($550 annual fee).
(All information about the Hilton Honors Aspire® Credit Card ahas been collected independently by Your Best Credit Cards.)
If you stay with Hilton frequently and simply aren’t willing to pay an annual fee, this isn’t a bad card. With 7X earned at Hilton portfolio properties (we value that at 3.5% worth of points back since we value Hilton points at 0.5 cents each), you’ll certainly do well when you pay with this card at Hilton family hotels and resorts.
5X Hilton Honors points at US restaurants, US gas stations, and US supermarkets on a no-annual fee card isn’t bad either, with a 2.5% effective return on spend assuming a value of 0.5 cents per Hilton point).
However, if you do step up to the annual fee cards, you do get more. The Surpass comes with automatic Hilton Gold status instead of Hilton Honors Silver status, which adds a breakfast or meal voucher credit to your benefits along with room upgrades and gives you the opportunity to earn a Free Night Reward valid on any Standard Night Reward after $15,000 in spend on eligible purchases on your Card in a calendar year.
And the Aspire, despite its heft annual fee, provides come crazy benefits like Diamond elite status.
However, you are probably reading about this card because you want a no annual fee Hilton credit card and this one is pretty strong for a new annual fee hotel card. Not to mention the shopping protections like Extended Warranty and Purchase Protection as well as no foreign transaction fees.
Rates and Fees for the Hilton Honors Credit Card from American Express