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Compare the Features and Benefits of Citi® / AAdvantage® Executive World Elite MasterCard® and
Blue Cash Preferred® Card from American Express

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
APR on purchases
APR on balance transfers
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Annual Statement Credits
Extended Warranty
Purchase Protection
Secondary Car Rental CDW Waiver
Airport Lounge Access
Priority Boarding
Global Entry / TSA PreCheck Reimbursement
Free Checked Bags
Trip Protections
No Foreign Transaction Fees
Concierge Services
Metal Card
0% Intro APR on Purchases
0% Intro APR on Balance Transfers
Return Protection
Travel and Emergency Assistance Services
No Fees for Authorized Users
Amex Offers
Annual Fee
$595
Avg. Min. Credit Score
670-850 *
APR on purchases
-
APR on balance transfers
-
Ongoing APR
21.24%-29.99% (Variable)
Balance transfers fees
5% of each balance transfer; $5 minimum.
Best Multiplier
4x Airfare

On American Airlines flights booked directly only. Other airfare earns 1X mile per dollar.

1x Everything Else
Avg. Point Value
(Learn More)
$0.014
Bonus Offer

Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.

Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.73) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

If you and your immediate family members fly American Airlines often, the Citi/AAdvantage Executive World Elite Mastercard offers an outstanding slew of perks. As the most premium offering of all of the American Airlines’ AAdvantage credit cards, the most enticing and primary benefit by far is the ability the Admirals Club membership (though you’ll need a same day boarding pass on American or on any of the Oneworld partner airlines). You can bring your immediate family, which counts as your spouse/domestic partner and children under the age of 18 or two guests.

Valued at $500 – $650 per year outright, you can save quite a big chunk of cash by applying for the card instead. What’s more, you can add up to 10 authorized users to the primary card account with fees as follows: $175 total for the first three authorized users and $175 for each additional AU after that. While the card used to give free Authorized Users, that was simply too good to last. It remains a good deal on up to 3 AUs.

Your authorized users, whether you add your trusted friends or family members, will get their own American Airlines Admirals Club® membership. This makes the Citi/AAdvantage Executive World Elite Mastercard for larger families with lots of guests to bring along the way.

When you’re flying on American Airlines, you’ll not only get a 25% discount on inflight eligible American Airlines purchases for food and drinks, but you’ll get the VIP treatment at the airport. It starts with priority check-in, where you can bring a first checked bag free, and priority airport screening allows you to skip the line when available. Finally, priority boarding allows you to board with Group 4. Best of all, these three benefits apply to you and up to eight travelers on the same reservation!

people, silhouettes, sunset
Not only does the card help provide an enhanced airport experience, but you get to earn both American Airlines miles and Loyalty Points to help you qualify for AAdvantage® frequent flyer status. You’ll earn 2x redeemable miles on eligible American Airlines purchases and 1x miles on everything else. On top of that, you’ll earn 1x Loyalty Point per $1 spent.

As well, there are now Loyalty Point bonuses:

  • A 10,000 Loyalty Point Bonus after reaching 50,000 Loyalty Points in a status qualification year
  • A 10,000 Loyalty Point Bonus after reaching 90,000 Loyalty Points in a status qualification years

And statement credit:

  • Lyft – Citi/AAdvantage Executive cardmembers can earn a $10 Lyft credit after taking 3 eligible rides in a calendar month and paying with their card.
  • Grubhub – Citi/AAdvantage Executive cardmembers are eligible to receive a statement credit of up to $10 per monthly billing statement (for a total of up to $120 every 12 monthly billing statements) on eligible purchases made at Grubhub.
  • Avis/Budget – Citi/AAdvantage Executive cardmembers are eligible to receive a statement credit up to $120 every calendar year when purchases of up to $120 or more made Avis or budget car rentals or both are charged to their card.

It not only has Global Entry / TSA PreCheck reimbursement every 4 years, but now comes with a suite of Trip Protections:

  • Trip Cancellation & Interruption Protection
  • Trip Delay Protection
  • Lost Baggage Protection
  • Worldwide Car Rental Insurance Coverage

In short, if you want American Airline’s Admiral’s Club access (and don’t need Priority Pass or other lounge access), the Citi/AAdvantage Executive World Elite Mastercard is a fantastic pick.

Read more
Unique Card Benefits
yes
Annual Statement Credits
yes
Extended Warranty
yes
Purchase Protection
yes
Secondary Car Rental CDW Waiver
yes
Airport Lounge Access
yes
Priority Boarding
yes
Global Entry / TSA PreCheck Reimbursement
yes
Free Checked Bags
yes
Trip Protections
yes
No Foreign Transaction Fees
yes
Concierge Services
yes
Metal Card
yes
0% Intro APR on Purchases
no
0% Intro APR on Balance Transfers
no
Return Protection
no
Travel and Emergency Assistance Services
no
No Fees for Authorized Users
no
Amex Offers
no
Annual Fee
$0 Introductory Annual Fee for the first year, then $95 (Rates and fees)
Avg. Min. Credit Score
670-850 *
APR on purchases
0% Intro APR (on purchases for 12 months, 19.24%-29.99% thereafter)
APR on balance transfers
0% Intro APR (on balance transfers for 12 months, 19.24%-29.99% thereafter)
Ongoing APR
19.24%-29.99% (Variable)
Balance transfers fees
Either $5 or 3% of the amount of each transfer, whichever is greater.
Best Multiplier
6x Groceries

At U.S. Supermarkets on the first $6,000 of yearly spend; 1X thereafter. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

6x Streaming Services

On select U.S. Streaming Services

3x Transit
3x Gas Stations

At U.S. Gas Stations

1x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer

Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms apply.

Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.08) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Blue Cash Preferred® Card from American Express is a rewarding cash-back card thanks to its range of useful bonus categories. Perhaps the most valuable bonus category is the ability to earn 6% cash back at U.S. supermarkets, on the first $6,000 spent annually. Households who spend $500 or so can maximize this threshold to earn a tremendous $350 in reward dollars every year, and that’s before you consider the other bonus cash-back opportunities like 3% cash back at U.S. gas stations. Still, you will want to subtract the $95 annual fee from that bounty.

The 6% cash back rate applies to select U.S. streaming subscriptions, which covers virtually every participating provider out there. From Apple Music to YouTube TV to Netflix to Prime Video, it’s likely that you subscribe to one (or more) of these popular live TV, movie or music streaming services.

apple-music-blue-cash-preferred-card-from-american-express

Not to mention, you can enroll your card within your American Express account to receive a $7 monthly statement credit when you spend $9.99 (or more) each month on a subscription to The Disney Bundle, which includes Disney+, Hulu, or ESPN+. If you already subscribe to one of these eligible services, that’s an instant savings of $84 every year.

You can also earn bonus cash back when you’re on the road. The Blue Cash Preferred provides 3% at U.S. gas stations and for local transit expenses, which includes anything such as taxis, rideshare services like Lyft and Uber, parking expenses, tolls, and train and bus fares.

Simply put, the cash back earnings add up swiftly with the Blue Cash Preferred, especially if you have a large household. You’ll earn cash back in the form of reward dollars, which can then be redeemed for any amount on your monthly statement credit through American Express. One reward dollar equals $1.

Other benefits on the card, such as purchase protection, return protection and access to Global Assist Hotline may be used less frequently, but will still come in handy when it’s least expected.

Best of all, there’s no annual fee for the first year of card membership, giving you time to test drive the card’s earning rates and benefits before you commit to paying the ongoing $95 annual fee. It is possible to downgrade after one year to the Blue Cash Everyday® Card if you find it more suitable.

Rates and Fees for the Blue Cash Preferred® Card from American Express

Read more
Unique Card Benefits
yes
Annual Statement Credits
yes
Extended Warranty
yes
Purchase Protection
yes
Secondary Car Rental CDW Waiver
yes
Airport Lounge Access
no
Priority Boarding
no
Global Entry / TSA PreCheck Reimbursement
no
Free Checked Bags
no
Trip Protections
no
No Foreign Transaction Fees
no
Concierge Services
no
Metal Card
no
0% Intro APR on Purchases
yes
0% Intro APR on Balance Transfers
yes
Return Protection
yes
Travel and Emergency Assistance Services
yes
No Fees for Authorized Users
yes
Amex Offers
yes

Learn more about these cards today

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