Compare the Features and Benefits of Citi® / AAdvantage® Platinum Select® World Elite MasterCard and
Delta SkyMiles® Platinum Business American Express Card

Citi® / AAdvantage® Platinum Select® World Elite MasterCard is the perfect card for travelers that even periodically fly American. For a $99 annual fee (waived the first year), cardholders and travelers on the same reservation enjoy preferred boarding, a free checked bag on American Airlines flights, and 25% savings on inflight food and beverage purchases.

Cardholders earn 2x American Airlines AAdvantage® bonus miles at restaurants and gas stations and on eligible American Airlines purchases. All other eligible purchases earn 1x AAdvantage® miles per eligible dollar spent.

Each dollar spent on an American Airlines credit card earns 1 Loyalty Point. That means cardholders can earn elite status in the AAdvantage program just by spending on the AAdvantage® Platinum Select card. For example, you can earn AAdvantage® Gold elite status with just $40,000 in purchases on the card in a year.

Note that the sign up bonus and spending category bonuses count as American Airlines AAdvantage® bonus miles. That means you won’t earn Loyalty Points on these AAdvantage® bonus miles. As an example, if you spend $5,000 at gas stations in a year, although you’ll earn 10,000 AAdvantage® miles on these purchases, it will only count as 5,000 Loyalty Points.

American Airlines currently charges $40 for a first checked bag on domestic itineraries. Considering you and up to four travel companions can check a bag for free, this one credit card perk can save you up to $400 per round-trip flight. The catch is that this perk only is offered on domestic flights. Unfortunately, cardholders can’t check a bag for free on American Airlines international flights.

The Delta SkyMiles Platinum Business Card offers a slew of perks that will appeal to several types of business owners. Whether you’re looking to join the early ranks of Silver or Gold Medallion status, or want to climb further toward Platinum or Diamond, this business card provides excellent incentives for higher spend, helping you earn your way towards higher status levels.

Not only that, but you will earn 3x bonus miles per dollar spent on eligible Delta purchases, 1.5x miles on transit, U.S. shipping, and large purchases of $5,000 or more (up to an aggregate limit of $100,000 per year; earn 1X thereafter) plus 1x miles per dollar on all other eligible purchases.

In short, the Delta Platinum Business card’s earning rate is solid for businesses who want to reap the rewards on their high operating expenses.

The $350 annual fee can be hard to swallow, but several notable perks can help you save money when you’re flying with Delta.

First, you and up to eight passengers can get a first checked bag free on Delta Flights + Zone 5 Priority Boarding.

You’ll also receive up to a $100 credit toward your Global Entry/TSA PreCheck application or renewal (Terms apply).

And upon paying your annual fee every account anniversary, you’ll receive an annual companion certificate that’s valid for Main Cabin domestic, Caribbean, or Central American roundtrip flights on Delta. If used wisely, you can easily score hundreds of dollars in value from this recurring benefit.

Other smaller, but just as impactful, benefits include no foreign transaction fees, a 15% discount when redeeming SkyMiles for flights on Delta, as well as a solid range of travel and purchase protection benefits, including cell phone insurance.

For those that need a hand with reaching the next Delta Medallion® elite status level, this card earns 1 MQD (Medallion Qualifying Dollars) for every $20 spent on eligible purchases with your Card plus $2,500 MQDs each year – just for holding the card!

There are also up to $440 worth of statement credits available on this card.

You can get an statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.

You’ll also be eligible for up to $120 in Resy Credit (earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card) and you can earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.

Note that you cannot enter the Delta Sky Clubs with the Delta Platinum Amex Business card. If you anticipate needing airport lounge access,  you may want to consider the Delta SkyMiles® Business Reserve Card, which comes with a much higher $650 annual fee. However, you’ll get access to Delta Sky Clubs when you fly Delta that same day with the Delta SkyMiles® Business Reserve Card. (Limitations apply.)

Overall, the Delta Platinum Amex Business Card is a phenomenal option for business owners who want to maximize their earning potential on Delta purchases, enjoy flight perks, and work towards elite status on Delta.

Rates and Fees for the Delta SkyMiles® Platinum Business American Express Card