Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Although it has a hefty $495 annual fee, power users can find good rewards.
Because of the high annual fee, if you won’t take advantage of the 4th night free benefit, the Citi Premier card is likely a better card for you if your goal is to earn Citi ThankYou points.
This card is no longer available to new applicants. There is not currently a replacement but one is rumored.
Only when booked through Capital One Travel; otherwise earn 1.5X
Only when booked through Capital One Travel; otherwise earn 1.5X
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
As far as student credit cards go, the Capital One Quicksilver Student Cash Rewards Credit Card is an easy choice since no student card offers a flat cash back rate that is higher.
With 1.5% cash back on everything, you’re both building your credit (so you can step up to credit cards with richer rewards after you graduate, and earning a nice return on your credit card spend.
Plus, you’ll get a small cash bonus when you meet the terms of the Early Spend Bonus with your new Quicksilver Student card.
Importantly, there’s no annual fee and this is not a secured credit card.
And you do have the opportunity to earn 5% cash back on hotels and rental card booked via Capital One Travel.
All around, it’s a pretty solid student credit card!