Citi Rewards+® Student Credit Card vs Citi® / AAdvantage® Platinum Select® World Elite MasterCard

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

Unique Card Benefits

Free Checked Bags

Priority Boarding

Extended Warranty

Purchase Protection

No Foreign Transaction Fees

Free Access to Credit Score

No Fees for Authorized Users

Citi Rewards+® Student Credit Card

Annual Fee

Avg. Min. Credit Score

Ongoing APR

Balance transfers fees

Best Multiplier

2x Gas Stations

2x Groceries

1x Everything Else

Avg. Point Value
(Learn More)

$0.01 - $0.016

Bonus Offer

Get 2,500 Bonus ThankYou Points when you spend $500 within the first 3 months

Rating

(0) Our Review

Review

NOTE: This card is no longer available to new applicants online.

Consider the Capital One Quicksilver Student Cash Rewards Credit Card or Capital One SavorOne Student Cash Rewards Credit Card instead.

Unique Card Benefits

Free Checked Bags

Priority Boarding

Extended Warranty

Purchase Protection

No Foreign Transaction Fees

Free Access to Credit Score

No Fees for Authorized Users

Citi® / AAdvantage® Platinum Select® World Elite MasterCard

Annual Fee

$0 Introductory Annual Fee for the first year, then $99

Avg. Min. Credit Score

670-850

Ongoing APR

20.99%-29.99% (Variable)

Balance transfers fees

Best Multiplier

2x Airfare

2x Gas Stations

2x Dining Out / Food Delivery

1x Everything Else

Avg. Point Value
(Learn More)

$0.014

Bonus Offer

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening

Rating

(3.75) Our Review

Review

Citi® / AAdvantage® Platinum Select® World Elite MasterCard is the perfect card for travelers that even periodically fly American. For a $99 annual fee (waived the first year), cardholders and travelers on the same reservation enjoy preferred boarding, a free checked bag on American Airlines flights, and 25% savings on inflight food and beverage purchases.

Cardholders earn 2x American Airlines AAdvantage® bonus miles at restaurants and gas stations and on eligible American Airlines purchases. All other eligible purchases earn 1x AAdvantage® miles per eligible dollar spent.

Each dollar spent on an American Airlines credit card earns 1 Loyalty Point. That means cardholders can earn elite status in the AAdvantage program just by spending on the AAdvantage® Platinum Select card. For example, you can earn AAdvantage® Gold elite status with just $40,000 in purchases on the card in a year.

Note that the sign up bonus and spending category bonuses count as American Airlines AAdvantage® bonus miles. That means you won’t earn Loyalty Points on these AAdvantage® bonus miles. As an example, if you spend $5,000 at gas stations in a year, although you’ll earn 10,000 AAdvantage® miles on these purchases, it will only count as 5,000 Loyalty Points.

American Airlines currently charges $40 for a first checked bag on domestic itineraries. Considering you and up to four travel companions can check a bag for free, this one credit card perk can save you up to $400 per round-trip flight. The catch is that this perk only is offered on domestic flights. Unfortunately, cardholders can’t check a bag for free on American Airlines international flights.

Unique Card Benefits

yes

Free Checked Bags

yes

Priority Boarding

yes

Extended Warranty

yes

Purchase Protection

yes

No Foreign Transaction Fees

yes

Free Access to Credit Score

yes

No Fees for Authorized Users

yes