Costco Anywhere Visa Business Credit Card by Citi vs Chase Ink Business Premier℠ Credit Card

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

Unique Card Benefits

No Foreign Transaction Fees

Secondary Car Rental CDW Waiver

Primary Car Rental CDW Waiver

Extended Warranty

Purchase Protection

Trip Protections

Cell Phone Protection

Does Not Report Credit Line to Personal Credit Profile

No Fees for Authorized Users

Roadside Assistance

Travel and Emergency Assistance Services

Costco Anywhere Visa Business Credit Card by Citi

Annual Fee

Avg. Min. Credit Score

Ongoing APR

Balance transfers fees

Best Multiplier

4x Gas Stations

3x Airfare

3x Transit

3x Car Rentals

3x Costco

3x Dining Out / Food Delivery

3x Hotels

1x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

This card does not have a bonus offer at this time.

Rating

(3) Our Review

Review

The cashback will be awarded as an annual credit card reward certificate, redeemable for cash or merchandise at U.S. Costco warehouses, (including Puerto Rico). The certificate will be included in your February billing statement and expires on December 31^st of the year issued.

** Requires a Costco membership **”

This card is no longer available at Your Best Credit Cards. Please see our Card Explorer to find the card that is right for you.

Unique Card Benefits

yes

No Foreign Transaction Fees

yes

Secondary Car Rental CDW Waiver

yes

Primary Car Rental CDW Waiver

Extended Warranty

Purchase Protection

Trip Protections

Cell Phone Protection

Does Not Report Credit Line to Personal Credit Profile

No Fees for Authorized Users

Roadside Assistance

Travel and Emergency Assistance Services

Chase Ink Business Premier℠ Credit Card

Annual Fee

$195

Avg. Min. Credit Score

670-850

Ongoing APR

19.49%-27.49% (Variable)

Balance transfers fees

Best Multiplier

5x Airfare

5x Cruises

5x Car Rentals

5x Hotels

2.5x Single Charges over $5,000

2x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.

Rating

(3.75) Our Review

Review

The Ink Business Premier credit card from Chase fits a specific target audience.

The businesses best suited for this card spend a very high amount monthly and want to simplify their spending. Especially if you have frequent charges over $5,000, that annual fee is paid for many times over by the extra 1/2 percent earned in cash back.

While it’s easy to get caught up in miles and points, if you are spending and earning more points than you can realistically spend, it’s not at all a bad idea.

However, if you want to earn transferable points, you would be better served by a Capital One Spark Cash Select. Alone, the Spark Cash is also just straight cash, but if you have a Venture, Venture X, or Spark Miles for Business card, you can convert the cash to miles.

If that’s not a concern, then the Chase Ink Business Premier is easily the very best business charge card out there. No other credit card or charge card will get you more cash back on purchases.

Many small business owners spend a ton on inventory monthly and could be earning huge amounts of cashback, but don’t have time to learn about miles and points. This business card is perfect for those small business owners. If purchases tend to be large purchases over $5,000 (which earn 2.5%) it becomes even better.

Unique Card Benefits

yes

No Foreign Transaction Fees

yes

Secondary Car Rental CDW Waiver

Primary Car Rental CDW Waiver

yes

Extended Warranty

yes

Purchase Protection

yes

Trip Protections

yes

Cell Phone Protection

yes

Does Not Report Credit Line to Personal Credit Profile

yes

No Fees for Authorized Users

yes

Roadside Assistance

yes

Travel and Emergency Assistance Services

yes