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Compare the Features and Benefits of Costco Anywhere Visa Business Credit Card by Citi and
Citi® / AAdvantage® Executive World Legend Mastercard®

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Secondary Car Rental CDW Waiver
No Foreign Transaction Fees
Airport Lounge Access
Annual Statement Credits
Priority Boarding
Grants Hotel Status
Grants Car Rental Status
Free Checked Bags
Global Entry / TSA PreCheck Reimbursement
Trip Protections
Extended Warranty
Purchase Protection
Metal Card
Concierge Services
Annual Fee
$0
Avg. Min. Credit Score
Ongoing APR
-
Balance transfers fees
-
Best Multiplier
4x Gas Stations

Earn 5% cash back at Costco gas stations, 4% at other gas stations including EV charging - up to a combined maximum of $7,000 per year

3x Airfare
3x Transit
3x Car Rentals
3x Dining Out / Food Delivery
3x Hotels
2x Costco
1x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
🎁 Bonus offer
This card does not have a bonus offer at this time.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The cashback will be awarded as an annual credit card reward certificate, redeemable for cash or merchandise at U.S. Costco warehouses, (including Puerto Rico). The certificate will be included in your February billing statement and expires on December 31st of the year issued.

  • Earn 5% cash back at Costco gas stations
  • Earn 4% cash back at other gas stations including EV charging stationsBoth above categories have a combined maximum of $7,000 per year; 1% thereafter.
  • Earn 3% cash back at restaurants and on travel.
  • Earn 2% cash back at Costco.

** Requires a Costco membership **”

This card is no longer available at Your Best Credit Cards. Please see our Card Explorer to find the card that is right for you.

Read more
Unique Card Benefits
yes
Secondary Car Rental CDW Waiver
yes
No Foreign Transaction Fees
yes
Airport Lounge Access
no
Annual Statement Credits
no
Priority Boarding
no
Grants Hotel Status
no
Grants Car Rental Status
no
Free Checked Bags
no
Global Entry / TSA PreCheck Reimbursement
no
Trip Protections
no
Extended Warranty
no
Purchase Protection
no
Metal Card
no
Concierge Services
no
Annual Fee
$695
Avg. Min. Credit Score
670-850
Ongoing APR
19.49%-29.49% (Variable)
Balance transfers fees
5% of each balance transfer; $5 minimum.
Best Multiplier
1x Airfare

Earn 4X on American Airlines flights booked directly only. Other airfare earns 1X mile per dollar.

1x Hotels

Earn 12X AAdvantage Miles® on eligible car rentals booked through aa.com/cars and eligible hotels booked through aa.com/hotels; Otherwise, earn 1X

1x Car Rentals

Earn 12X AAdvantage Miles® on eligible car rentals booked through aa.com/cars and eligible hotels booked through aa.com/hotels; Otherwise earn 1X

1x Everything Else
Avg. Point Value
(Learn More)
$0.014
Bonus Offer
🎁 Bonus offer

Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.

Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.73) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

If you and your immediate family members fly American Airlines often, the Citi/AAdvantage Executive World Elite Mastercard offers an outstanding slew of perks. As the most premium offering of all of the American Airlines’ AAdvantage credit cards, the most enticing and primary benefit by far is the ability the Admirals Club membership (though you’ll need a same day boarding pass on American or on any of the Oneworld partner airlines). You can bring your immediate family, which counts as your spouse/domestic partner and children under the age of 18 or two guests.

Valued at $750 (solo) to $1,400 (no elite status; with 2 guests per visit) per year outright, you can save quite a big chunk of cash by applying for the card instead. What’s more, you can add up to 10 authorized users to the primary card account with fees as follows: $175 total for the first three authorized users and $175 for each additional AU after that. While the card used to give free Authorized Users, that was simply too good to last. It remains a good deal on up to 3 AUs.

Your authorized users, whether you add your trusted friends or family members, will get their own American Airlines Admirals Club® membership. This makes the Citi/AAdvantage Executive World Elite Mastercard for larger families with lots of guests to bring along the way.

When you’re flying on American Airlines, you’ll not only get a 25% discount on inflight eligible American Airlines purchases for food and drinks, but you’ll get the VIP treatment at the airport. It starts with priority check-in, where you can bring a first checked bag free, and priority airport screening allows you to skip the line when available. Finally, priority boarding allows you to board with Group 4. Best of all, these three benefits apply to you and up to eight travelers on the same reservation!

people, silhouettes, sunset
Not only does the card help provide an enhanced airport experience, but you get to earn both American Airlines miles and Loyalty Points to help you qualify for AAdvantage® frequent flyer status. You’ll earn 2x redeemable miles on eligible American Airlines purchases and 1x miles on everything else. On top of that, you’ll earn 1x Loyalty Point per $1 spent.

As well, there are now Loyalty Point bonuses:

  • A 10,000 Loyalty Point Bonus after reaching 50,000 Loyalty Points in a status qualification year
  • A 10,000 Loyalty Point Bonus after reaching 90,000 Loyalty Points in a status qualification year
  • A 10,000 Loyalty Point Bonus after reaching 165,000 Loyalty Points in a status qualification year
  • A 10,000 Loyalty Point Bonus after reaching 240,000 Loyalty Points in a status qualification year

And statement credits:

  • Up to $180 in Lyft credits – Citi/AAdvantage Executive cardmembers receive up to $15 per month in Lyft credits.
  • Avis/Budget – Citi/AAdvantage Executive cardmembers are eligible to receive a statement credit up to $120 every calendar year when purchases of up to $120 or more made Avis or budget car rentals or both are charged to their card.
  • Up to $500 back on eligible American Airlines Vacations℠ purchases: Every calendar year, earn up to $500 in statement credits on eligible American Airlines Vacations℠ travel packages or experiences.
  • Up to $100 back on inflight and eligible Admirals Club® purchases: Every calendar year, earn up to $100 in statement credits on inflight and eligible Admirals Club® purchases when using this card, amplifying the Admirals Club® membership benefit.

It not only has Global Entry / TSA PreCheck reimbursement every 4 years, but also comes with a suite of Trip Protections:

  • Trip Cancellation & Interruption Protection
  • Trip Delay Protection
  • Lost Baggage Protection
  • Worldwide Car Rental Insurance Coverage

And now, primary cardmembers are eligible to enroll in Omni Hotels and Resorts’ Select Guest loyalty program and receive automatic Champion Status, the program’s second-highest status tier. Champion Status includes exclusive benefits such as early check-in, late check-out, and room upgrades (subject to availability).

In short, if you want American Airline’s Admiral’s Club access (and don’t need Priority Pass or other lounge access), the Citi/AAdvantage Executive World Elite Mastercard is a fantastic pick.

Read more
Unique Card Benefits
yes
Secondary Car Rental CDW Waiver
yes
No Foreign Transaction Fees
yes
Airport Lounge Access
yes
Annual Statement Credits
yes
Priority Boarding
yes
Grants Hotel Status
yes
Grants Car Rental Status
yes
Free Checked Bags
yes
Global Entry / TSA PreCheck Reimbursement
yes
Trip Protections
yes
Extended Warranty
yes
Purchase Protection
yes
Metal Card
yes
Concierge Services
yes

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