Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
The cashback will be awarded as an annual credit card reward certificate, redeemable for cash or merchandise at U.S. Costco warehouses, (including Puerto Rico). The certificate will be included in your February billing statement and expires on December 31st of the year issued.
** Requires a Costco membership **”
This card is no longer available at Your Best Credit Cards. Please see our Card Explorer to find the card that is right for you.
10 points per dollar at eligible IHG hotels worldwide; 5X points per dollar on any other hotel purchases.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
The IHG Premier Credit Card can justify its place in any traveler’s wallet. After earning the excellent sign-up bonus, cardholders continue to be rewarded with IHG Platinum Elite status, an annual free night award, a reward night free on a reward stay of four or more consecutive nights, $50 per year in United TravelBank Cash, and a Global Entry/TSA PreCheck/NEXUS application fee credit.
Those perks easily justify the $99 annual fee, even if you use a more rewarding card for everyday spending.
Cardholders earn bonus points in a variety of categories, including 10X IHG points on eligible purchases at IHG hotel brands and 5X points on travel, at gas stations, and on dining. All other purchases earn 3X points.
MilesTalk values IHG Rewards points at 0.4 cents each. That means IHG Premier Card cardholders can expect an approximate return of around 4% on spending at IHG Hotels and 1.2% on other purchases.
For those unfamiliar with IHG Rewards, the IHG Rewards program includes hotel brands like InterContinental Hotels, Six Senses, Kimpton, and Hotel Indigo on the luxury end and Holiday Inn Express, Holiday Inn, and Staybridge Suites for more practical stays.
Thanks to the Platinum Elite status that comes as a benefit on the IHG Premier Card, cardholders will earn 60% bonus points on stays, get complimentary room upgrades, and receive welcome bonus points when staying at participating IHG hotels.
For travelers that generally stay at least four nights, the IHG Premier Card’s fourth-night free benefit can save you a bunch of points. All you need to do is book at least four consecutive nights at an IHG hotel using your IHG Rewards points. And IHG will automatically discount one night to zero points — giving you a free reward night.
You’ll get this perk whether you’re staying at a practical Holiday Inn or staying at ultra-luxurious InterContinental Hotels.