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Compare the Features and Benefits of Costco Anywhere Visa Business Credit Card by Citi and
IHG One Rewards Premier Credit Card

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Secondary Car Rental CDW Waiver
No Foreign Transaction Fees
Free Annual Hotel Night
Grants Hotel Status
Annual Statement Credits
Global Entry / TSA PreCheck Reimbursement
Extended Warranty
Purchase Protection
Trip Protections
Travel and Emergency Assistance Services
No Fees for Authorized Users
Free Access to Credit Score
Annual Fee
$0
Avg. Min. Credit Score
*
Ongoing APR
-
Balance transfers fees
-
Best Multiplier
4x Gas Stations
3x Airfare
3x Transit
3x Car Rentals
3x Costco
3x Dining Out / Food Delivery
3x Hotels
1x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
This card does not have a bonus offer at this time.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The cashback will be awarded as an annual credit card reward certificate, redeemable for cash or merchandise at U.S. Costco warehouses, (including Puerto Rico). The certificate will be included in your February billing statement and expires on December 31st of the year issued.

** Requires a Costco membership **”

This card is no longer available at Your Best Credit Cards. Please see our Card Explorer to find the card that is right for you.

Read more
Unique Card Benefits
yes
Secondary Car Rental CDW Waiver
yes
No Foreign Transaction Fees
yes
Free Annual Hotel Night
no
Grants Hotel Status
no
Annual Statement Credits
no
Global Entry / TSA PreCheck Reimbursement
no
Extended Warranty
no
Purchase Protection
no
Trip Protections
no
Travel and Emergency Assistance Services
no
No Fees for Authorized Users
no
Free Access to Credit Score
no
Annual Fee
$99
Avg. Min. Credit Score
670-850 *
Ongoing APR
21.49%-28.49% (Variable)
Balance transfers fees
Either $5 or 5% of the amount of each transfer, whichever is greater.
Best Multiplier
10x Hotels

10 points per dollar at eligible IHG hotels worldwide; 5X points per dollar on any other hotel purchases.

5x Airfare
5x Transit
5x Car Rentals
5x Gas Stations
5x Dining Out / Food Delivery
3x Everything Else
Avg. Point Value
(Learn More)
$0.004
Bonus Offer
Limited Time Offer: Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.48) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The IHG Premier Credit Card can justify its place in any traveler’s wallet. After earning the excellent sign-up bonus, cardholders continue to be rewarded with IHG Platinum Elite status, an annual free night award, a reward night free on a reward stay of four or more consecutive nights, $50 per year in United TravelBank Cash, and a Global Entry/TSA PreCheck/NEXUS application fee credit.

IHG Rewards Club member registering to get United TravelBank Cash.

Those perks easily justify the $99 annual fee, even if you use a more rewarding card for everyday spending.

Cardholders earn bonus points in a variety of categories, including 10X IHG points on eligible purchases at IHG hotel brands and 5X points on travel, at gas stations, and on dining. All other purchases earn 3X points.

MilesTalk values IHG Rewards points at 0.4 cents each. That means IHG Premier Card cardholders can expect an approximate return of around 4% on spending at IHG Hotels and 1.2% on other purchases.

For those unfamiliar with IHG Rewards, the IHG Rewards program includes hotel brands like InterContinental Hotels, Six Senses, Kimpton, and Hotel Indigo on the luxury end and Holiday Inn Express, Holiday Inn, and Staybridge Suites for more practical stays.

Redeem IHG Rewards points for an overwater villa at Six Senses in the Maldives.

Thanks to the Platinum Elite status that comes as a benefit on the IHG Premier Card, cardholders will earn 60% bonus points on stays, get complimentary room upgrades, and receive welcome bonus points when staying at participating IHG hotels.

For travelers that generally stay at least four nights, the IHG Premier Card’s fourth-night free benefit can save you a bunch of points. All you need to do is book at least four consecutive nights at an IHG hotel using your IHG Rewards points. And IHG will automatically discount one night to zero points — giving you a free reward night.

Screenshot showing IHG Rewards free night discount on a four-night stay.

You’ll get this perk whether you’re staying at a practical Holiday Inn or staying at ultra-luxurious InterContinental Hotels.

Screenshot showing the InterContinental Hotels New York Times Square bookable for 101,000 IHG Rewards points after the IHG Fourth Reward Night Free perk.

Read more
Unique Card Benefits
yes
Secondary Car Rental CDW Waiver
yes
No Foreign Transaction Fees
yes
Free Annual Hotel Night
yes
Grants Hotel Status
yes
Annual Statement Credits
yes
Global Entry / TSA PreCheck Reimbursement
yes
Extended Warranty
yes
Purchase Protection
yes
Trip Protections
yes
Travel and Emergency Assistance Services
yes
No Fees for Authorized Users
yes
Free Access to Credit Score
yes

Learn more about these cards today

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