Costco Anywhere Visa Card by Citi vs Citi® Diamond Preferred® Credit Card

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

APR on purchases

APR on balance transfers

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

Unique Card Benefits

Secondary Car Rental CDW Waiver

No Foreign Transaction Fees

Roadside Assistance

Travel and Emergency Assistance Services

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Free Access to Credit Score

Costco Anywhere Visa Card by Citi

Annual Fee

Avg. Min. Credit Score

800-850

APR on purchases

APR on balance transfers

Ongoing APR

19.99%-27.99% (Variable)

Balance transfers fees

Balance transfer fee applies with this offer; 5% of each balance transfer; $5 minimum.

Best Multiplier

4x Gas Stations

3x Airfare

3x Transit

3x Car Rentals

3x Dining Out / Food Delivery

3x Hotels

2x Costco

1x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

None at this time

Rating

(3.25) Our Review

Review

This Costco-branded card earns 2% cash back at Costco. It also earns an incredible 4% cash back at gas stations including EV charging stations, both at Costco and otherwise, for the first $7,000 per year.

Additionally, it earns 3% cash back at restaurants and on travel.

** You must have a Costco membership to be eligible for this card. *

Unique Card Benefits

yes

Secondary Car Rental CDW Waiver

yes

No Foreign Transaction Fees

yes

Roadside Assistance

yes

Travel and Emergency Assistance Services

yes

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Free Access to Credit Score

Citi® Diamond Preferred® Credit Card

Annual Fee

Avg. Min. Credit Score

670-850

APR on purchases

0% Intro APR (on purchases for 12 months, 17.74%-28.49% thereafter)

APR on balance transfers

0% Intro APR (on balance transfers for 21 months, 17.74%-28.49% thereafter)

Ongoing APR

17.74%-28.49% (Variable)

Balance transfers fees

Balance transfer fee applies with this offer; 5% of each balance transfer; $5 minimum.

Best Multiplier

0x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

None at this time

Rating

(2.75) Our Review

Review

This card does not have a rewards program or offer cash back, so you won’t earn rewards for spend. Rewards credit cards tend to carry high APRs and are suitable for those that do not carry a balance.

The Diamond Preferred card is all about the Introductory Purchase and Balance Transfer offers and ideal for those that already have credit card debt.

You can use this offer to help get your debt under control and think about rewards and cash back cards later – once you are debt free and won’t need to carry a balance. Be sure to read all rates, fees, and disclosures before you apply.

It also offers Citi “My Deals” both on the Citi Mobile App and Citi Online. My Deals provides easy access to national and local coupons across categories such as dining, shopping, and entertainment. Offers depend on your geographic location.

You’ll also have access to discounted gift cards select brands and a daily gift card deal.

Unique Card Benefits

Secondary Car Rental CDW Waiver

No Foreign Transaction Fees

Roadside Assistance

Travel and Emergency Assistance Services

0% Intro APR on Purchases

yes

0% Intro APR on Balance Transfers

yes

Free Access to Credit Score

yes