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Compare the Features and Benefits of Delta SkyMiles® Platinum American Express Card and
American Express® Green Card

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Annual Statement Credits
Secondary Car Rental CDW Waiver
Extended Warranty
Purchase Protection
Trip Protections
Travel and Emergency Assistance Services
No Fees for Authorized Users
No Foreign Transaction Fees
Amex Offers
Free Checked Bags
Priority Boarding
Global Entry / TSA PreCheck Reimbursement
Grants Car Rental Status
Cell Phone Protection
Free Access to Credit Score
Metal Card
Earns Transferable Points
Airport Lounge Access
Has No Preset Spending Limit
Annual Fee
$350 (Rates and fees)
Avg. Min. Credit Score
670-850 *
Ongoing APR
20.99%-29.99% (Variable)
Balance transfers fees
-
Best Multiplier
3x Airfare

Multiplier only applies to flights booked on Delta, otherwise earn 1X

3x Hotels
2x Dining Out / Food Delivery

At restaurants, including takeout and delivery in the U.S.

2x Groceries

At U.S. Supermarkets. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

1x Everything Else
Avg. Point Value
(Learn More)
$0.012
Bonus Offer
Earn 85,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months of Card Membership. Terms apply.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.93) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Delta SkyMiles Platinum Amex card sits squarely between the ultra-premium (Reserve) and base-level annual-fee (Gold) Delta cards. While the $350 annual fee is still a sizable sum to consider, there’s a mile-long list of benefits for Delta loyalists.

With the Delta Platinum card, it’s not only easy to rack up thousands of SkyMiles from card spend alone, but you could spend your way to the finish line of Medallion status.

You’ll earn 3x bonus miles on Delta purchases and hotel bookings; 2x miles at restaurants worldwide and U.S. supermarkets; and 1x miles on all other purchases.

For those that need a hand with reaching the next Delta Medallion® elite status level, this card earns 1 MQD (Medallion Qualifying Dollars) for every $20 spent on eligible purchases with your Card plus $2,500 MQDs each year – just for holding the card!

delta credit card

With your growing balance of Delta SkyMiles, you can book Delta award flights — and enjoy a 15% discount for being a cardholder. Beyond earning and redeeming miles, there are great ways to save money through the a Global Entry or TSA PreCheck application fee credit every 4.5 years, a first free checked bag on Delta flights, cell phone protection, trip coverage, and purchase protections.

Another key benefit that may move the needle for you is the annual roundtrip companion certificate, good for domestic, Caribbean, or Central American roundtrip flights in the Main Cabin. You’ll receive this reward after paying your card’s annual fee every account anniversary (after account opening). This allows you to book a second flight for a friend or family member for the cost of government imposed taxes and fees. Pick your route wisely, as you can easily save hundreds of dollars (and pay for the $350 annual fee) with the certificate alone. (Terms apply.)

And you’ll also receive up to $390 in statement credits each year with up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card, up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Platinum American Express Card (Enrollment Required) and up to $150 back annually on eligible prepaid Delta Stays bookings on delta.com. (Terms apply)

In summary, if you like flying Delta but don’t think you can justify the cost of the higher annual fee for the Reserve level card, the Delta Platinum card may be the perfect fit for your travel needs.

Rates and fees for the Delta SkyMiles® Platinum American Express Card

Read more
Unique Card Benefits
yes
Annual Statement Credits
yes
Secondary Car Rental CDW Waiver
yes
Extended Warranty
yes
Purchase Protection
yes
Trip Protections
yes
Travel and Emergency Assistance Services
yes
No Fees for Authorized Users
yes
No Foreign Transaction Fees
yes
Amex Offers
yes
Free Checked Bags
yes
Priority Boarding
yes
Global Entry / TSA PreCheck Reimbursement
yes
Grants Car Rental Status
yes
Cell Phone Protection
yes
Free Access to Credit Score
yes
Metal Card
yes
Earns Transferable Points
no
Airport Lounge Access
no
Has No Preset Spending Limit
no
Annual Fee
$150 (Rates and fees)
Avg. Min. Credit Score
*
Ongoing APR
-
Balance transfers fees
-
Best Multiplier
3x Airfare
3x Transit
3x Car Rentals
3x Dining Out / Food Delivery
3x Hotels
1x Everything Else
Avg. Point Value
(Learn More)
$0.017
Bonus Offer
Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Terms Apply.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.95) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

American Express seems to have positioned the Green Card to more directly compete with high performing mid-tier cards like the Chase Sapphire Preferred Card and Citi Premier card, offering a few more direct benefits than each of them in exchange for a $150 annual fee (vs. $95 on those other cards). (Rates and Fees)

The American Express Green Card is a Powerhouse for Travel, Transit and Dining

Whereas the The Platinum Card® from American Express is all about the benefits (elite statuses, statement credits galore, etc), the American Express® Green Card is all about the 3X Membership Rewards points on all things travel (including Transit!) plus 3X on dining – all for a relatively low annual fee of just $150 (Rates and Fees). It’s great for frequent travelers, especially if you don’t already have a card that earns at least 3X on travel purchases.

And it does have a couple of benefits that can cover the annual fee. If you don’t have access to CLEAR (which lets you go ahead of most other people at airport security in select airports / terminals), this card will cover $189 in CLEAR fees which is enough for a whole family to have a membership. And you also get up to $100 in credits for airport lounge access with LoungeBuddy.

It’s worth considering this card in combination with other American Express cards. One solid Trifecta that maximizes points would be an Amex Gold Card, an Amex Green Card, and The Blue Business® Plus Credit Card from American Express. You’d use the Gold for Dining and U.S. Supermarkets, the Green for 3X points on travel and transit, and the Blue Business Plus for 2X on other eligible purchases (up to $50,000 a year; 1X Membership Rewards points per dollar thereafter).

In another Trifecta replace the Gold Card with a Platinum Card and enjoy all the perks and benefits of the Platinum card while putting all non-airfare travel and transit charges on the Green Card and the rest on your Blue Business Plus.

In short, I don’t think anyone should have the Green Card as their sole credit card, but I do think it has a nice place among a handful of American Express cards that earn Membership Rewards points.

Keep in mind that American Express Membership Rewards points never expire and combine among all of your Membership Rewards-earning cards. All points earned from various American Express cards have the same transfer partners.

The Amex Green Card Functions as a Credit Card

The Amex Green card is part of the same family of Amex proprietary cards formerly referred to as charge cards. However, the Green Card has a built-in Pay Over Time feature, making it function in many ways as any other standard credit card. Unlike a typical credit card, the Green Card allows you to carry a balance for certain charges, but not all.

What this means: Amex generally limits a cardmember to 5 credit cards (personal and small business combined), while they have a limit of 10 on proprietary Amex cards (formerly known as Charge).  This means that even if you already have 5 Amex credit cards, you would still be eligible for a Green Card.

Bonus Eligibility: They still state that if you had the Green Card before, you are not eligible for a welcome bonus on this card. So you’ll be eligible if you have less than 10 Amex charge cards and have never had the Amex Green card before.

Rates and Fees for the American Express® Green Card

All information about the American Express® Green Card has been collected independently by Your Best Credit Cards. 
Read more
Unique Card Benefits
yes
Annual Statement Credits
yes
Secondary Car Rental CDW Waiver
yes
Extended Warranty
yes
Purchase Protection
yes
Trip Protections
yes
Travel and Emergency Assistance Services
yes
No Fees for Authorized Users
yes
No Foreign Transaction Fees
yes
Amex Offers
yes
Free Checked Bags
no
Priority Boarding
no
Global Entry / TSA PreCheck Reimbursement
no
Grants Car Rental Status
no
Cell Phone Protection
no
Free Access to Credit Score
no
Metal Card
no
Earns Transferable Points
yes
Airport Lounge Access
yes
Has No Preset Spending Limit
yes

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