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Compare the Features and Benefits of Delta SkyMiles® Platinum Business American Express Card and
Citi® / AAdvantage® Globe™ Mastercard® Review

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Free Checked Bags
Priority Boarding
Annual Statement Credits
Global Entry / TSA PreCheck Reimbursement
Extended Warranty
Purchase Protection
Trip Protections
No Fees for Authorized Users
No Foreign Transaction Fees
Free Access to Credit Score
Grants Car Rental Status
Secondary Car Rental CDW Waiver
Cell Phone Protection
Travel and Emergency Assistance Services
Does Not Report Credit Line to Personal Credit Profile
Amex Offers
Metal Card
Airport Lounge Access
Primary Car Rental CDW Waiver
Concierge Services
Annual Fee
$350 (Rates and fees)
Avg. Min. Credit Score
Good-Excellent
Ongoing APR
19.49%-28.49% (Variable)
Balance transfers fees
-
Best Multiplier
1.5x Transit

(Aggregate limit of $100,000 across the categories of U.S. Shipping, Transit, and Charges of $5,000 or more - 1X thereafter)

1.5x Single Charges over $5,000

(Aggregate limit of $100,000 across the categories of U.S. Shipping, Transit, and Charges of $5,000 or more - 1X thereafter)

1.5x Shipping

U.S. shipping only (Aggregate limit of $100,000 across the categories of U.S. Shipping, Transit, and Charges of $5,000 or more - 1X thereafter)

1x Airfare

3X multiplier only applies to flights booked on Delta, otherwise earn 1X

1x All Other Eligible Purchases
Avg. Point Value
(Learn More)
$0.012
Bonus Offer
🎁 Bonus offer
Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Terms apply.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.1) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Delta SkyMiles Platinum Business Card offers a slew of perks that will appeal to several types of business owners. Whether you’re looking to join the early ranks of Silver or Gold Medallion status, or want to climb further toward Platinum or Diamond, this business card provides excellent incentives for higher spend, helping you earn your way towards higher status levels.

delta credit card

Not only that, but you will earn 3x bonus miles per dollar spent on eligible Delta purchases, 1.5x miles on transit, U.S. shipping, and large purchases of $5,000 or more (up to an aggregate limit of $100,000 per year; earn 1X thereafter) plus 1x miles per dollar on all other eligible purchases.

In short, the Delta Platinum Business card’s earning rate is solid for businesses who want to reap the rewards on their high operating expenses.

The $350 annual fee can be hard to swallow, but several notable perks can help you save money when you’re flying with Delta.

First, you and up to eight passengers can get a first checked bag free on Delta Flights + Zone 5 Priority Boarding.

You’ll also receive up to a $100 credit toward your Global Entry/TSA PreCheck application or renewal (Terms apply).

And upon paying your annual fee every account anniversary, you’ll receive an annual companion certificate that’s valid for Main Cabin domestic, Caribbean, or Central American roundtrip flights on Delta. If used wisely, you can easily score hundreds of dollars in value from this recurring benefit.

Other smaller, but just as impactful, benefits include no foreign transaction fees, a 15% discount when redeeming SkyMiles for flights on Delta, as well as a solid range of travel and purchase protection benefits, including cell phone insurance.

For those that need a hand with reaching the next Delta Medallion® elite status level, this card earns 1 MQD (Medallion Qualifying Dollars) for every $20 spent on eligible purchases with your Card plus $2,500 MQDs each year – just for holding the card!

There are also up to $440 worth of statement credits available on this card.

You can get an statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.

You’ll also be eligible for up to $120 in Resy Credit (earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card) and you can earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.

cell-phone-insurance Delta SkyMiles Platinum Business Card

Note that you cannot enter the Delta Sky Clubs with the Delta Platinum Amex Business card. If you anticipate needing airport lounge access,  you may want to consider the Delta SkyMiles® Business Reserve Card, which comes with a much higher $650 annual fee. However, you’ll get access to Delta Sky Clubs when you fly Delta that same day with the Delta SkyMiles® Business Reserve Card. (Limitations apply.)

Overall, the Delta Platinum Amex Business Card is a phenomenal option for business owners who want to maximize their earning potential on Delta purchases, enjoy flight perks, and work towards elite status on Delta.

Rates and Fees for the Delta SkyMiles® Platinum Business American Express Card

Read more
Unique Card Benefits
yes
Free Checked Bags
yes
Priority Boarding
yes
Annual Statement Credits
yes
Global Entry / TSA PreCheck Reimbursement
yes
Extended Warranty
yes
Purchase Protection
yes
Trip Protections
yes
No Fees for Authorized Users
yes
No Foreign Transaction Fees
yes
Free Access to Credit Score
yes
Grants Car Rental Status
yes
Secondary Car Rental CDW Waiver
yes
Cell Phone Protection
yes
Travel and Emergency Assistance Services
yes
Does Not Report Credit Line to Personal Credit Profile
yes
Amex Offers
yes
Metal Card
yes
Airport Lounge Access
no
Primary Car Rental CDW Waiver
no
Concierge Services
no
Annual Fee
$350
Avg. Min. Credit Score
670-850
Ongoing APR
19.49%-29.49% (Variable)
Balance transfers fees
Either $5 or 5% of the amount of each transfer, whichever is greater.
Best Multiplier
3x Airfare
2x Transit
x Dining Out / Food Delivery
1x Everything Else
Avg. Point Value
(Learn More)
$0.014
Bonus Offer
🎁 Bonus offer
Earn 60,000 AAdvantage® bonus miles after $4,000 in purchases in the first 3 months
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Citi® / AAdvantage® Globe™ Mastercard® is American Airlines’ mid-tier credit card option. All in all, it’s a solid card for semi-frequent American Airlines flyers who don’t live near an airport with an Admirals Club®. You’ll enjoy access to American Airlines lounges a few times per year, but you aren’t paying the hefty annual fee for unlimited access.

For starters, you’ll receive a $99 American Airlines companion certificate starting in your second year as a cardholder. Although it’s only valid on a main cabin domestic flight, you could potentially cover your entire annual fee from this benefit alone. You’ll also earn 3X miles per $1 spent on eligible American Airlines purchases, which is a great way to boost your AAdvantage miles balance.

You can earn three different statement credits annually — up to $240 back on Turo, up to $100 back on inflight purchases, and up to $100 for your Annual Splurge Credit, which can include merchants like Live Nation or AAdvantage Hotels. You’ll also earn a Global Entry or TSA PreCheck application fee credit every four years, which can provide value if you aren’t already enrolled.

The Flight Streak Bonus is also an interesting feature for anyone chasing status, allowing you to earn 5,000 bonus Loyalty Points for every four flights you take in a calendar year, up to 15,000 bonus Loyalty Points. If that’s not enough, you’ll earn 1 Loyalty Point for every AAdvantage mile you earn on purchases.

Plus, you’ll receive your first checked bag free on domestic American Airlines itineraries, enjoy preferred boarding, and a variety of travel and shopping protection benefits. When you add up each of these perks, it’s incredibly easy to find value in the card — much more value than a $350 annual fee.

Read more
Unique Card Benefits
yes
Free Checked Bags
yes
Priority Boarding
yes
Annual Statement Credits
yes
Global Entry / TSA PreCheck Reimbursement
yes
Extended Warranty
yes
Purchase Protection
yes
Trip Protections
yes
No Fees for Authorized Users
yes
No Foreign Transaction Fees
yes
Free Access to Credit Score
yes
Grants Car Rental Status
no
Secondary Car Rental CDW Waiver
no
Cell Phone Protection
no
Travel and Emergency Assistance Services
no
Does Not Report Credit Line to Personal Credit Profile
no
Amex Offers
no
Metal Card
no
Airport Lounge Access
yes
Primary Car Rental CDW Waiver
yes
Concierge Services
yes

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