Instacart Mastercard® Credit Card vs Chase Slate Edge Credit Card

Detailed Comparison Overview

Key Facts

Annual Fee

Avg. Min. Credit Score

APR on purchases

APR on balance transfers

Ongoing APR

Balance transfers fees

Best Multiplier

Avg. Point Value
(Learn More)

Bonus Offer

Rating

Review

Key features

Unique Card Benefits

Secondary Car Rental CDW Waiver

Extended Warranty

Purchase Protection

Roadside Assistance

Trip Protections

Concierge Services

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Free Access to Credit Score

Instacart Mastercard® Credit Card

Annual Fee

Avg. Min. Credit Score

670-850

APR on purchases

APR on balance transfers

Ongoing APR

20.24%-28.99% (Variable)

Balance transfers fees

Either $5 or 5% of the amount of each balance transfer, whichever is greater.

Best Multiplier

5x Airfare

5x Hotels

5x Car Rentals

2x Gas Stations

2x Dining Out / Food Delivery

2x Streaming Services

1x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

🎁 Bonus offer Best Offer: Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.

Rating

(2.88) Our Review

Review

This card is designed for heavy Instacart uses. Much like the Amazon credit card only makes sense if you spend a ton at Amazon, the Instacart credit card only makes sense if you already spend a ton at Instacart as the 5% back will add up – and it’s a no annual fee credit card.

If you are looking for a powerful card for all supermarket purchases, you’d be much better off with one of our top credit cards for supermarkets like the American Express Gold Card, which earns 4X Membership Rewards at supermarkets, up to $25,000 a year (earn 1X thereafter).

But if you are loyal to Instacart, this card is worth considering.

It is a World Elite Mastercard, so it does come with some additional benefits as well.

Additional Benefits include:

World Elite Concierge
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
Lost Luggage Reimbursement
Travel Accident Insurance
Roadside Assistance
Secondary Car Rental Collision Damage Waiver coverage

Overall, if you are a huge Instacart user, this card is worth it for the 5% back on all your purchases. But if you aren’t, you might find a better card for your spend in our Famous Card Explorer.

Unique Card Benefits

yes

Secondary Car Rental CDW Waiver

yes

Extended Warranty

yes

Purchase Protection

yes

Roadside Assistance

yes

Trip Protections

yes

Concierge Services

yes

0% Intro APR on Purchases

0% Intro APR on Balance Transfers

Free Access to Credit Score

Chase Slate Edge Credit Card

Annual Fee

Avg. Min. Credit Score

670-850

APR on purchases

0% Intro APR (on purchases for 18 months, 20.49%-29.24% thereafter)

APR on balance transfers

0% Intro APR (on balance transfers for 18 months, 20.49%-29.24% thereafter)

Ongoing APR

20.49%-29.24% (Variable)

Balance transfers fees

Either $5 or 5% of the amount of each transfer, whichever is greater.

Best Multiplier

0x Everything Else

Avg. Point Value
(Learn More)

$0.01

Bonus Offer

🎁 Bonus offer

0% Intro APR for 18 months from account opening on purchases and balance transfers. The regular APR of reg_apr,reg_apr_type on balance transfers and purchases applies after the introductory period ends.

Rating

(2.75) Our Review

Review

The Chase Slate Edge is specifically aimed at those people who have at least “good” credit but need some help with either existing credit card balances with high APRs or to finance new purchases using the 0% Introductory APR offer (detailed above in Key Facts).

Because it doesn’t earn rewards, it’s not our first choice of card if you are opening a new card for any other purpose. For instance, also with no annual fee, you could earn 1.5% cash back on the Chase Freedom Unlimited® card. Or, for just a $95 annual fee, you could reap the many benefits of the Chase Sapphire Preferred® Card.

But if your reason for a new card is to lower existing debt or finance new debt, the Chase Slate Edge could be right for you.

Unique Card Benefits

yes

Secondary Car Rental CDW Waiver

yes

Extended Warranty

yes

Purchase Protection

yes

Roadside Assistance

yes

Trip Protections

Concierge Services

0% Intro APR on Purchases

yes

0% Intro APR on Balance Transfers

yes

Free Access to Credit Score

yes