Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
If you are looking for a review of the JP Morgan Reserve card, you’re in the right spot.
However, it may be more elusive than you think….
Formerly known as the JP Morgan Palladium card, this unbelievably heavy metal credit card is now known as the JP Morgan Reserve card.
In the travel rewards credit card space, this is the equivalent of the famous American Express Black (Centurion) Card.
In nearly every way but the design and rarity, this card is the same as the Chase Sapphire Reserve.
The JP Morgan Reserve card includes an annual United Club membership.
So in some ways, the JP Morgan Reserve card combined the best features of the Chase Sapphire Reserve and the United Club Infinite Card.
The annual fee is the same as the Sapphire Reserve as well.
This card is available to Chase Private Bank clients, only. That means you will need over 10 Million dollars in assets with Chase.
Now, you may know someone with one of these cards that doesn’t have $10 million with Chase. That would be because when it was the Palladium card, mere Chase Private Client customers could apply. But no longer…
No. sorry.
If you are reading this, the odds are that you can’t get a JP Morgan Reserve card. If you do have the $10 million in assets with Chase, just give your Private Banker a call!
Otherwise, you may need to look at applying for the Chase Sapphire Reserve instead… for now.
Only when booked via the Capital One Travel Portal; otherwise earn 1.5X miles per dollar.
Only when booked via the Capital One Travel Portal; otherwise earn 1.5X miles per dollar.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
The Capital One Quicksilver Cash Rewards Credit Card is perfect for someone that wants a simple cash back card (no need to remember which card to use for which bonus category and does a lot of international travel. While the Citi Double Cash card earns 2% cash back on everything, the Double Cash carries a foreign transaction fee of 3% of your purchase.
With Quicksilver, you will never pay any foreign transaction fees or annual fees, and you’ll earn a simple 1.5% cash back on everything. If you book travel via the Capital One Travel portal, you’ll earn 5% on hotels and rental cars (1.5% if booked outside of Capital One Travel).
Plus, you’ll get a small cash bonus when you meet the terms of the Early Spend Bonus with your new Quicksilver card.
PRO TIP:
If you have another credit card which earns Capital One Miles, like the Capital One Venture X, Capital One Venture, Capital One VentureOne, or Capital One Spark Miles for Business, you can transfer your cash from your Quicksilver to those cards, turning them into Capital One Miles – transferable to airline and hotel partners. $10 = 1,000 Miles.
Here’s a list of Capital One Miles airline and hotel transfer partners
Capital One Miles | ||
---|---|---|
Transfer Ratio | Expected Transfer Time | |
Air Canada (Aeroplan) | 1:1 | Instant |
Air France / KLM Flying Blue | 1:1 | Instant |
Avianca Lifemiles | 1:1 | Instant |
Aeromexico | 1:1 | Instant |
British Airways Avios | 1:1 | TBD |
Cathay Pacific Asia Miles | 1:1 | Nearly instant |
Choice Hotels | 1:1 | 1 day |
Emirates Skywards | 1:1 | Instant |
Etihad Guest | 1:1 | 1-2 days |
Finnair | 1:1 | Instant |
Qantas | 1:1 | 1-2 days |
Singapore Airlines KrisFlyer | 1:1 | 1-2 days |
TAP Air Portugal | 1:1 | TBD |
Turkish Airlines Miles&Smiles | 1:1 | TBD |
Wyndham Rewards Hotel Program | 1:1 | Instant |
EVA | 2:1.5 | 1-2 days |
Accor Live Limitless (ALL) Hotel Program | 2:1 | 1-2 days |
Virgin Red | 1:1 | TBD |