Compare the Features and Benefits of Marriott Bonvoy Boundless® Credit Card and
Southwest Rapid Rewards® Priority Credit Card

Marriott Bonvoy offers co-branded credit cards from two major issuers: American Express and Chase. With so many options to choose from, it can be hard to narrow down the right Marriott credit card for you. If you’re interested in a Marriott Bonvoy credit card but don’t necessarily want to pony up a huge annual fee, the Marriott Bonvoy Boundless Credit Card could be the perfect fit. This card provides an excellent introduction into earning a ton of Marriott points, from the welcome bonus earned upon account opening to the everyday rewards rate.

You’ll not only earn 6x points (up to 17X total Bonvoy points per dollar spent when including your Bonvoy program earnings) on eligible hotels participating in Marriott Bonvoy, but the Bonvoy Boundless credit card is a solid match for everyday purchases. Cardholders can earn 3x points per dollar on up to the first $6,000 spent in combined purchases at grocery stores, gas stations and dining. By maxing out that limit, you would earn 18,000 Marriott Bonvoy points alone from everyday spend! Not to mention, you’ll still earn 2x points per dollar on all non-bonus category purchases.

Once you rack up a sizable sum of Marriott Bonvoy points, you can redeem them at participating Marriott Bonvoy hotels, where the 5th night is always free on awards, adding to the value.

With 8,500 properties and counting, you can find a Marriott Bonvoy hotel at virtually every corner of the world. It’s easy to search for properties through Marriott’s website, then press “use points/certificates” to see the award rate for your desired travel dates.

Another huge perk to discuss is the card’s free night award. You’ll receive the annual free night certificate every account anniversary year, and the free night valued at up to 35,000 points can be a huge money-saver every year – especially since you can add on up to 15,000 points from your account if the room you want is between 35,000 and 50,000 points. As we value Marriott Bonvoy points at 0.6 cents apiece, this translates into roughly $210 in value — which is more than double the value of the $95 annual fee!

There are even more benefits once you get to participating Marriott hotels thanks to the card’s automatic elite status perks. You’ll be bumped up from your Marriott Bonvoy member account to Silver elite status with the automatic 15 elite night credits, and this level offers 10% bonus Marriott Bonvoy points (as reflected in the card’s rewards rate) and priority late check-out. You can easily bypass the ranks to earn Gold elite status by spending at least $35,000 on the card every year (although, at that point, you’d probably be better off with the premium Bonvoy Brilliant card which grants automatic Platinum status – admittedly for a high annual fee. This level can be particularly rewarding, thanks to enhanced room upgrades upon availability, 2 p.m. late checkout (based on availability), and 25% bonus points on eligible Marriott stays.

Last but not least, the Marriott Bonvoy Boundless credit card isn’t just a great pick for your hotel stays. When traveling, you’ll be covered with a plethora of protections, including trip delay reimbursement, lost luggage reimbursement, and secondary rental car coverage. Finally, some important purchase coverages that are standard with Chase are included, including purchase protection and extended warranty.

In summary, the Marriott Bonvoy Boundless credit card is a popular pick for the $95 annual fee. It’s easy for cardholders to justify paying this cost every year thanks to the free night award, and that’s before you consider all of the other benefits on the card.

However, if you’re interested in a higher elite status level, a free night valued up to 85,000 points per night, and the possibility to earn Marriott Bonvoy points faster, you may want to consider other Marriott Bonvoy credit cards like the Marriott Bonvoy Brilliant™ American Express® Card.

Although the Southwest Priority Card charges the highest annual fee of any of the personal Southwest credit cards, we argue that it should be the go-to card for frequent Southwest flyers. That’s because the perks of this Southwest credit card easily justify the $149 annual fee.

Cardholders get four Upgraded Boardings each year, a $75 Southwest annual travel credit, 7,500 bonus points every cardmember anniversary (worth $105), and 25% back on inflight purchases. If you fly Southwest just a couple of times per year, these perks should easily save more than the $149 annual fee.

In addition to the sign-up bonus, cardholders earn 3x points on Southwest purchases and 2x points on Rapid Rewards hotel and car rental partner purchases, local transit, commuting, and rideshare. In addition to those travel purchases, cardholders also earn 2x points on internet, cable, phone services, and select streaming services. All other purchases earn 1x points.

All points earned count toward earning the Southwest Companion Pass. Plus, cardholders will earn 1,500 Tier Qualifying Points toward A-List and A-List Preferred Status for every $5,000 spent per year and there is no limit on the amount of TQPs you can earn. And you don’t need to worry about foreign transaction fees with the Southwest Priority Card.

The only downside to Southwest Airlines credit cards is that Rapid Rewards points are only valuable for flying Southwest. If you want to earn flexible points, consider a credit card that earns Chase Ultimate Rewards points, such as the Chase Sapphire Preferred Card. Chase Ultimate Rewards points transfer to the Southwest Rapid Rewards program, so you’ll still be able to top off your Rapid Rewards account when you need points for your next redemption, but you can also transfer them to any of Chase’s other airline or hotel transfer partners.

Lastly, this card is great for getting a good chunk of the way to a Southwest Companion Pass with the bonus offer. Read our guide on earning a Southwest Companion Pass for up to two years via new account bonuses.