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VS

Compare the Features and Benefits of Southwest Rapid Rewards® Priority Credit Card and
Business Credit Card Earning Valuable Airline Miles

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Annual Statement Credits
Free Checked Bags
Secondary Car Rental CDW Waiver
Extended Warranty
Purchase Protection
Trip Protections
No Foreign Transaction Fees
Roadside Assistance
Travel and Emergency Assistance Services
No Fees for Authorized Users
Free Access to Credit Score
Annual Fee
$149
Avg. Min. Credit Score
670-850
Ongoing APR
21.49%-28.49% (Variable)
Balance transfers fees
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Best Multiplier
3x Airfare

Applies only to tickets purchased directly from Southwest. Other airfare earns 1X.

2x Transit
2x Cable / Internet / VOIP Phone
2x Cellular Phone Service
2x Streaming Services
1x Everything Else
Avg. Point Value
(Learn More)
$0.014
Bonus Offer
Earn 85,000 Rapid Rewards® bonus after spending $3,000 within the first 3 months from account opening on qualifying purchases.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.98) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

Although the Southwest Priority Card charges the highest annual fee of any of the personal Southwest credit cards, we argue that it should be the go-to card for frequent Southwest flyers. That’s because the perks of this Southwest credit card easily justify the $149 annual fee.

Cardholders get four Upgraded Boardings each year, a $75 Southwest annual travel credit, 7,500 bonus points every cardmember anniversary (worth $105), and 25% back on inflight purchases. If you fly Southwest just a couple of times per year, these perks should easily save more than the $149 annual fee.

Get four Southwest Upgraded Boardings each cardmember anniversary.

In addition to the sign-up bonus, cardholders earn 3x points on Southwest purchases and 2x points on Rapid Rewards hotel and car rental partner purchases, local transit, commuting, and rideshare. In addition to those travel purchases, cardholders also earn 2x points on internet, cable, phone services, and select streaming services. All other purchases earn 1x points.

All points earned count toward earning the Southwest Companion Pass. Plus, cardholders will earn 1,500 Tier Qualifying Points toward A-List and A-List Preferred Status for every $5,000 spent per year. And you don’t need to worry about foreign transaction fees with the Southwest Priority Card.

The only downside to Southwest Airlines credit cards is that Rapid Rewards points are only valuable for flying Southwest. If you want to earn flexible points, consider a credit card that earns Chase Ultimate Rewards points, such as the Chase Sapphire Preferred Card. Chase Ultimate Rewards points transfer to the Southwest Rapid Rewards program, so you’ll still be able to top off your Rapid Rewards account when you need points for your next redemption, but you can also transfer them to any of Chase’s other airline or hotel transfer partners.

Lastly, this card is great for getting a good chunk of the way to a Southwest Companion Pass with the bonus offer. Read our guide on earning a Southwest Companion Pass for up to two years via new account bonuses.

Redeem your Southwest Rapid Rewards points earned through your Southwest card for nearly-free Southwest flights

Read more
Unique Card Benefits
yes
Annual Statement Credits
yes
Free Checked Bags
yes
Secondary Car Rental CDW Waiver
yes
Extended Warranty
yes
Purchase Protection
yes
Trip Protections
yes
No Foreign Transaction Fees
yes
Roadside Assistance
yes
Travel and Emergency Assistance Services
yes
No Fees for Authorized Users
yes
Free Access to Credit Score
yes
Annual Fee
$0 Introductory Annual Fee for the first year, then $99
Avg. Min. Credit Score
Ongoing APR
-
Balance transfers fees
-
Best Multiplier
Avg. Point Value
(Learn More)
$
Bonus Offer
Earn 65,000 bonus miles when you spend $4,000 within 5 months
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(0) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

Earn 75,000 bonus miles when you spend $5,000 within 5 months

Read more
Unique Card Benefits
no
Annual Statement Credits
no
Free Checked Bags
no
Secondary Car Rental CDW Waiver
no
Extended Warranty
no
Purchase Protection
no
Trip Protections
no
No Foreign Transaction Fees
no
Roadside Assistance
no
Travel and Emergency Assistance Services
no
No Fees for Authorized Users
no
Free Access to Credit Score
no

Learn more about these cards today

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