Applies only to tickets purchased directly from Southwest. Other airfare earns 1X.
Earn a $400 statement credit and 40,000 points after spending $3,000 on purchases in the first 4 months from account opening. (See Companion Pass Guide!)
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Although the Southwest Priority Card charges the highest annual fee of any of the personal Southwest credit cards, we argue that it should be the go-to card for frequent Southwest flyers. That’s because the perks of this Southwest credit card easily justify the $149 annual fee.
Cardholders get four Upgraded Boardings each year, a $75 Southwest annual travel credit, 7,500 bonus points every cardmember anniversary (worth $105), and 25% back on inflight purchases. If you fly Southwest just a couple of times per year, these perks should easily save more than the $149 annual fee.
In addition to the sign-up bonus, cardholders earn 3x points on Southwest purchases and 2x points on Rapid Rewards hotel and car rental partner purchases, local transit, commuting, and rideshare. In addition to those travel purchases, cardholders also earn 2x points on internet, cable, phone services, and select streaming services. All other purchases earn 1x points.
All points earned count toward earning the Southwest Companion Pass. Plus, cardholders will earn 1,500 Tier Qualifying Points toward A-List and A-List Preferred Status for every $5,000 spent per year. And you don’t need to worry about foreign transaction fees with the Southwest Priority Card.
The only downside to Southwest Airlines credit cards is that Rapid Rewards points are only valuable for flying Southwest. If you want to earn flexible points, consider a credit card that earns Chase Ultimate Rewards points, such as the Chase Sapphire Preferred Card. Chase Ultimate Rewards points transfer to the Southwest Rapid Rewards program, so you’ll still be able to top off your Rapid Rewards account when you need points for your next redemption, but you can also transfer them to any of Chase’s other airline or hotel transfer partners.
Lastly, this card is great for getting a good chunk of the way to a Southwest Companion Pass with the bonus offer. Read our guide on earning a Southwest Companion Pass for up to two years via new account bonuses.
U.S. providers only
U.S. providers only
Multiplier only applies to flights booked on Delta, otherwise earn 1X
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Delta flyers who own a business have several options to choose from when looking for a new business credit card. To maximize your business expenses and earn SkyMiles at the same time, the Delta SkyMiles Gold Business Card is an affordable option with an annual fee of $150.
Besides earning the splashy welcome bonus, there are many ways to rack up SkyMiles through each eligible dollar spent. You’ll earn 2x bonus miles on Delta purchases and at restaurants plus on U.S shipping and select U.S. media purchases, as well as 1x miles on other purchases. The shipping and select media categories have a limit of $50,000 per year each.
The TakeOff 15 benefit is reserved for Delta’s cardholders, allowing you to score a 15% discount on the cost of Delta award flights. This discount is applied automatically on your Delta account whenever you conduct online flight searches, as long as your Delta Business Amex card is linked. This perk can help you save more of your SkyMiles for future travel. Furthermore, if your business spends more than $10,000 per year on the card, you can easily earn a $200 Delta flight credit every card membership year.
If you travel often and have to check a bag, you can enjoy a checked bag waiver, saving you $30 per flight. This perk applies to up to eight additional travelers on your Delta flight, which can add up greatly throughout the year and compensate for the ongoing $150 annual fee. Other essential travel benefits include no foreign transaction fee, baggage insurance plan, and secondary car rental collision damage waiver insurance, which will surely be of use for many business travelers.
Plus, receive an annual statement credit of up to $150 after using your Delta Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Terms apply.
In short, the Delta SkyMiles Gold Business Card offers a solid foundation of benefits when flying with the carrier. If you’re looking for greater perks, such as lounge access before departing or upon arrival, you may want to consider other Delta business cards that carry higher annual fees but come with additional benefits.
Otherwise, this entry-level business card is the right choice to earn bonus miles on select business categories and earn Delta benefits.
Rates and Fees for the Delta SkyMiles® Gold Business American Express Card