Compare the Features and Benefits of The Blue Business® Plus Credit Card from American Express and
Southwest Rapid Rewards® Plus Credit Card

💳 This card earns American Express Membership Rewards points. American Express often runs transfer bonuses where you can get even more points when you transfer to airline or hotel partners at designated times. Transfer bonuses are awesome. Get 20%, 30%, 40% or more bonus miles when you transfer points at the right times. But they are easy to miss!

You can see all past Transfer Bonuses from American Express Membership Rewards here.

Even better? Get notified when a new transfer bonus comes out and again before it ends (either or both, your choice). Sign up for free alerts right here. 🔔

With the Blue Business Plus, small businesses can maximize their everyday business purchases, whether it’s shopping for office supplies to paying for client dinners to restocking inventory. There’s no annual fee and a nice welcome bonus to boot.

You can earn valuable Membership Rewards points at a terrific rewards rate: 2x bonus points per dollar spent on all eligible purchases, up to the first $50,000 spent per year; 1X thereafter. This makes the Blue Business Plus a great fit for businesses who don’t want to keep up with confusing bonus categories and spend less than this $50,000 limit every year. Above all, American Express Membership Rewards points are acclaimed for flexibility, as you can redeem them for travel, gift cards, charges on your statement credits, and more.

While you’ll be assigned a credit limit upon account opening, you’ll have access to Amex’s unique expanded buying power tool. This gives you the flexibility to pay for expenses potentially above your credit limit, which is important for business owners who likely have thousands of dollars of expenses every year. You’ll also get access to a 0% introductory APR rate on purchases in the first 12 months of account opening.

There are also important business expense management tools that can help you keep track of your business’s annual revenue and expenditures. With complimentary access to QuickBooks and Vendor Pay by Bill.com, the Amex Blue Business Plus is a fantastic starter card whether you own a new business or have a side hustle.

Rates and Fees for the the Blue Business® Plus Credit Card

The Southwest Plus Card charges the lowest annual fee of any Southwest credit card, making it a tempting option for travelers that enjoy flying Southwest.

In exchange for the modest $99 annual fee, cardholders will get 25% back on inflight purchases on Southwest Airlines, plus get 3,000 bonus points each card anniversary as well as free checked bags for the cardholder and up to 8 additional passengers in the same reservation who can check their first bag at no additional cost.

For a family of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).

Cardholders earn 2 Southwest points per dollar spent in spending categories including Southwest purchases (including inflight purchases) as well as 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year.

Points earned count toward earning the Southwest Companion Pass. However, Southwest Plus Credit cardholders won’t get Tier Qualifying Points toward earning A-List Status. If you want to earn Tier Qualifying Points, you’ll need to get the Southwest Priority or Premier Credit Card instead.

There are no longer any foreign transaction fees on this card.

Frequent Southwest flyers should consider the Southwest Priority Credit Card instead. Although it charges the highest annual fee of any Southwest credit card, the card offers 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually, 4 points for every $1 you spend on Southwest Airlines^®purchases, and a 7,500-point anniversary bonus. That card also gives you a complimentary Preferred seat at booking, when available, and unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available.

Lastly, this card is great for getting a large piece of the to a Southwest Companion Pass with the bonus offer, since the points earned from the signup bonus count. Read our guide on earning a Southwest Companion Pass for up to two years via new account bonuses.