accordion-minus accordion-plus account-aside-cards-ico account-aside-consultations-ico account-aside-logout-ico account-aside-profile-ico account-aside-reading-ico account-aside-settings-ico account-aside-wishlist-ico account-categories-edit account-categories-save account-mobile-nav-arr account-sidebar-active bonus-ico btn-find-ico btn-gradient-fb-ico btn-ico-edit business-ico calc-ico cash-ico check-green close-ico compare-card-equal-ico compare-card-plus-ico compare-plus-ico compare-tooltip-arr compare-tooltip-close compare-tooltip-ico correct-ico correct-large-ico credit-card-bullet dashboard-btn-arr dashboard-email-ico dashboard-pass-ico err-info-ico facebook facetwp-selections-arr filter-arr filter-cross heart-ico-filled heart-ico hero-section-bg-animated-mask hero-section-bg-mask-2 hero-section-bg-mask home-slider-arr-icon incorrect-ico insta is-best-ico listing-mob-filter listing-mob-sort loader-ico lock-ico-filled-white lock-ico-filled lock-ico login-facebook login-google login-linkedin my-cards-toggle notification-close-ico notification-success-ico notify-like-clicked notify-like notify-me-ico-clicked notify-me-ico num-counter-item-ico personal-ico points-ico price-edit-blue profile-ico remove-card search-ico select-arr share-facebook-ico share-linkedin-ico share-mail-ico share-twitter-ico sign-in-google-ico slider-ico-1 slider-ico-2 slider-ico-3 slider-ico-4 slider-ico-5 slider-ico-6 stars-5-empty stars-5-filled-edit stars-5-filled tooltip-filter-ico-green tooltip-filter-ico-light tooltip-filter-ico-white tooltip-filter-ico tooltip-ico transfer-bonus-ico transfer-bonuses-close transfer-tooltip-ico twitter-widget-ico twitter ybcc-comparison-arr ybcc-comparison-card ybcc-socials-fb ybcc-socials-inst ybcc-socials-tw ybcc-socials-yt youtube
Explore Credit Cards Add Your Spending Profile
💳 Subscribe to Transfer Bonus Notifications!
< Compare other cards
Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on Your Best Credit Cards are from advertisers and may impact how and where card products appear on the site. Your Best Credit Cards does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our Card Explorer results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.
VS

Compare the Features and Benefits of United Quest℠ Credit Card and
Bilt Mastercard®

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
No Foreign Transaction Fees
Trip Protections
Primary Car Rental CDW Waiver
Annual Statement Credits
Free Checked Bags
Priority Boarding
Global Entry / TSA PreCheck Reimbursement
Purchase Protection
Extended Warranty
Travel and Emergency Assistance Services
Concierge Services
Free Access to Credit Score
Earns Transferable Points
Cell Phone Protection
Annual Fee
$250
Avg. Min. Credit Score
670-850 *
Ongoing APR
21.99%-28.99% (Variable)
Balance transfers fees
Either $5 or 5% of the amount of each transfer, whichever is greater.
Best Multiplier
3x Airfare
2x Transit
2x Car Rentals
2x Dining Out / Food Delivery
2x Hotels
2x Streaming Services
1x Everything Else
Avg. Point Value
(Learn More)
$0.012
Bonus Offer
Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.25) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The United Quest Card is a fantastic option for United flyers that travel with the airline at least several times per year. There are also a number of unique perks that you don’t see on other airline credit cards. Let’s take a closer look.

First, a $125 annual United credit is easy to use since it’s applied as an automatic statement credit as you make United purchases on the card. You’ll also automatically get 5,000 United miles back into your account after you redeem United miles for an award flight — up to two times per anniversary year. Finally, this card also benefits those that overpack when they travel — the Quest card provides not one, but two free checked bags for the primary card holder and one companion traveling on the same reservation. That’s a potential luggage reimbursement savings of up to $320 per round trip.

Two of the perks, the $125 United credit and up to 10,000 mileage reimbursement, already go far in making the $250 annual fee worth it, especially since these are unique benefits that aren’t duplicated on other United credit cards.

In addition to offering a generous United Quest Card bonus, the card also includes a 25% discount on food and beverages on United operated flights and a wide array of travel and purchase protections. On the bonus category front, there’s a wide array including the ability to earn 3X miles on United Airlines purchases (after the $125 United credit is applied), 2X miles on the broad category of travel, 2X miles on dining, including eligible delivery services, and 2X miles on select streaming services.

dining-united-quest-credit-card

And don’t forget the ability to earn PQPs towards elite status from spend. You’ll earn 25 Premier Qualifying Points (PQPs) for every $500 you spend on purchases – up to 6,000 PQPs per year.

More frequent United Airlines flyers may want to consider the $525-per-year United Club Infinite card, a more premium card that offers airport lounge access. Meanwhile, those United travelers who travel a bit less frequently may want to consider the $95-per-year United Explorer card.

Read more
Unique Card Benefits
yes
No Foreign Transaction Fees
yes
Trip Protections
yes
Primary Car Rental CDW Waiver
yes
Annual Statement Credits
yes
Free Checked Bags
yes
Priority Boarding
yes
Global Entry / TSA PreCheck Reimbursement
yes
Purchase Protection
yes
Extended Warranty
yes
Travel and Emergency Assistance Services
yes
Concierge Services
yes
Free Access to Credit Score
yes
Earns Transferable Points
no
Cell Phone Protection
no
Annual Fee
$0 (Rates and fees)
Avg. Min. Credit Score
*
Ongoing APR
-
Balance transfers fees
-
Best Multiplier
3x Dining Out / Food Delivery
2x Airfare
2x Car Rentals
2x Hotels
2x Cruises
1x Rent
Avg. Point Value
(Learn More)
$0.018
Bonus Offer
There's no traditional bonus offer, but you'll be eligible for Rent Day double points on the 1st of every month (excluding rent).
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.13) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

What is Bilt?

The Bilt Mastercard® is the only credit card that lets you pay your rent with no transaction fees and earn one point per dollar in the process.

This works with any landlord, up to $100,000 in rent per year as long as you make 5 other purchases each statement period.

Bilt Transfer Partners

Bilt Transfer PartnersAll transfer at a 1:1 ratio. Transfer times below:
Alaska Airlines MileagePlanTBD
American Airlines AAdvantage®Within 1 day
Aer Lingus AviosWithin 10 minutes
Air Canada AeroplanWithin 10 minutes
Air France Flying BlueWithin 10 minutes
Avianca LifemilesWithin 10 minutes
British Airways AviosWithin 10 minutes
Cathay Pacific AsiaMilesWithin 10 minutes
Emirates SkywardsWithin 10 minutes
Hawaiian AirlinesWithin 10 minutes
Iberia AviosWithin 10 minutes
IHG RewardsWithin 10 minutes
Marriott BonvoyUp to 48 hours; generally within minutes. (5,000 point bonus when you transfer 20,000).
United Airlines MileagePlusWithin 10 minutes
Turkish Airlines Miles&SmilesWithin 10 minutes
Virgin PointsWithin 10 minutes
World of HyattWithin 10 minutes

Rent Day

On the 1st of every month, Bilt Rewards has “Rent Day” – where you’ll earn double points on dining, travel and other purchases excluding rent for purchases (up to 10,000 points each Rent Day) – for purchases made on that one day.

On Rent Day, they also have other bonuses and giveaways, which may include status trials on an airline or hotel partner or a points transfer bonus.

Summary

Overall, this card is pretty much a “must have” for renters, since there is no other way to earn points – with no transaction fees – when paying your rent.

There is also no annual fee to hold the card and no Foreign Currency Conversion Fee.

I have one myself and don’t see any reason for any renter not to have it.

Disclaimers

 

Read more
Unique Card Benefits
yes
No Foreign Transaction Fees
yes
Trip Protections
yes
Primary Car Rental CDW Waiver
yes
Annual Statement Credits
no
Free Checked Bags
no
Priority Boarding
no
Global Entry / TSA PreCheck Reimbursement
no
Purchase Protection
no
Extended Warranty
no
Travel and Emergency Assistance Services
no
Concierge Services
no
Free Access to Credit Score
no
Earns Transferable Points
yes
Cell Phone Protection
yes

Learn more about these cards today

Your account has been successfully created!