Compare the Features and Benefits of United Quest℠ Credit Card and
Bilt World Elite Mastercard®

The United Quest Card is a fantastic option for United flyers that travel with the airline at least several times per year. There are also a number of unique perks that you don’t see on other airline credit cards. Let’s take a closer look.

First, $200 in United® TravelBank cash after account opening and annually on your account anniversary, is easy to use since it’s sitting in your TravelBank account waiting for you to use it! You’ll also automatically get 10,000 United miles back into your account after you redeem United miles for an award flight once per year.

Finally, this card also benefits those that overpack when they travel — the Quest card provides not one, but two free checked bags for the primary card holder and one companion traveling on the same reservation. That’s a potential luggage reimbursement savings of up to $320 per round trip.

Two of the perks, the $200 United credit and up to 10,000 mileage reimbursement, already go far in making the $350 annual fee worth it, especially since these are unique benefits that aren’t duplicated on other United credit cards.

In addition to offering a generous United Quest Card bonus, the card also includes a 25% discount on food and beverages on United operated flights and a wide array of travel and purchase protections. On the bonus category front, there’s a wide array including the ability to earn 3X miles on United Airlines purchases (after the $200 United credit is applied), 2X miles on the broad category of travel, 2X miles on dining, including eligible delivery services, and 2X miles on select streaming services.

There are also a huge range of both Unique Card Benefits and Annual Statement credits as described in the sections above, like up to $100 in credits on rideshare purchases annually, up to $80 in Avis/Budget credits annually, up to $150 in JSX statement credits annually, and up to $180 of Instacart credits annually.

And don’t forget the ability to earn PQPs towards elite status from spend. Earn up to 18,000 Premier qualifying points per calendar year (1 PQP for every $20 you spend on purchases) plus the bonus 1,000 Card Bonus PQP each qualification year, starting in 2026.

More frequent United Airlines flyers may want to consider the $695-per-year United Club Infinite card, a more premium card that offers airport lounge access. Meanwhile, those United travelers who travel a bit less frequently may want to consider the $150-per-year United Explorer card.

What is Bilt?

The Bilt Mastercard® is the only credit card that lets you pay your rent with no transaction fees and earn one point per dollar in the process.

This works with any landlord, up to $100,000 in rent per year as long as you make 5 other purchases each statement period.

Alaska Airlines – a Bilt Rewards Transfer Partner (Image Courtesy: Alaska Airlines)

Bilt Transfer Partners

💳 This card earns Bilt Rewards points. Bilt often runs transfer bonuses where you can get even more points when you transfer to airline or hotel partners at designated times. Transfer bonuses are awesome. Get 20%, 50%, 100% or more bonus miles when you transfer points at the right times. But they are easy to miss!

You can see all past Transfer Bonuses from Bilt Rewards points.

Even better? Get notified when a new transfer bonus comes out and again before it ends (either or both, your choice). Sign up for free alerts right here. 🔔

Rent Day

On the 1st of every month, Bilt Rewards has “Rent Day” – where you’ll earn double points on dining, travel and other purchases excluding rent and tax payments (up to 1,000 bonus points each Rent Day) on that one day.

On Rent Day, they also have other bonuses and giveaways, which may include status trials on an airline or hotel partner or a points transfer bonus.

Summary

Overall, this card is pretty much a “must have” for renters, since there is no other way to earn points – with no transaction fees – when paying your rent.

There is also no annual fee to hold the card and no Foreign Transaction Fees.

I have one myself and don’t see any reason for any renter not to have it.

Disclaimers

• Rates and Fees