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VS

Compare the Features and Benefits of US Bank Altitude® Connect Review and
Southwest Rapid Rewards® Premier Credit Card

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Free Checked Bags
Priority Boarding
Secondary Car Rental CDW Waiver
Extended Warranty
Purchase Protection
Trip Protections
Roadside Assistance
Travel and Emergency Assistance Services
No Fees for Authorized Users
No Foreign Transaction Fees
Free Access to Credit Score
Annual Fee
$0 Introductory Annual Fee for the first year, then $95
Avg. Min. Credit Score
670-850
Ongoing APR
20.24%-28.24% (Variable)
Balance transfers fees
3% of each transfer amount, $5 minimum.
Best Multiplier
4x Airfare
4x Transit
4x Car Rentals
4x Gas Stations
4x Hotels
2x Dining Out / Food Delivery
2x Streaming Services
2x Groceries
1x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
🎁 Bonus offer Get $500 (in the form of 50,000 points) when you spend $2,000 in your first 120 days
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(0) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

This card is no longer available at Your Best Credit Cards. Please see our Card Explorer to find the card that is right for you.

Read more
Unique Card Benefits
no
Free Checked Bags
no
Priority Boarding
no
Secondary Car Rental CDW Waiver
no
Extended Warranty
no
Purchase Protection
no
Trip Protections
no
Roadside Assistance
no
Travel and Emergency Assistance Services
no
No Fees for Authorized Users
no
No Foreign Transaction Fees
no
Free Access to Credit Score
no
Annual Fee
$149
Avg. Min. Credit Score
670-850
Ongoing APR
21.49%-28.49% (Variable)
Balance transfers fees
Either $5 or 5% of the amount of each transfer, whichever is greater.
Best Multiplier
3x Airfare

Applies only to tickets purchased directly from Southwest. Other airfare earns 1X.

2x Groceries

Earn 2 points for every $1 you spend at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.

2x Dining Out / Food Delivery

Earn 2 points for every $1 you spend at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.

1x Everything Else
Avg. Point Value
(Learn More)
$0.0125
Bonus Offer
☝ Increased Offer Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.93) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

The Southwest Premier credit card is Southwest’s mid-tier personal card. It balances offering some perks while still charging less than a $150 annual fee.

Cardholders get access to (starting in 2026) boarding with group 5 and access to select both Standard and Preferred seats for themselves and up to 8 travel companions on the same reservation 48 hours before the flight, when available.

Get a better boarding position using EarlyBird Check-Ins reimbursed by your Southwest credit card. Southwest Rapid Rewards® Premier Credit Card

Points earned count toward earning the Southwest Companion Pass. Plus, primary cardholders earn 1,500 Tier Qualifying Points toward A-List Preferred Status for every $5,000 spent on the card each year.

The Southwest Premier Card doesn’t charge foreign transaction fees. Add in the higher earning rate on Southwest purchases, higher anniversary bonus, and ability to earn Tier Qualifying Points toward A-List Preferred Status (which the Plus doesn’t offer), and the Premier Card easily justifies its slightly higher annual fee, although, in our opinion, the Southwest Rapid Rewards® Priority Credit Card has the best value of the three cards.

Lastly, this card is great for getting a good piece of the way to a Southwest Companion Pass with the bonus offer, since the signup bonus points count. Read our guide on earning a Southwest Companion Pass for up to two years via new account bonuses.

Read more
Unique Card Benefits
yes
Free Checked Bags
yes
Priority Boarding
yes
Secondary Car Rental CDW Waiver
yes
Extended Warranty
yes
Purchase Protection
yes
Trip Protections
yes
Roadside Assistance
yes
Travel and Emergency Assistance Services
yes
No Fees for Authorized Users
yes
No Foreign Transaction Fees
yes
Free Access to Credit Score
yes

Learn more about these cards today

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