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Wells Fargo Propel American Express Card

Wells Fargo Propel American Express Card

Card Details
VS
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Card Details

Compare the Features and Benefits of Wells Fargo Propel American Express Card and
Chase Sapphire Preferred® Card

Detailed Comparison Overview

Key Facts
Annual Fee
Avg. Min. Credit Score
Ongoing APR
Balance transfers fees
Best Multiplier
Avg. Point Value
(Learn More)
Bonus Offer
Rating
Review
Key features
Unique Card Benefits
Primary Car Rental CDW Waiver
Annual Statement Credits
Earns Transferable Points
Extended Warranty
Purchase Protection
Trip Protections
Roadside Assistance
Travel and Emergency Assistance Services
No Foreign Transaction Fees
Free Access to Credit Score
Wells Fargo Propel American Express Card
Annual Fee
$0
Avg. Min. Credit Score
Ongoing APR
-
Balance transfers fees
-
Best Multiplier
3x Airfare
3x Transit
3x Car Rentals
3x Gas Stations
3x Dining Out / Food Delivery
3x Hotels
3x Streaming Services
1x Everything Else
Avg. Point Value
(Learn More)
$0.01
Bonus Offer
Get 20,000 bonus points when you spend $1,000 in your first 3 months.
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(0) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

While this card was quite popular, this card is no longer available to new applicants. Please see our Card Explorer to find the card that is right for you.

Read more
Unique Card Benefits
no
Primary Car Rental CDW Waiver
no
Annual Statement Credits
no
Earns Transferable Points
no
Extended Warranty
no
Purchase Protection
no
Trip Protections
no
Roadside Assistance
no
Travel and Emergency Assistance Services
no
No Foreign Transaction Fees
no
Free Access to Credit Score
no
Chase Sapphire Preferred® Card
Annual Fee
$95
Avg. Min. Credit Score
670-850
Ongoing APR
21.49%-28.49% (Variable)
Balance transfers fees
Either $5 or 5% of the amount of each transfer, whichever is greater.
Best Multiplier
5x Airfare

Earn this multiplier when you purchase via Chase Travel℠. If you purchase any other way, you will earn 2X points.

5x Car Rentals

Earn this multiplier when you purchase via Chase Travel℠. If you purchase any other way, you will earn 2X points.

5x Hotels

Earn this multiplier when you purchase via Chase Travel℠. If you purchase any other way, you will earn 2X points.

5x Lyft
3x Dining Out / Food Delivery
3x Streaming Services
2x Transit
2x Cruises
1x Everything Else
Avg. Point Value
(Learn More)
$0.01 - $0.0175
Bonus Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠
Rating
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.05) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Review

We consider the Chase Sapphire Preferred® the best starter travel rewards credit card available today. For a modest $95 annual fee, you’ll earn bonus points in several categories, get up to a $50 statement credit for hotel stays purchased through Chase Travel℠, plus get a slew of travel protections.

The Chase Sapphire Preferred® credit card earns bonus points on travel purchases, dining, online grocery shopping, and select streaming services. Plus you’ll earn an annual Ultimate Rewards bonus of 10% of the prior year’s spending. Although the credit card doesn’t earn bonus points on other purchases, you can pair the card with other Chase credit cards to boost your Chase Ultimate Rewards earning rate.

online-grocery-shopping-chase-sapphire-preferred-card

Chase Ultimate Rewards points have a cash value of 1 cent each. But, you can get more value when you redeem points for travel purchased through Chase Ultimate Rewards (1.25 cents), through Chase Pay Yourself Back, or when you transfer points to airline and hotel partners.

The Chase Sapphire Preferred® card justifies its annual fee year after year by providing the best set of travel protections on a card with under a $100 annual fee. Your car rentals will be automatically covered against theft and damage when you use your card and primary coverage means your own insurance won’t have to get involved. You’ll be protected against weather delays, lost luggage, and trip interruptions or outright cancellations.

Additionally, you’ll get benefits from several partners. For example, earn 5 points per dollar on Lyft rides through March 2025. Plus, you can get lower service fees when you use DoorDash by enrolling to get one complimentary year of DashPass through December 2024.

Read more
Unique Card Benefits
yes
Primary Car Rental CDW Waiver
yes
Annual Statement Credits
yes
Earns Transferable Points
yes
Extended Warranty
yes
Purchase Protection
yes
Trip Protections
yes
Roadside Assistance
yes
Travel and Emergency Assistance Services
yes
No Foreign Transaction Fees
yes
Free Access to Credit Score
yes

Learn more about these cards today

Wells Fargo Propel American Express Card

Card Details

Chase Sapphire Preferred® Card

Card Details

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