Our “Famous Card Explorer”

Pros

• Robust 5x Membership Rewards® on flights and prepaid hotels at Amex Travel
• Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection including Centurion Lounges, Priority Pass™ Select membership, and more.
• Unlock over $3,500 in business and travel value annually on the Business Platinum Card.

Cons

• High annual fee of $895
• While there are variety of generous statement credits, they are mostly specific to certain merchants: i.e. Dell, Adobe, Indeed, etc.
• Airline fee credit does not cover airfare, only incidentals like checked baggage fees or other incidentals.

Pros

• 3X points per dollar for combined purchases travel, advertising on social media sites, phone services and more - up to $150,000 per account anniversary year can mean huge points earnings
• Earns fully transferable Chase Ultimate Rewards points
• Travel protections, primary car rental CDW, and cell phone protections

Cons

• $95 annual fee
• The 3X bonus categories have a cap of $150,000 on combined purchases, then the earn rate drops to 1X. It also earns 1 point per dollar on other eligible purchases.
• No 0% intro APR offers

Pros

• Earn elite night credits from eligible spend
• Grants you automatic World of Hyatt Discoverist status
• Has a wide range of travel and shopping benefits

Cons

• Somewhat high annual fee
• No bonus categories earn more than 2X Hyatt points
• The Discoverist status is the lowest of the Hyatt elite tiers

Pros

• Delta Sky Club access when you're flying the same-day with Delta (15 visits per calendar year)
• Companion certificate that you'll receive every year upon card membership renewal, and it's even valid for First Class on domestic, Caribbean, or Central American roundtrip flights
• Ability to spend your way towards Delta Medallion status with $1 MQD per $10 spent on the card.

Cons

• $650 annual fee
• Lounge access is limited to the primary cardholder, unless you're willing to pay a $50 per-person rate for up to two guests at Delta Sky Clubs
• Limited bonus categories for spend

Pros

• Earn Medallion status faster
• Receive an annual companion certificate that can be worth way more than the $350 annual fee
• Get a Global Entry/TSA PreCheck fee credit once every 4-4.5 years

Cons

• $350 annual fee
• Delta Sky Club access no longer a benefit of the card
• Earns less MQDs per dollar than the higher level Delta Business Reserve card

Pros

• First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding
• Enjoy a 20% discount for onboard purchases
• Opportunity to earn a future $200 Delta flight credit by spending $10,000+ on the card every year

Cons

• $150 ongoing annual fee after the first year
• No Delta Sky Club membership or access
• Unlike the Platinum and Reserve card versions, you cannot earn an MQD waiver or earn MQMs from qualifying spend.

Pros

• Earn 4x Marriott Bonvoy points at a wide variety of everyday business categories, including restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. purchases for shipping.
• Free night awards galore! You'll earn one upon card renewal with the opportunity to earn an additional free night award after spending $60,000+ in a calendar year
• Complimentary Gold elite status for 25% bonus points on Marriott purchases, 2 p.m. (based on availability) late checkout and space-available enhanced room upgrades

Cons

• $125 annual fee
• Free night award is capped at 35,000 points, although you can use up to 15,000 points of your own to increase that to a 50,000 point room
• Marriott Bonvoy Gold elite status does not offer a ton of perks compared to other hotel loyalty programs or the higher Marriott Bonvoy tiers

Pros

Cons