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British Airways Visa Signature Card British Airways Visa Signature Card image
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British Airways Visa Signature Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.5) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good (670-739) *
Annual Fee:
$95

🎁 Bonus offer

Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Bonus points for spend in the following bonus categories:

Earn 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus flights booked directly; 1X on other airlines

3 x
Airfare
Estimated Rewards Value: 3.6%

Must be booked directly with the hotel

2 x
Hotels
Estimated Rewards Value: 2.4%
1 x
Everything Else
Estimated Rewards Value: 1.2%
+
 more
Notify me of bonus offer changes
  • Earn 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus flights
  • Earn a Travel Together ticket with $30,000 in spend (or half off an Avios redemption for one)
  • Get 10% off all British Airways tickets and up to a $600 statement credit on Reward Flight bookings

Pros

  • Get 10% off all British Airways tickets and up to a $600 statement credit on Reward Flight bookings
  • Earn 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus flights
  • Earn a Travel Together ticket with $30,000 in spend (or half off an Avios redemption for one)

Cons

  • No included benefits for trip delays or cancellations
  • It may be better to earn a transferable bank point than Avios
  • Limited bonus categories; then 1X Avios on other purchases
Annual Fee: $95
Foreign
Transaction Fee: 0%
Min Credit
Score: Good (670-739) *
Point
Value: $0.012

British Airways points are best used for short haul flights on Oneworld partners. What keeps these from being worth more are the high redemption costs and surcharges for long haul flights in premium cabins. When you book a US domestic award on AA metal with Avios, you can also cancel and lose only the $5.60 per segment in taxes as the penalty. They can now also be combined into Qatar's frequent flyer program where you can book their business class QSuites at reasonable rates.

APR: 19.74%-28.24% (Variable)
Balance
transfer fees: Either $5 or 5% of the amount of each transfer, whichever is greater.
Author: Dave Grossman
Total Rating:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Last Updated: November 10, 2025
Intro bonus:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Annual Fee:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Benefits:
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Multipliers:
YBCC Card Rate Stars Filled
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💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd
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Iberia Visa Signature® Card image
Card Details
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Iberia Visa Signature® Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.6) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good (670-739) *
Annual Fee:
$95

🎁 Bonus offer

Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Bonus points for spend in the following bonus categories:

Earn 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus flights booked directly; 1X on other airlines

3 x
Airfare
Estimated Rewards Value: 3.6%

Must be booked directly with the hotel

2 x
Hotels
Estimated Rewards Value: 2.4%
1 x
Everything Else
Estimated Rewards Value: 1.2%
+
 more
Notify me of bonus offer changes
  • Earn 3x Avios on Iberia, British Airways, LEVEL, and Aer Lingus flights
  • $1,000 Airfare Discount Voucher each calendar year when you spend $30,000 in a calendar year (see terms)
  • Get 10% off all Iberia tickets

Pros

  • Get 10% off all Iberia tickets
  • Earn 3x Avios on Iberia, British Airways, LEVEL, and Aer Lingus flights
  • $1,000 Airfare Discount Voucher each calendar year when you spend $30,000 in a calendar year (see terms)

Cons

  • No included benefits for trip delays or cancellations
  • It may be better to earn transferable bank points than Avios
  • Limited bonus categories; then 1X Avios on other purchases
Annual Fee: $95
Foreign
Transaction Fee: 0%
Min Credit
Score: Good (670-739) *
Point
Value: $0.012

Iberia's Avios are very similar to British Airways, with a few differences. You can redeem them for extremely cheap business class flights from the East Coast USA to Madrid (whereas this rate does not exist with other Avios partners). You can transfer from other Avios programs to Iberia as long as your Iberia account has been open for three or more months and you must have earned Avios directly in their program first (from a flight or from a credit card points transfer, for example). For this reason, it's good to create an Iberia Avios account even if you don't see an immediate need.

APR: 20.99%-27.99% (Variable)
Balance
transfer fees: Either $5 or 5% of the amount of each transfer, whichever is greater.
Author: Dave Grossman
Total Rating:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Last Updated: November 10, 2025
Intro bonus:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Annual Fee:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Benefits:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Multipliers:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd
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Aer Lingus Visa Signature Credit Card image
Card Details
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Aer Lingus Visa Signature Credit Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.5) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good (670-739) *
Annual Fee:
$95

🎁 Bonus offer

Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Bonus points for spend in the following bonus categories:

Earn 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus flights booked directly; 1X on other airlines

3 x
Airfare
Estimated Rewards Value: 3.6%

Must be booked directly with the hotel

2 x
Hotels
Estimated Rewards Value: 2.4%
1 x
Everything Else
Estimated Rewards Value: 1.2%
+
 more
Notify me of bonus offer changes
  • Earn 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus flights
  • Priority Boarding on flights between the US and Ireland
  • Earn a Companion Ticket when you spend $30,000 on the card in a calendar year

Pros

  • Priority Boarding on flights between the US and Ireland
  • Earn a Companion Ticket when you spend $30,000 on the card in a calendar year
  • Earn 3x Avios on British Airways, Iberia, LEVEL, and Aer Lingus flights

Cons

  • No included benefits for trip delays or cancellations
  • It may be better to earn a transferable bank point than Avios, especially since most transfer to Avios
  • Limited bonus categories; then 1X Avios on other purchases
Annual Fee: $95
Foreign
Transaction Fee: 0%
Min Credit
Score: Good (670-739) *
Point
Value: $0.012

Similar to British Airways Avios though with a few sweetspots from the eastern half of the US to Ireland. You are able to freely transfer between British Airways Avios and Aer Lingus Avios.  Qatar Airways and Iberia are also under the Avios ecosystem.

APR: 20.99%-27.99% (Variable)
Balance
transfer fees: Either $5 or 5% of the amount of each transfer, whichever is greater.
Author: Dave Grossman
Total Rating:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Last Updated: November 10, 2025
Intro bonus:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Annual Fee:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Benefits:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Multipliers:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd
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Citi Strata℠ Card

Annual fee
$0
Point value
$0.01 -
$0.017
Best Multiplier
3x Groceries
3x Gas Stations
+ 3 more

Bonus Offer

There is no bonus offer at this time

Card Details
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Citi Strata Elite℠

Annual fee
$595
Point value
$0.01 -
$0.017
Best Multiplier
12x Hotels
12x Car Rentals
+ 3 more

Bonus Offer

For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.

Card Details
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Chase Sapphire Reserve for Business℠

Annual fee
$795
Point value
$0.01 -
$0.0175
Best Multiplier
8x Airfare
8x Hotels
+ 4 more

Bonus Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.

Card Details Learn How to Apply
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A no annual fee credit card earning transferable points

Annual fee
$0
Point value
$0.01 -
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details How to Apply
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A Very Premium Credit Card

Annual fee
$595
Point value
$0.01
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
View Table Image

Miles and Lounge Access

Annual fee
$595
Point value
$0.014
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details How to Apply
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Business Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$95
Point value
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
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Mid Tier Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$350
Point value
$0.014
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
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Premium Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$395
Point value
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
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Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$95
Point value
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply

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