accordion-minus accordion-plus account-aside-cards-ico account-aside-consultations-ico account-aside-logout-ico account-aside-profile-ico account-aside-reading-ico account-aside-settings-ico account-aside-wishlist-ico account-categories-edit account-categories-save account-mobile-nav-arr account-sidebar-active bonus-ico btn-find-ico btn-gradient-fb-ico btn-ico-edit business-ico calc-ico cash-ico check-green close-ico compare-card-equal-ico compare-card-plus-ico compare-plus-ico compare-tooltip-arr compare-tooltip-close compare-tooltip-ico correct-ico correct-large-ico credit-card-bullet dashboard-btn-arr dashboard-email-ico dashboard-pass-ico err-info-ico facebook facetwp-selections-arr filter-arr filter-cross heart-ico-filled heart-ico hero-section-bg-animated-mask hero-section-bg-mask-2 hero-section-bg-mask home-slider-arr-icon incorrect-ico insta is-best-ico listing-mob-filter listing-mob-sort loader-ico lock-ico-filled-white lock-ico-filled lock-ico login-facebook login-google login-linkedin my-cards-toggle notification-close-ico notification-success-ico notify-like-clicked notify-like notify-me-ico-clicked notify-me-ico num-counter-item-ico personal-ico points-ico price-edit-blue profile-ico remove-card search-ico select-arr share-facebook-ico share-linkedin-ico share-mail-ico share-twitter-ico sign-in-google-ico slider-ico-1 slider-ico-2 slider-ico-3 slider-ico-4 slider-ico-5 slider-ico-6 stars-5-empty stars-5-filled-edit stars-5-filled tooltip-filter-ico-green tooltip-filter-ico-white tooltip-filter-ico tooltip-ico transfer-bonus-ico transfer-bonuses-close transfer-tooltip-ico twitter-widget-ico twitter ybcc-comparison-arr ybcc-comparison-card ybcc-socials-fb ybcc-socials-inst ybcc-socials-tw ybcc-socials-yt youtube
Explore Credit Cards Add Your Spending Profile
Search
Explore Credit Cards
Don't miss this limited time offer...
💳 Earn 100,000 Transferable Points!

Our “Famous Card Explorer”

Our Credit Card Explorer lets you narrow down the overwhelming selection of available credit cards to only the ones that match your exact preferences.

Your Best Credit Cards has partnered with CardRatings and MyBankTracker for our coverage of credit card products. Your Best Credit Cards and our partners may receive a commission from card issuers. Some or all of the offers that appear on Your Best Credit Cards are from advertisers and may influence how and where products are displayed on the site, as well as their rankings in tables. Your Best Credit Cards does not include all card companies, banks, or all available card or bank offers. Commissions do not affect or prioritize placement within our Card Explorer results, and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

* Suggested credit score ranges for credit cards are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

Settings

Personal or business card?:

I am looking for:

Sort by:

Sort by

Personal or business card?:

I am looking for:

Sort by:

The Hilton Honors American Express Business Card The Hilton Honors American Express Business Card image
Card Details
How to apply
Notify me of bonus offer changes
American Express is an advertising partner.

The Hilton Honors American Express Business Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.8) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good *
Annual Fee:
$195 (Rates and fees)

⌛ Limited Time Offer

Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Offer Ends 1/14/2026. Terms Apply.

Bonus points for spend in the following bonus categories:

5 x
All Other Eligible Purchases
Estimated Rewards Value: 2.5%
+
 more
Notify me of bonus offer changes
  • Very high earn rate for all spend at Hilton properties (12X)
  • Comes with complimentary Hilton Gold elite status
  • You'll get up to $60 in statement credits each quarter at Hilton family hotels

Pros

  • If you stay at Hilton Hotels often, the 12X earn rate on Hilton Hotels will really add up.
  • You'll get up to $60 in statement credits each quarter at Hilton family hotels
  • Includes mid-tier Hilton Gold status, a way to spend to Diamond status, and you can spend your way to up to two free nights at any Hilton property in the world.

Cons

  • The card only earns Hilton Honors points, so you would not be able to redeem them for stays at other hotel chains.
  • Earning a specific type of co-branded point, like Hilton Honors points, limits your redemption opportunities and your points balance may be worth less over time if the program changes how points are redeemed.
  • The card no longer includes Priority Pass lounge access or the ability to earn Free Night Reward certificates
Annual Fee: $195
Foreign
Transaction Fee: 0%
Min Credit
Score: Good *
Point
Value: $0.005

Since Hilton moved to a variable pricing model, on average you'll be offered roughly a 0.5 cent value per point for average hotels. However, what is nice is that although the pricing is mostly variable, they still cap the "standard" redemption rate on all properties. With the 5th night free on all award stays and resort fees waived on award stays, it's very possible to well exceed this value - even getting 1-2 cents per point - when used wisely. With the addition of SLH as fully integrated into the Hilton fold, we had raised the overall expected average redemption value to 0.6 cents, but lowered it back to 0.5 cents after two devaluations in 2025 pushed awards at the top end from 150,000 points to 250,000 points - a sizable increase.

APR: 19.74%-28.74% (Variable)
Author: Dave Grossman
Total Rating:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Last Updated: November 10, 2025
Intro bonus:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Annual Fee:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Benefits:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Multipliers:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd
Add Spending Profile Compare Cards
Hilton Honors American Express Aspire Card Hilton Honors American Express Aspire Card image
Card Details
How to apply
Notify me of bonus offer changes
American Express is an Advertising Partner

Hilton Honors American Express Aspire Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.4) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good *
Annual Fee:
$550 (Rates and fees)

☝ Increased Offer

Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 on eligible purchases on the Hilton Honors American Express Aspire Card within your first 6 months of Card Membership. Offer ends 1/14/2026. Terms apply.

Bonus points for spend in the following bonus categories:

At Hilton portfolio properties when you book direct with Hilton or the hotel. Otherwise, earn 3X points

14 x
Hotels
Estimated Rewards Value: 7%
7 x
Airfare
Estimated Rewards Value: 3.5%
7 x
Car Rentals
Estimated Rewards Value: 3.5%

U.S. dining, including takeout and delivery

7 x
Dining Out / Food Delivery
Estimated Rewards Value: 3.5%
3 x
All Other Eligible Purchases
Estimated Rewards Value: 1.5%
+
 more
Notify me of bonus offer changes
  • Diamond Elite Status
  • Up to $909 in annual statement credits (Terms apply)
  • An annual Standard Free Night Reward with no cap on value

Pros

  • Diamond Elite Status
  • Up to $909 in annual statement credits (Terms apply)
  • An annual Standard Free Night Reward with no cap on value

Cons

  • Points earned are only good for booking Hilton family stays
  • High annual fee (but not really, considering the value)
  • We really can't think of a third!
Annual Fee: $550
Foreign
Transaction Fee: 0%
Min Credit
Score: Good *
Point
Value: $0.005

Since Hilton moved to a variable pricing model, on average you'll be offered roughly a 0.5 cent value per point for average hotels. However, what is nice is that although the pricing is mostly variable, they still cap the "standard" redemption rate on all properties. With the 5th night free on all award stays and resort fees waived on award stays, it's very possible to well exceed this value - even getting 1-2 cents per point - when used wisely. With the addition of SLH as fully integrated into the Hilton fold, we had raised the overall expected average redemption value to 0.6 cents, but lowered it back to 0.5 cents after two devaluations in 2025 pushed awards at the top end from 150,000 points to 250,000 points - a sizable increase.

APR: 19.74%-28.74% (Variable)
Author: Dave Grossman
Total Rating:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Last Updated: November 10, 2025
Intro bonus:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Annual Fee:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Benefits:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Multipliers:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd
Add Spending Profile Compare Cards
Hilton Honors Surpass® Credit Card Hilton Honors Surpass® Credit Card image
Card Details
How to apply
Notify me of bonus offer changes
American Express is an Advertising Partner

Hilton Honors Surpass® Credit Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.1) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good *
Annual Fee:
$150 (Rates and fees)

☝ Increased Offer

Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/14/2026. Terms apply.

Bonus points for spend in the following bonus categories:

At Hilton portfolio properties when you book direct with Hilton or the hotel. Otherwise, earn 3X points

12 x
Hotels
Estimated Rewards Value: 6%

U.S. gast stations

6 x
Gas Stations
Estimated Rewards Value: 3%

U.S. dining, including takeout and delivery

6 x
Dining Out / Food Delivery
Estimated Rewards Value: 3%

U.S. Supermarkets. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

6 x
Groceries
Estimated Rewards Value: 3%

U.S. Online Retail Shopping

4 x
Online Retail Shopping
Estimated Rewards Value: 2%
3 x
All Other Eligible Purchases
Estimated Rewards Value: 1.5%
+
 more
Notify me of bonus offer changes
  • Very high earn rate for all spend at Hilton properties (12X)
  • Comes with complimentary Hilton Gold elite status
  • Offers the ability to earn a valuable Free Night Reward with $15,000 in eligible spend in a calendar year

Pros

  • If you stay at Hilton Hotels often, the 12X earn rate on Hilton Hotels will really add up.
  • Includes mid-tier Hilton Honors™ Gold Status, a way to spend to Hilton Honors™ Diamond Status
  • Spend your way to a Free Night Reward valid at almost any Hilton property in the world

Cons

  • The card only earns Hilton Honors points, so you would not be able to redeem them for stays at other hotel chains.
  • Earning a specific type of co-branded point, like Hilton Honors points, limits your redemption opportunities and your points balance may be worth less over time if the program changes how points are redeemed via a devaluation of the loyalty program.
  • The Free Night Reward available with this card requires $15,000 in annual (calendar year) eligible spend
Annual Fee: $150
Foreign
Transaction Fee: 0%
Min Credit
Score: Good *
Point
Value: $0.005

Since Hilton moved to a variable pricing model, on average you'll be offered roughly a 0.5 cent value per point for average hotels. However, what is nice is that although the pricing is mostly variable, they still cap the "standard" redemption rate on all properties. With the 5th night free on all award stays and resort fees waived on award stays, it's very possible to well exceed this value - even getting 1-2 cents per point - when used wisely. With the addition of SLH as fully integrated into the Hilton fold, we had raised the overall expected average redemption value to 0.6 cents, but lowered it back to 0.5 cents after two devaluations in 2025 pushed awards at the top end from 150,000 points to 250,000 points - a sizable increase.

APR: 19.74%-28.74% (Variable)
Author: Dave Grossman
Total Rating:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Last Updated: November 10, 2025
Intro bonus:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Annual Fee:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Benefits:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Multipliers:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd
Add Spending Profile Compare Cards
Hilton Honors American Express Card Hilton Honors American Express Card image
Card Details
How to apply
Notify me of bonus offer changes
American Express is an advertising partner.

Hilton Honors American Express Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.2) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good *
Annual Fee:
$0 (Rates and fees)

☝ Increased Offer

Earn 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you spend $2,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/14/2026. Terms apply.

Bonus points for spend in the following bonus categories:

Applies to bookings at Hilton Honors properties booked directly with Hilton. Otherwise, earn 3X

7 x
Hotels
Estimated Rewards Value: 3.5%

At U.S. Gas Stations

5 x
Gas Stations
Estimated Rewards Value: 2.5%

At U.S. Restaurants. Take out and delivery included.

5 x
Dining Out / Food Delivery
Estimated Rewards Value: 2.5%

At U.S. Supermarkets. * American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

5 x
Groceries
Estimated Rewards Value: 2.5%
3 x
All Other Eligible Purchases
Estimated Rewards Value: 1.5%
+
 more
Notify me of bonus offer changes
  • No annual fee and no foreign transaction fees
  • 7X points when staying at Hilton portfolio properties
  • Comes with Hilton Honors™ Silver Elite status

Pros

  • 7X points when staying at Hilton portfolio properties
  • Comes with Hilton Honors™ Silver Elite status with the chance to earn Gold
  • No annual fee and no foreign transaction fees

Cons

  • Hilton Honors™ Silver Elite status benefits are light compared to Gold status
  • The earn rate on everyday spend is higher on other cards
  • Lacks any high end benefits, but then again it's a no annual fee card
Annual Fee: $0
Foreign
Transaction Fee: 0%
Min Credit
Score: Good *
Point
Value: $0.005

Since Hilton moved to a variable pricing model, on average you'll be offered roughly a 0.5 cent value per point for average hotels. However, what is nice is that although the pricing is mostly variable, they still cap the "standard" redemption rate on all properties. With the 5th night free on all award stays and resort fees waived on award stays, it's very possible to well exceed this value - even getting 1-2 cents per point - when used wisely. With the addition of SLH as fully integrated into the Hilton fold, we had raised the overall expected average redemption value to 0.6 cents, but lowered it back to 0.5 cents after two devaluations in 2025 pushed awards at the top end from 150,000 points to 250,000 points - a sizable increase.

APR: 19.74%-28.74% (Variable)
Author: Dave Grossman
Total Rating:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Last Updated: November 10, 2025
Intro bonus:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Annual Fee:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Benefits:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
Multipliers:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd
Add Spending Profile Compare Cards
View Table Image

Citi Strata℠ Card

Annual fee
$0
Point value
$0.01 -
$0.017
Best Multiplier
3x Groceries
3x Gas Stations
+ 3 more

Bonus Offer

There is no bonus offer at this time

Card Details
View Table Image

Citi Strata Elite℠

Annual fee
$595
Point value
$0.01 -
$0.017
Best Multiplier
12x Hotels
12x Car Rentals
+ 3 more

Bonus Offer

For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.

Card Details
View Table Image

Chase Sapphire Reserve for Business℠

Annual fee
$795
Point value
$0.01 -
$0.0175
Best Multiplier
8x Airfare
8x Hotels
+ 4 more

Bonus Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.

Card Details Learn How to Apply
View Table Image

A no annual fee credit card earning transferable points

Annual fee
$0
Point value
$0.01 -
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details How to Apply
View Table Image

A Very Premium Credit Card

Annual fee
$595
Point value
$0.01
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
View Table Image

Miles and Lounge Access

Annual fee
$595
Point value
$0.014
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details How to Apply
View Table Image

Business Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$95
Point value
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
View Table Image

Mid Tier Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$350
Point value
$0.014
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
View Table Image

Premium Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$395
Point value
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
View Table Image

Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$95
Point value
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply

Calculation

Featured Credit Cards

Personalized rewards

Get your personalized selection of credit cards based on what you spend the most on. Use the sliders to estimate your MONTHLY spend in each category.

Personal or business card?:

Business
Personal
Either

I am looking for:

Cash
Points
Either
Total Spend: $0/mo
Dining Out / Food Delivery

Edit

0
0 10000
Groceries

Edit

0
0 10000
Airfare

Edit

0
0 10000
Hotels

Edit

0
0 10000
Car Rentals

Edit

0
0 10000
Gas Stations

Edit

0
0 10000
EV Charging

Edit

0
0 10000
Cruises

Edit

0
0 10000
Transit

Edit

0
0 10000
Drugstores

Edit

0
0 10000
Cable / Internet / Phone

Edit

0
0 10000
Cellular Phone Service

Edit

0
0 10000
Office Supplies

Edit

0
0 10000
Rent

Edit

0
0 10000
Streaming Services

Edit

0
0 10000
Gym Memberships

Edit

0
0 10000
Advertising (Online / TV / Radio)

Edit

0
0 10000
U.S. Electronic Goods Retailers / Software / Cloud System Providers

Edit

0
0 10000
Construction Materials / Hardware Supplies

Edit

0
0 10000
Online Retail Shopping

Edit

0
0 10000
Amazon / Whole Foods

Edit

0
0 10000
Entertainment (Concerts / Shows / Movies)

Edit

0
0 10000
Costco

Edit

0
0 10000
Lyft

Edit

0
0 10000
Advertising on Search Engines and Social Media

Edit

0
0 10000
Shipping

Edit

0
0 10000
Single Charges over $5,000

Edit

0
0 10000
Total Spend: $0/mo
Continue as Guest Sign up & Save

Your account has been successfully created!