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Marriott Bonvoy Bold Credit Card Marriott Bonvoy Bold Credit Card image

Marriott Bonvoy Bold Credit Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.4) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Min Credit Score:
Good (670-739) *
Annual Fee:
$0

☝ Increased Offer

Earn 60,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card!

Bonus points for spend in the following bonus categories:

Earn 3X at Marriott Bonvoy properties booked direct. Earn 2X on all other hotel bookings.

2x-3x
Hotels
Estimated Rewards Value: 1%
2x
Supermarkets
Estimated Rewards Value: 1%

Select Streaming services

2x
Streaming Services
Estimated Rewards Value: 1%
2x
Cable / Internet / Phone
Estimated Rewards Value: 1%
1x
Everything Else
Estimated Rewards Value: 0.5%
+
 more
  • Beginner-friendly travel card with no annual fee and no foreign transaction fees to worry about
  • Automatic Silver elite status with 15 annual elite night credits for holding the card
  • Important travel and purchase coverages, including baggage delay insurance, trip delay reimbursement and purchase protection

Pros

  • No annual fee
  • Automatic Silver elite status in the Marriott Bonvoy program and 15 elite night credits every year
  • Earn 6X Bonvoy points at participating Marriott hotels

Cons

  • Marriott Bonvoy Silver elite status won't get you much besides priority late checkout
  • The card doesn't come with a Marriott free night award
  • The earning rate on non-Marriott purchases is mediocre (2x points on travel purchases and 1x points on all other eligible purchases)
Annual Fee: $0
Foreign
Transaction Fee:
0%
Min Credit
Score:
Good (670-739) *
Point
Value:
$0.005

While Marriott Bonvoy dropped all award charts in favor of a dynamic pricing system, it hasn't gotten out of hand and the 5th night free on awards can still provide outsized value. It's also hard to beat the breadth of Marriott Bonvoy properties all over the world. That said, the prices have gone up and up again, and the ever increasing resort fees are not waived on Bonvoy award nights, which does draw the point value down.

APR: 19.24%-27.74% (Variable)
Balance
transfer fees:
Either $5 or 5% of the amount of each transfer, whichever is greater.
Author: Stella Shon
Editor: Dave Grossman
Total Rating:
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Last Updated: July 20, 2026
Intro bonus:
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Annual Fee:
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Benefits:
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Multipliers:
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View Table Image
Annual fee
$95
Point value
$0.016
Best Multiplier
2x Hotels
2x Car Rentals
+ 1 more
View Table Image
Annual fee
$295
Point value
$0.01
Best Multiplier
2x Hotels
2x Airfare
+ 1 more
View Table Image
Annual fee
$95
Point value
$0.01 -
$0.0175
Best Multiplier
3x Dining Out / Food Delivery
3x Streaming Services
+ 8 more
View Table Image
Annual fee
$795
Point value
$0.01 -
$0.0175
Best Multiplier
4x Airfare
4x Hotels
+ 3 more
View Table Image
Annual fee
$795
Point value
$0.01 -
$0.0175
Best Multiplier
5x Lyft
4x Airfare
+ 4 more
View Table Image
Annual fee
$95
Point value
$0.01 -
$0.0175
Best Multiplier
3x Airfare
3x Transit
+ 8 more
View Table Image
Annual fee
$0
Point value
$0.01 -
$0.0175
Best Multiplier
1.5x Everything Else
View Table Image
Annual fee
$0
Point value
$0.01 -
$0.0175
Best Multiplier
5x Cable / Internet / Phone
5x Cellular Phone Service
+ 4 more
View Table Image
Annual fee
$495
Point value
$0.018
Best Multiplier
0x Rent / Mortgage
2x Everyday Spend
View Table Image
Annual fee
$95
Point value
$0.018
Best Multiplier
1x Supermarkets
1x Dining Out / Food Delivery
+ 2 more

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