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Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
Early birds get more points! Get 100% Bonus IHG One Rewards points when you transfer Ultimate Rewards points between 12:00 AM ET on July 15, 2026 and 11:59 PM ET on July 30, 2026.
When the Early Bird offer ends, get 70% Bonus IHG One Rewards points when you transfer Ultimate Rewards points between 12:00 AM ET on July 31, 2026 and 11:59 PM ET on August 31, 2026. Bonus points will be awarded by IHG in your IHG One Rewards account after your transfer is complete.
There have been six transfer bonuses from Chase to IHG One Rewards in 2025 early 2026. One was 100%, two were 80%, and three were 70%.
We value IHG Rewards points at 0.4 cents and Chase Ultimate Rewards at 1.75 cents, so this is far from a slam dunk and we’d advise to only transfer if you’ve already found a great redemption. Even at 100%, you are only getting, on average, 0.8 cents for each Ultimate Rewards point!
You may be looking to “top up” an existing IHG Rewards balance for a reward stay and this would be an opportune time.
But as a general rule, we find that one Chase Ultimate Rewards point is at least 4 times more valuable than IHG Rewards points, so, again, do your homework before transferring and make sure you have a deal lined up – ideally using the 4th night free benefit from a co-branded credit card.
Transfers take less than a day (most likely less than a few hours, but not instant), although note that IHG is adding the bonus on their side so there could be a delay.
Through 9/30/27
Earn 8X only when booked via Chase Travel; otherwise this card earns 4X on airfare booked directly. Any other booking channel earns 1X.
Earn 8X only when booked via Chase Travel; otherwise this card earns 4X on hotels booked directly. Any other booking channel earns 1X.
Only when booked via Chase Travel; otherwise earn 1X points per dollar.
The Sapphire Reserve, Sapphire Preferred, Chase Sapphire Reserve for Business, and Ink Preferred all have the ability to transfer to airline and hotel partners. We use an average value that you can expect to get by utilizing your points for these transfer partners. In the Chase Travel℠ portal, Points Boost allows you to redeem for airfare or hotels with point values ranging from 1.5 - 2 cents depending on cabin class or hotel. Specific flights and hotels that appear in Point Boost vary. If you do not have at least one of these cards, Ultimate Rewards are worth exactly 1 cent per point. You can also read our Guide to Chase Ultimate Rewards points.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Early birds get more points! Get 100% Bonus IHG One Rewards points when you transfer Ultimate Rewards points between 12:00 AM ET on July 15, 2026 and 11:59 PM ET on July 30, 2026.
When the Early Bird offer ends, get 70% Bonus IHG One Rewards points when you transfer Ultimate Rewards points between 12:00 AM ET on July 31, 2026 and 11:59 PM ET on August 31, 2026. Bonus points will be awarded by IHG in your IHG One Rewards account after your transfer is complete.
There have been six transfer bonuses from Chase to IHG One Rewards in 2025 early 2026. One was 100%, two were 80%, and three were 70%.
We value IHG Rewards points at 0.4 cents and Chase Ultimate Rewards at 1.75 cents, so this is far from a slam dunk and we’d advise to only transfer if you’ve already found a great redemption. Even at 100%, you are only getting, on average, 0.8 cents for each Ultimate Rewards point!
You may be looking to “top up” an existing IHG Rewards balance for a reward stay and this would be an opportune time.
But as a general rule, we find that one Chase Ultimate Rewards point is at least 4 times more valuable than IHG Rewards points, so, again, do your homework before transferring and make sure you have a deal lined up – ideally using the 4th night free benefit from a co-branded credit card.
Transfers take less than a day (most likely less than a few hours, but not instant), although note that IHG is adding the bonus on their side so there could be a delay.
8X only applies to bookings made via Chase Travel℠. Otherwise earn 4X points per dollar if booked directly with the airline. Bookings via any other channel earn 1X.
8X only applies to bookings made via Chase Travel℠. Otherwise earn 4X points per dollar if booked directly with the hotel. Bookings via any other channel earn 1X.
Only applies to bookings made via Chase Travel℠. Otherwise earn 1X.
The Sapphire Reserve, Sapphire Preferred, Chase Sapphire Reserve for Business, and Ink Preferred all have the ability to transfer to airline and hotel partners. We use an average value that you can expect to get by utilizing your points for these transfer partners. In the Chase Travel℠ portal, Points Boost allows you to redeem for airfare or hotels with point values ranging from 1.5 - 2 cents depending on cabin class or hotel. Specific flights and hotels that appear in Point Boost vary. If you do not have at least one of these cards, Ultimate Rewards are worth exactly 1 cent per point. You can also read our Guide to Chase Ultimate Rewards points.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Early birds get more points! Get 100% Bonus IHG One Rewards points when you transfer Ultimate Rewards points between 12:00 AM ET on July 15, 2026 and 11:59 PM ET on July 30, 2026.
When the Early Bird offer ends, get 70% Bonus IHG One Rewards points when you transfer Ultimate Rewards points between 12:00 AM ET on July 31, 2026 and 11:59 PM ET on August 31, 2026. Bonus points will be awarded by IHG in your IHG One Rewards account after your transfer is complete.
There have been six transfer bonuses from Chase to IHG One Rewards in 2025 early 2026. One was 100%, two were 80%, and three were 70%.
We value IHG Rewards points at 0.4 cents and Chase Ultimate Rewards at 1.75 cents, so this is far from a slam dunk and we’d advise to only transfer if you’ve already found a great redemption. Even at 100%, you are only getting, on average, 0.8 cents for each Ultimate Rewards point!
You may be looking to “top up” an existing IHG Rewards balance for a reward stay and this would be an opportune time.
But as a general rule, we find that one Chase Ultimate Rewards point is at least 4 times more valuable than IHG Rewards points, so, again, do your homework before transferring and make sure you have a deal lined up – ideally using the 4th night free benefit from a co-branded credit card.
Transfers take less than a day (most likely less than a few hours, but not instant), although note that IHG is adding the bonus on their side so there could be a delay.
Only applies to bookings made via Chase Travel℠. Otherwise earn 4X points per dollar if booked directly with the airline. Bookings via any other channel earn 1X.
Only applies to bookings made via Chase Travel℠. Otherwise earn 1X.
Only applies to bookings made via Chase Travel℠. Otherwise earn 4X points per dollar if booked directly with the hotel. Bookings via any other channel earn 1X.
The Sapphire Reserve, Sapphire Preferred, Chase Sapphire Reserve for Business, and Ink Preferred all have the ability to transfer to airline and hotel partners. We use an average value that you can expect to get by utilizing your points for these transfer partners. In the Chase Travel℠ portal, Points Boost allows you to redeem for airfare or hotels with point values ranging from 1.5 - 2 cents depending on cabin class or hotel. Specific flights and hotels that appear in Point Boost vary. If you do not have at least one of these cards, Ultimate Rewards are worth exactly 1 cent per point. You can also read our Guide to Chase Ultimate Rewards points.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
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