Every year, including when you are first approved for your Hilton Aspire card and then each year within a few months of your Card renewal, you’ll receive a Free Night Reward. You can redeem these any night of the year at almost any Hilton property in the world. The only requirement is that the hotel is making available a “Standard Reward Night” (not to be confused with Premium Reward Nights).

Even if that room goes for 150,000 points, it’s yours completely free with your annual Reward Night certificate. Resort fees are even waived on a Hilton Reward Night stay.

Earn a second Free Night Reward almost anywhere in the Hilton system when you spend $30,000 in a calendar year.

Earn a third Free Night Reward almost anywhere in the Hilton system when you spend $60,000 in a calendar year.

Some call these a “free night certificate” but Hilton calls them Free Night Reward certificates.

• Up to $400 in annual statement credits at participating Hilton Resorts: Get a $200 annual credit each half year of Card Membership ($200 January to June and $200 from July to December) for eligible purchases at participating Hilton Resorts. This is valid at any resort listed at hilton.com/resorts.
• Up to $200 in airline spend reimbursements: (Terms Apply). You’ll get up to a $50 credit each calendar quarter on purchases made directly with airlines; up to $200 total per year
• $100 Hilton On-property Credit (Book a 2 night minimum stay at HiltonHonors.com/aspirecard and get up to $100 in credits for qualifying charges at participating Waldorf Astoria Hotels & Resorts and Conrad Hotels & Resorts.)
• $199 CLEAR® Plus Credit: You can cover the cost of a CLEAR Plus Membership, excluding any applicable taxes, with up to $199 in statement credits per calendar year after you enroll and pay for CLEAR Plus which is subject to auto-renewal with your Hilton Honors American Express Aspire® Card.

Incredibly, this hotel grants you top-tier Hilton Honors Diamond status. You’ll be entitled to meaningful room upgrades, lounge access, and either complimentary breakfast or a daily food credit, depending on brand and region.

Your Hilton Aspire will include secondary CDW.
Car Rental Loss and Damage Insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply.

Terms

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

When an American Express® Aspire Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.

Terms

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company.

Purchase Protection is an embedded benefit of your Hilton Aspire Card Membership and requires no enrollment. It can help protect Covered Purchases made on your Eligible Card when they’re accidentally damaged, stolen, or lost, for up to 90 days from the Covered Purchase date. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Coverage Limits Apply.

Terms

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company.

Return Protection

Bought something on the card but decided you want to return it? If the original merchant won’t process the refund, this card’s return protection benefit will refund the full purchase price up to $300 per approved claim (up to $1,000 per calendar year) within 90 days of purchase.

Terms:

With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
• Please visit americanexpress.com/benefitsguide for more details.

Receive complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.

With Cell Phone Protection, you can be reimbursed, the lesser of, your cost to repair or replace your damaged cell phone, including a cracked screen, for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.

Terms: 

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
• Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

Baggage Insurance

Baggage Insurance Plan coverage can be in effect for Covered Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card.

Terms

Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip.  For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company.

You won’t be charged any foreign transaction fees when traveling abroad.

Add an authorized user card at no cost for anyone you’d like, like your child (13+), spouse, or employee.

American Express has Lifestyle concierges that can assist you with finding restaurant reservations or show or event tickets.

As with all Amex cards, you’ll have access to targeted offers on select merchants. In some cases, the savings can be quite impressive and the brands are ones you use every day.