$300 Annual Dining Statement Credit

In addition to earning 3x points at restaurants worldwide, you can also receive up to $25 per month in dining statement credits each calendar year for eligible purchases made at restaurants worldwide. That means you can receive up to $300 in dining credits every single year! Terms apply.

$100 Annual Marriott Bonvoy Property Credit

You can receive up to a $100 property credit for qualifying charges when you book a 2-night minimum stay directly with The Ritz-Carlton or St. Regis properties. Terms apply.

Marriott’s top credit card offering provides 25 annual elite night credits per year and complimentary Platinum elite status, which normally requires 50 nights per year.

This is the third highest elite status level in the Marriott Bonvoy program and provides a ton of useful perks for travelers, including 50% more points at Marriott, enhanced room upgrades (with select suites) upon availability at most brands, as well as breakfast or lounge access at most brands. Enrollment required; terms apply.

The free night award given by the Marriott Bonvoy Brilliant card is unrivaled, as it holds a potential redemption level of up to 85,000 points. You can even add up to 15,000 points from your own account to “top up” to a room of up to 100,000 points.

This can get you free nights at Marriott’s most luxurious properties, from St. Regis to Ritz-Carlton, though you may need to pay resort fees for certain properties.

Did you know that you can transfer your Marriott Bonvoy points to three dozen airline frequent flyer programs? Your points transfer at a 3:1 ratio (with a few exceptions), but this can be a great way to use up that sizeable sum of Marriott Bonvoy points sitting in your account.

Use your Bonvoy Brilliant card to enroll in a complimentary Priority Pass Select membership, which gives you access to 1,200+ lounges worldwide for you and up to two guests. Enrollment required; Terms apply.

You’ll receive up to a $100 statement credit for your trusted traveler program application for Global Entry or TSA PreCheck every four years or 4.5 years, respectively. Enrollment required; Terms apply.

Trip Cancellation/Interruption

If an unexpected situation arises that disrupts or cancels your trip on a short notice, you can receive reimbursement by filing a claim under trip cancellation and interruption insurance with your Bonvoy Brilliant card.

Terms

For the trip cancellation and interruption insurance benefit of the Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Trip Delay

The Marriott Bonvoy Bevy American Express card provides trip delay reimbursement for eligible flight delays greater than 12 hours.

Terms:

Up to $300 per Covered Trip that is delayed for more than 12 hours; and 2 claims per Eligible Card per 12 consecutive month period.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

Baggage Insurance

The Bonvoy Brilliant card also offers baggage insurance plan. You can get reimbursed up to $500 in reimbursement for eligible travel flight delays of more than 6 hours (maximum of 2 claims per rolling 12-month period).

If you pay for your trip with this business card, you may receive trip delay coverage and baggage insurance that can provide reimbursement if you experience a flight delay greater than 12 hours or your bag is lost, stolen or damaged.

Terms:

Up to $500 per Covered Trip that is delayed for more than 6 hours; and 2 claims per Eligible Card per 12 consecutive month period. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a Common Carrier Vehicle ticket for the trip (one-way or round-trip) is charged to an eligible Account. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company.

When renting a car for business purposes, this Marriott Bonvoy credit card offers secondary car rental loss and damage insurance, with the opportunity to upgrade to primary coverage through American Express’ Premium Car Rental Protection program.

Terms:

Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply.

·       Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

·       Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

There are no foreign transaction fees (rates and fees) to pay with the Bonvoy Brilliant card.

Items that come with an original manufacturer’s warranty (maximum of five years) are eligible for up to an additional year of coverage thanks to the extended warranty benefit.

Terms:

When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company.

You may be able to receive reimbursement for stolen or damaged items during the first 90 days after purchase with this benefit on the Brilliant card.

Terms:

When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company.

Return Protection

Bought something on the card but decided you want to return it? If the original merchant won’t process the refund, this card’s return protection benefit will refund the full purchase price up to $300 per approved claim (up to $1,000 per calendar year) within 90 days of purchase.

Terms:

With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
• Please visit americanexpress.com/benefitsguide for more details.

If you’re traveling more than 100 miles away from home, you can tap into Amex’s Premium Global Assist Hotline, which can help coordinate medical, legal, and financial services.

In serious situations, emergency medical transportation assistance may be provided at no cost only if approved and coordinated by the Premium Global Assist Hotline. However, all other services will be the sole financial responsibility of the cardholder.

Terms:

You can rely on Global Assist Hotline 24 hours a day / 7 days a week for medical, legal, financial or other select emergency coordination and assistance services while traveling more than 100 miles away from your home. Plus, we may provide emergency medical transportation assistance and related services. Third-party service costs may be your responsibility. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers.

There’s no additional fee to add authorized users (rates and fees) to your card. Plus, you’ll earn points on any spend on authorized user cards.

At almost 15 grams, this card will add a bit of heft to your wallet.

Cardholders can access and enroll in 100 Amex Offers at a time on the American Express website or app, and these discounts range from local to national merchants.