With American Express Global Lounge Collection® eligible Card Members can enjoy access to over 1,550 airport lounges globally, including The Centurion® Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations.

Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members.

With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year.

To find a lounge, visit the membership section in the American Express® App or visit http://www.americanexpress.com/findalounge#/loungefinder.

Additional Notes:

All primary American Express Platinum cardholders, as well as authorized users, get complimentary access to Centurion Lounge within three hours of a departing flight (or during layovers). In addition, cardholders receive a Priority Pass membership, access to Airspace lounges, Plaza Premium lounges and Delta Sky Clubs (when traveling on same-day Delta flights).

Note that only Priority Pass, Airspace Lounges, and Plaza Premium lounges allow for you and up to 2 guests. Centurion Lounges are for you only, unless you either pay a $50 per visit fee per guest or spend $75,000 on your Platinum card in the previous calendar year. Delta SkyClubs require a per guest fee of $50.

Platinum card members receive a suite of more than 10 statement credits each year. Let’s go over a quick rundown of what these benefits entail:

• $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction. Terms apply.
• Up to $120 Uber One Membership Credit: Receive up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with the Platinum Card®. Terms apply.
• Up to $300 Digital Entertainment Credit: Treat yourself and discover new shows, news and recipes with Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Get up to $25 in statement credits each month when you make eligible purchases directly from one or more of our participating partners with your Platinum Card®. Enrollment required.
• $600 Hotel Credit: Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. (The Hotel Collection requires a minimum two-night stay.)

• $400 Resy Dining Credit: With over 10,000 U.S. restaurants (as of 03/2025) to discover, Resy allows you to find and book reservations for any dining occasion. When you use the Platinum Card to dine at U.S. Resy restaurants or make other eligible purchases with Resy, you can get up to $100 in statement credits each quarter. Enrollment required.
• $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $209 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®. (Enrollment Required)
• Up to $200 in annual airline fee credits (as statement credits)
  Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• $300 lululemon Credit: With the $300 lululemon Credit, you can get up to $75 in statement credits each quarter when you use the Platinum Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.
• Up to $100 in annual Saks Fifth Avenue shopping credits: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
• $155 Walmart+ Credit: A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
• $300 Equinox Credit: Receive up to $300 back per calendar year in statement credits for purchases at Equinox. Valid for Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+. (Enrollment required)
• $300 statement credit when you purchase a SoulCycle At-Home Bike, up to 15x per calendar year. An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. (Enrollment required)
• $200 Oura Ring Credit: Receive up to $200 in statement credits when you use the Platinum Card to purchase an Oura Ring at Ouraring.com each calendar year. Enrollment required.

Most above offers require enrollment after you receive the card and Terms Apply.

Even though there is a ton of potential overall value for the card, to really maximize the perks, keep track of all of your credits — and put them to use at the appropriate time.

Of course, in some cases, it won’t make sense to use a Platinum card benefit if you weren’t going to be spending on that item or service already anyway.

Those with the American Express Business Platinum card get complimentary access to three elite hotel statuses.

After enrolling for these perks, you’ll enjoy status without needing to meet usual stay or spend requirements.

Marriott Bonvoy Gold and Hilton Honors Gold

Benefits may include additional points on paid stays, room upgrades, late checkout, and with Hilton, breakfast or a daily food and beverage credit (in the U.S.).

Leaders Club Sterling Status

Card Members can receive complimentary Leaders Club Sterling Status from The Leading Hotels of the World® and enjoy exclusive benefits at more than 400 independent luxury hotels worldwide – including upgrade opportunities subject to availability, daily breakfast for two, and on-property perks. Enrollment required.

With the American Express Platinum card, you’ll get some great perks if you rent cars with any frequency.

This includes Hertz Gold Plus Rewards Rewards President’s Circle, Avis Preferred Plus and National Emerald Club Executive Elite elite statuses.

At many rental locations, you’ll be able to get to choose from a wide selection of cars on the lot, be eligible for upgrades, and more.

Enrollment required. Terms Apply.

American Express Platinum cardholders earn valuable Membership Rewards points. There are a number of ways to redeem Membership Rewards points, including directly through Amex Travel, statement credits, gift cards, donations to charity, etc.

However, transferring your points to the right airline or hotel program is usually the best way to maximize your Membership Rewards points‘ value. Point transfers are instant to a majority of the 18 airline and three hotel partners. Here is the full list of transfer partners and their respective transfer ratio:

Note: For each conversion of points into the Frequent Flyer program of a U.S. airline, a fee of $0.0006 per point, with a maximum fee of $99, will be charged to your Card account.

Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.

Terms apply.

Trip Interruption / Cancellation

If you end up needing to cancel or interrupt your trip because of a covered reason, you may be eligible for reimbursement. The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Trip Delay Insurance

Trip delayed and not just a little?

You’ll be covered for up to $500 per Covered Trip that is delayed for more than 6 hours; and 2 claims per Eligible Card per 12 consecutive month period.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
• Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

Baggage Insurance

Baggage Insurance Plan coverage can be in effect for Covered Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier.

The coverage is also subject to a $3,000 aggregate limit per Covered Trip.  For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Car Rental Loss and Damage Insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details.

Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

When an American Express Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty can provide up to one extra year added to the Original Manufacturer’s Warranty.

Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
Eligibility and Benefit level varies by Card.

Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Purchase Protection is an embedded benefit of your Card Membership and requires no enrollment. It can help protect Covered Purchases made on your Eligible Card when they’re accidentally damaged, stolen, or lost, for up to 90 days from the Covered Purchase date.

The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Coverage Limits Apply.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card. Purchases must be made in the U.S. or its territories.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period.
Eligibility and Benefit level varies by Card.

Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. Keep in mind you must still pay your bill in full each month or be subject to fees.

American Express offers a travel and lifestyle concierge service, providing personalized assistance to select premium cardholders. This is only available over the phone, by calling the number on the back of your Platinum card.

The American Express Platinum card is metal and weights approximately 18.5 grams.

There are never any additional fees for using your Card abroad.