Chase Freedom Credit Card

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Chase Freedom

Annual Fee: $0

Bonus Offer: This card is no longer available for new applicants. It has been replaced by the Chase Freedom Flex.

★ This card earns bonus points for spend in the following bonus categories:

Lyft5x

Card Features and Benefits:

This card is no longer available for new applicants. It has been replaced by the Chase Freedom Flex.

Existing Freedom cardholders may continue to use their card or call Chase to convert it to a Freedom Flex.

How does the Chase Freedom card earn?

This credit card normally earns 1 Chase Ultimate Rewards point per dollar spent. However, it earns 5x that on up to $1,500 per quarter on rotating categories.

The categories change every 3 months and vary from gas stations to drug stores and anything in between.

New: The Chase Freedom now earns 5X points on Lyft rides, every day.

Chase Freedom card combos

This card is excellent to have in conjunction with a Chase Sapphire Reserve or Chase Sapphire Preferred, both of which unlock transfers to airlines and hotels and an ability to combine your points between them.

Some people even hold the "trifecta" of a Chase Sapphire Reserve or Chase Sapphire Preferred for travel and dining, a Chase Freedom (for the rotating categories), and a Chase Freedom Unlimited which earns a flat 1.5x Ultimate Rewards on all purchases.

More Advice from MilesTalk:

Learn more: Chase Ultimate Rewards: How to Earn and Redeem with Transfer Partners

Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

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