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Chase Freedom Unlimited Credit Card (CFU)

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Bonus Offer: Get $150 (15,000 Ultimate Rewards points) when you spend $500 in your first 3 months


Bonus Offer: Get $150 (15,000 Ultimate Rewards points) when you spend $500 in your first 3 months

★ This card earns bonus points for spend in the following bonus categories:

Expenses Not in Any Other Category1.5x
Lyft5x

Best for:

Those seeking a 0% Intro APR

Card Features and Benefits:

    The Chase Freedom Unlimited is a no-fee Chase card offering 1.5x Ultimate Rewards points on everything. It also now offers 5X points on Lyft rides.

    0% APR Intro Offer:

    Get a 0% Intro APR for 15 months (Terms Apply)

    Chase Freedom Unlimited and the Chase Trifecta

    This card is excellent to have in conjunction with a Chase Sapphire Reserve or Chase Sapphire Preferred, both of which unlock transfers to airlines and hotels and an ability to combine your points between them. The Chase Ink Business Preferred accomplishes the same.

    Some people even hold the "trifecta" of a Chase Sapphire Reserve or Preferred for travel and dining, a Chase Freedom (which earns 5x Ultimate Rewards on quarterly rotating bonus categories), and this card, the Chase Freedom Unlimited, which earns a flat 1.5x Ultimate Rewards on all other purchases.

    Cash back or Points?

    This card can be used as a standard cash back card (1 point = 1 cent) or as an Ultimate Rewards points card.

    In valuing your rewards, we assume you also have a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred. You can then transfer points from this card to one of those to unlock the power of transfer partners. If you have this card without one of the above cards, your rewards value will be lower with each point worth exactly 1 cent. In that case, this is a 1.5% cash back card.

    More from MilesTalk:

    Chase Ultimate Rewards: How to Earn and Redeem with Transfer Partners

    Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

    Related Credit Cards

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Chase Freedom Unlimited (CFU)

Offer: Get $150 (15,000 Ultimate Rewards points) when you spend $500 in your first 3 months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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