Chase Ink Unlimited Business Credit Card
Chase Ink Business Unlimited
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Card Features and Benefits:
Chase Ink Unlimited Earn Rate
The simplest of the Chase Business cards, it earns a flat 1.5x Ultimate Rewards points for every dollar spent on the card.
That makes this a great card to use when none of your other cards are offering a 2x or greater bonus multiplier on a given purchase category. Business rent is a great example of a category that is generally not a bonus category on any card.
Includes Primary Rental Car Collision Damage Waiver (CDW) Coverage
The coverage is Primary when used for Business rentals.
Best Chase Business Credit Card Combos to pair with the Ink Unlimited:
This card is best used in conjunction with a Chase Ultimate Rewards card that is enabled for points transfers to airline/hotel partners, such as the Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve, as you can transfer points from this product to one of those.
If you have no annual fee Chase cards, such as the Ink Unlimited, Ink Cash, Freedom, or Freedom Unlimited, which do not allow you to transfer or use the points for more than a penny a point in value, you need one of those cards above (Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve) in order to combine points from the no annual fee cards into one where you can transfer to airline/hotel partners or redeem in the travel portal at a value of 1.25 to 1.5 cents per point depending on the linked card (The Chase Sapphire Reserve offers 1.5 cents per point in value while the Chase Sapphire Preferred and Chase Ink Preferred offer 1.25 cents per point.
Some people also add a third card, the Ink Cash, which has bonus categories of up to 5x points) no annual fee.
More Advice from MilesTalk:
Please note: The stated value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well. If you do not, points would be worth a flat 1 cent per point.
Also Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.
Lastly, you will only be approved for (at most) one Chase business card every 30 days so please do not apply for two at once.